Main content begins
United (Service Mark) Explorer Card

UnitedSM Explorer Card

United (Service Mark) Explorer Card

Earn 50,000 bonus miles

2x miles on United Airlines purchases, dining, and hotel stays

1X mile on all other purchases

New cardmember offer

Earn 50,000 bonus miles

after qualifying purchases.* Opens offer details overlay

At a glance

Join Us with 2x miles on United purchases, dining, and hotel stays.* Opens offer details overlay Plus, enjoy a free first checked bag, priority boarding and other great United travel benefits.* Opens offer details overlay Terms apply.

Interest Rate

21.99%–28.99% variable APR. Opens pricing and terms in new window

Annual Fee

$0 intro annual fee for the first year, then $95 Opens pricing and terms in new window

Travel Credit Card Rewards
& Benefits

NEW CARDMEMBER OFFER

Earn 50,000 bonus miles

after you spend $3,000 on purchases in the first 3 months your account is open.* Opens offer details overlay

Plus, earn 5,000 bonus miles after you add an authorized user to your account in the first 3 months your account is open.* Opens offer details overlay

This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.

EARN MILES

Earn up to 7x miles on United purchases

7x total miles on United flights - 5x miles on fare from United as a MileagePlus member, plus 2x miles on entire United purchase with the United Explorer Card. Premier® members earn even more.* Opens offer details overlay

4x total miles on hotel stays booked through United Hotels - 2x miles from United as a MileagePlus member, plus 1x mile earned with the United Explorer Card.* Opens offer details overlay

2x miles on all other United purchases.* Opens offer details overlay

Earn Miles

Earn on all other travel and every day purchases

2x miles on hotel stays when booked with the hotel.* Opens offer details overlay

2x miles on dining including eligible delivery services.* Opens offer details overlay

1x mile on all other purchases.* Opens offer details overlay

FREE CHECKED BAG

Free first checked bag

The primary Cardmember and one companion can each check a first standard bag for free - save up to $160 per roundtrip.* Opens offer details overlay

United ClubSM Access

2 United Club one-time passes per year

Over a $100 value. Relax in comfort while waiting for your flight with complimentary beverages, snacks, high-speed Wi-Fi and more.* Opens offer details overlay

TRAVEL PERKS

Even more travel
benefits for you to enjoy

Priority boarding - the primary Cardmember and companions on the same reservation will be invited to board United-operated flights prior to general boarding.* Opens offer details overlay

Up to $100 as a statement credit for Global Entry, TSA Precheck® or NEXUS every 4 years as reimbursement for the application fee for either program when charged to your card.* Opens offer details overlay

25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Explorer Card.* Opens offer details overlay

Explore Additional
Benefits

United Explorer Card travel benefits

2 United ClubSM one-time passes after account opening and on each anniversary* Opens offer details overlay – over a $100 value per year

Relax in comfort while waiting for your flight with complimentary beverages, snacks, high-speed Wi-Fi and more. For an updated list of United Club locations and any temporary closures, please visit united.com

Free first checked bag – save up to $160 per roundtrip

The primary Cardmember and one companion traveling on the same reservation will each receive their first standard checked bag free (up to $40 value, each way, per person) on United-operated flights when the primary Cardmember includes their United MileagePlus® number in their reservation and purchases their tickets from United with their card (this purchase requirement is waived for flights during the 90 days from account opening).* Opens offer details overlay For complete details, please visit united.com/ChaseBag.

Priority boarding

The primary Cardmember and companions on the same reservation will be invited to board United-operated flights prior to general boarding.* Opens offer details overlay

Up to $100 Global Entry, TSA PreCheck® or NEXUS fee credit

Receive a statement credit of up to $100 every 4 years as reimbursement for the application fee for Global Entry, TSA PreCheck® or NEXUS when charged to your card.* Opens offer details overlay

25% back on United inflight and Club premium drink purchases

You'll get 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Explorer Card.* Opens offer details overlay

Premier upgrades on award tickets

The primary Cardmember who has MileagePlus® Premier® status and is traveling on an award ticket and one companion that is traveling on the same reservation are eligible for Complimentary Premier Upgrades on select United- and United Express-operated flights, subject to availability.* Opens offer details overlay

No foreign transaction fees

Purchases made with your Explorer Card outside the U.S. will not be subject to foreign transaction fees. Opens pricing and terms in new window For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.

United Card Events from Chase and United MileagePlus Exclusive Events

Pursue more of your passions with the United Card Events from Chase. As a Cardmember, you will be delighted with opportunities to purchase private, curated once-in-a-lifetime experiences. Sample select wines and satisfy your palate with culinary events at some of the world's best restaurants, meet a sporting legend or make memories with your family. Please visit UnitedCardEvents.com to learn more.

Through MileagePlus Exclusives, Cardmembers can use their miles to enjoy unique opportunities, such as exclusive multi-course dinners, sporting events, concerts, and behind-the-scenes experiences in United's operations facilities. Visit united.com/cardevents to learn more.

Earn Premier qualifying points (PQP)

Premier qualifying points (PQP) help you earn MileagePlus Premier® status, which provides you with an enhanced travel experience. You'll earn 25 PQP for every $500 you spend on purchases with your Explorer Card (up to 1,000 PQP in a calendar year) that can be applied toward your Premier status qualification, up to the Premier 1K® level.* Opens offer details overlay Visit united.com/premier for details about earning Premier status.

Earning MileagePlus miles

In addition to earning miles for purchases made with your card, you can earn miles by flying with UnitedSM, United Express®, Star Alliance and other airline partners. You can also earn miles from Mileage Plus partners for hotel stays and car rentals, online shopping, eGift card purchases and by using the MileagePlus X app to pay at your favorite restaurants and retailers. Maximize your mileage earning power when you use your card to pay at MileagePlus partners. You'll earn miles for card purchases plus the miles offered from the partner. See united.com/earn for details on earning miles.

No blackout dates

MileagePlus members can use miles to book any United-operated flight, any time, with no restrictions or blackout dates.* Opens offer details overlay For more information, please visit united.com/AirAwards

MileagePlus miles don't expire

MileagePlus miles never expire. This MileagePlus program benefit gives you a lifetime to use your miles on flights and much more.

Using MileagePlus miles

Your miles can reward you with getaways, unique experiences, or things you love - anything from electronics to dinner at one of your favorite restaurants. Use them for flights on United and other airline partners, hotel stays, car rentals, merchandise, eGift cards and more. See united.com/UseMiles for details on using miles. Chase Cardmembers can also use miles they've earned with their card to receive a statement credit for United ticket purchases and their annual card membership fee.

You're covered with built-in benefits

Auto Rental Collision Damage Waiver

Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement for theft and collision damage for most rental cars in the U.S. and abroad.** Same page link to disclaimer

Baggage Delay Insurance

Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.** Same page link to disclaimer

Lost Luggage Reimbursement

If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger.** Same page link to disclaimer

Trip Cancellation/Interruption Insurance

You can be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather and other covered situations.** Same page link to disclaimer

Trip Delay Reimbursement

If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.** Same page link to disclaimer

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per year.** Same page link to disclaimer

Visa Concierge

Get complimentary Visa Signature® Concierge Service 24 hours a day.* Opens offer details overlay Find tickets to the top sports and entertainment events, make dinner reservations and even get help sending the perfect gift.

Extended Warranty Protection

Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less.** Same page link to disclaimer

** Same page link to disclaimer reference These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

For fast, easy and secure checkout simply tap to pay where you see the Contactless symbol. For more information, please see www.chase.com/contactless Opens in a new window.

Apply for a card, use it the same day

Receive instant access to your card by adding it to a digital wallet, like Apple Pay®, Google Pay or Samsung Pay. Find out how at chase.com/digital/spend-instantly Opens in a new window.

DoorDash

Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by 12/31/24.* Opens offer details overlay

Chase Pay Over Time* Opens offer details overlay lets eligible Chase customers break up credit card purchases into budget friendly payments. There are two potential ways to pay over time:

After purchase (formerly My Chase Plan®): Pay off an eligible purchase you've already made of $100 or more* Opens offer details overlay in smaller, equal monthly payments. No interest - just a fixed monthly fee Opens pricing and terms in new window with plan durations that range from 3-24 months. Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.

At checkout: Chase credit card members may have the option to create a payment plan at checkout on Amazon.com. Orders totaling $50 or more* Opens offer details overlay using your eligible Chase credit card at Amazon.com could be eligible for Chase Pay Over Time. You will be able to view Chase Pay Over Time plan options (including the fixed APR and durations) at checkout.

Keep in mind: Even though you may have an eligible card, access to Chase Pay Over Time is not guaranteed. Your ability to create a Chase Pay Over Time plan is based on a variety of factors, such as your creditworthiness, credit limit and account behavior, and may change from time to time.

For more information on Chase Pay Over Time features, please visit chase.com/chasepayovertime Opens in a new window.

Nerdwallet Best-Of Awards 2024 accolade

United Explorer Card from Chase, NerdWallet's 2024 Best-of Awards Winner for Best Credit Card Airline Benefits.

©2017-2024 and TM, Nerdwallet, Inc. All Rights Reserved.