Advertiser Disclosure
T.J. Porter

T.J. Porter

T.J. Porter has eight years of experience as a finance writer covering investing, banking, credit, and more. His work has appeared on a variety of sites, including Newsweek Vault, Forbes Advisor, and Investopedia.

T.J. got his start in finance as he looked for ways to stretch his own dollars through deals or reward points. In all of his writing, he aims to provide easy to understand and actionable content that can help readers make financial choices that work for them.

When he's not writing about finance, TJ enjoys games (of the video and board variety), cooking, and reading.

What is a letter of credit?

What is a letter of credit?

A letter of credit is a financial document issued by a bank, promising payment to a seller. They are often used for large business transactions.

IRA vs. 401(k): What’s the difference?

IRAs and 401(k)s are both retirement accounts that offer tax benefits. IRAs are available to almost anyone while 401(k)s come from employers.
FHA loans vs. conventional loans

FHA loans vs. conventional loans

FHA and conventional loans are both types of mortgages. FHA loans are easier to qualify for, making them popular among those entering the housing market.
What to expect from a home inspection

What to expect from a home inspection

Home inspections are a part of the homebuying process. A home inspection reassures buyers that a property is in good condition.