Aditya Birla Sun Life Fixed Term Plan - Series TI ...
NAV as of Aug 29, 2024
11.960.01%
- IDCW - Regular
(Earn upto 0.10% Extra Returns with Direct Plan)
Fund Category:
Debt: FMP
Expense Ratio:
0.15%(0.29% Category
average)Fund Size:
Rs. 295.88 Cr(1.94% of Investment in Category)
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Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 ...
NAV as of Aug 29, 2024
11.960.01%
Expense Ratio:
0.15%
Fund Size:
Rs. 295.88 Cr
Fund Category:
Debt: FMP
1. Current NAV: The Current Net Asset Value of the Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 Days) - Regular Plan as of Aug 29, 2024 is Rs 11.96 for IDCW option of its Regular plan.
2. Returns: Its trailing returns over different time periods are: 8.02% (1yr), 5.62% (3yr) and 5.81% (since launch). Whereas, Category returns for the same time duration are: 7.97% (1yr), 5.74% (3yr) and 6.87% (5yr).
3. Fund Size: The Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 Days) - Regular Plan currently holds Assets under Management worth of Rs 295.88 crore as on Jul 31, 2024.
4. Expense ratio: The expense ratio of the fund is 0.15% for Regular plan as on Aug 16, 2024.
5. Exit Load: The given fund doesn't attract any Exit Load.
6. Minimum Investment: Minimum investment required is Rs 1000 and minimum additional investment is Rs 10. Minimum SIP investment is Rs 0.
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 Days) Regular-IDCW Returns
Trailing Returns
Rolling Returns
Discrete Period
SIP Returns
1M 3M 6M 1Y 3Y 5Y Annualized Returns 0.63 2.18 4.08 8.03 5.61 - Category Avg 0.69 2.24 4.11 7.96 5.75 6.90 Rank within Category 40 34 33 30 8 - No. of funds within Category 79 79 79 79 18 5 - Loading...
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Return Comparison
- This Fund
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Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 Days) Regular-IDCW Fund Details
Investment Objective - The scheme seeks to generate income by investing in a portfolio of fixed income securities maturing on or before the duration of the scheme.
Fund House | Aditya Birla Sun Life Mutual Fund |
Launch Date | Jun 29, 2021 |
Benchmark | CRISIL Medium to Long Term Debt Index |
Return Since Launch | 5.81% |
Riskometer | Low to Moderate |
Type | Closed-end |
Risk Grade | - |
Return Grade | - |
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 Days) Regular-IDCW Investment Details
Minimum Investment (Rs.) | 1,000.00 |
Minimum Additional Investment (Rs.) | 10.00 |
Minimum SIP Investment (Rs.) | - |
Minimum Withdrawal (Rs.) | - |
Exit Load | 0% |
Portfolio Allocation
Portfolio Aggregates
Fund | 1Y High | 1Y Low | Category | |
---|---|---|---|---|
Modified Duration(Yrs) | - | 7.141 | 0.6587 | - |
Average Maturity(Yrs) | 4.52 | 7.3892 | 0.6973 | 3.1134 |
Yield to Maturity(%) | - | 8.5458 | 6.87 | - |
Avg Credit Rating | High | - | - | - |
Style Box
Investment / Portfolio Grades
Security Type | Weight(%) | Category Avg(%) |
---|---|---|
Government Backed | 96.90 | 84.99 |
Low Risk | - | 5.58 |
Moderate Risk | - | 0.13 |
High Risk | - | - |
Very High Risk | - | - |
Others | 3.10 | 9.30 |
Type of Holdings
Security Type | Weight(%) | Category Avg(%) |
---|---|---|
GOI | 1.31 | 37.61 |
CD | - | 0.23 |
T-Bills | - | 4.00 |
CP | - | 0.21 |
NCD & Bonds | - | 4.68 |
PTC | - | - |
Cash & Others | 98.69 | 53.27 |
Debt Holding In Portfolio
Instrument | Type | Sector | Rating | Value(Mn) | Total Holding(%) | Quantity |
---|---|---|---|---|---|---|
Bihar State | Long-term Debt | Others | SOV | 1,022.49 | 34.56 | - |
Rajasthan State | Long-term Debt | Others | SOV | 492.76 | 16.65 | - |
8.05% Gujarat State 15/06/2026 | Long-term Debt | Construction | SOV | 457.62 | 15.47 | 45,00,000 |
8.33% GOI 09/07/2026 | Long-term Debt | Sovereign | SOV | 258.32 | 8.73 | 25,16,000 |
Maharashtra State | Long-term Debt | Others | SOV | 253.95 | 8.58 | - |
Tamilnadu State | Long-term Debt | Others | SOV | 50.76 | 1.72 | - |
Karnataka State | Long-term Debt | Others | SOV | 50.82 | 1.72 | - |
8.06% Uttarakhand State 15/06/2026 | Long-term Debt | Others | SOV | 50.83 | 1.72 | 5,00,000 |
6.05% Rajasthan State 16/06/2026 | Long-term Debt | Others | SOV | 49.12 | 1.66 | 5,00,000 |
7.27% GOI 08/04/2026 | Long-term Debt | Sovereign | SOV | 38.76 | 1.31 | 3,85,000 |
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Peer Comparison
Cumulative Returns
SIP returns
Discrete Returns
Quant Measures
Asset Allocation
Scheme Name NAV(Rs./Unit) Scheme Rating AUM(Rs. Cr) 1M 1Y 3Y 5Y Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 Days) Regular-IDCW 11.96 Unrated 295.88 0.68 7.96 5.58 - DSP FMP Series 268 - 1281 Days Regular - IDCW 11.37 Unrated 118.98 0.67 7.76 - - UTI Annual Interval Fund-II Regular-IDCW 10.73 Unrated 12.40 0.53 6.92 5.61 4.94 ICICI Prudential Fixed Maturity Plan - Series 88 1303 Days Plan S- IDCW 11.18 Unrated 60.47 0.70 7.84 - - SBI Fixed Maturity Plan - Series 48 (1458 Days) Regular - IDCW 11.77 Unrated 44.12 0.63 7.52 5.29 -
Risk Ratios
Ratios are calculated using the calendar month returns for the last 3 years
Standard Deviation
Standard Deviation
Standard deviation is the deviation of the fund's return around mean.
High Volatality
2.17VS1.47Fund Vs Category Avg
Beta
Beta
Beta shows the portfolio risk in relation to the market. A beta of less than 1 means that the fund returns are less volatile compared to the broader market. A beta of more than 1 means that the fund returns are more volatile than the broader markets. A beta equal to 1 means that fund's volatility is in line with the broader market.
High Volatality
2.91VS1.98Fund Vs Category Avg
Sharpe Ratio
Sharpe Ratio
Sharpe ratio is a risk adjusted performance measure. A fund with a higher Sharpe ratio is considered better than a fund with a lower Sharpe ratio.
Poor risk-adjusted returns
0.08VS0.10Fund Vs Category Avg
Treynor's Ratio
Treynor's Ratio
Treynor is a risk adjusted performance measure. A fund with a higher Treynor ratio is considered better than a fund with a lower Treynor ratio.
Better risk-adjusted returns
0.06VS-0.45Fund Vs Category Avg
Jensen's Alpha
Jensen's Alpha
Alpha shows the ability of the fund manager to outperform the market. A higher Alpha is preferred.
Better risk-adjusted returns
6.12VS4.18Fund Vs Category Avg
Mean Return
Mean Return
Average return generated by the fund during a specified period.
Poor average monthly returns
5.72VS5.80Fund Vs Category Avg
Risk Ratio Chart
- Risk Ratio
- Category Average
Aditya Birla Sun Life Mutual Fund News
Fund Manager
- M.S.Mohit SharmaSince Jun 202118 schemes
Mr. Sharma is B Tech (IIT - Madras) and PGDCM (IIM Calcutta). Prior to joining Aditya Birla Sun Life AMC, he ran his own healthcare-tech business (June 2012 - May 2015). he has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 - June 2011) and ICICI Bank Ltd (June 2006 - April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 - June 2006).
More Aditya Birla Sun Life Mutual Fund
Scheme Name | Rating | Asset Size(Cr) | 1M | 3M | 6M | 1Y | 3Y |
---|---|---|---|---|---|---|---|
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 Days) Regular - Growth | 286.10 | 0.73 | 2.22 | 3.89 | 8.08 | - | |
Aditya Birla Sun Life Fixed Term Plan - Series PJ (1135 Days) Regular - Growth | 257.31 | 0.32 | 0.88 | 1.77 | 6.05 | 7.68 | |
Aditya Birla Sun Life Fixed Term Plan - Series PI (1140 Days) Regular - Growth | 211.65 | 0.30 | 0.85 | 1.73 | 5.88 | 7.61 | |
Aditya Birla Sun Life Fixed Term Plan - Series TQ (1879 Days) Regular - Growth | 198.51 | 0.75 | 2.30 | 3.95 | 8.40 | - | |
Aditya Birla Sun Life Fixed Term Plan - Series UJ (1110 Days) Regular - Growth | 68.99 | 0.58 | 2.13 | 3.84 | - | - | |
Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 Days) Regular - Growth | 23.51 | 0.75 | 2.23 | 3.82 | 8.06 | - | |
Aditya Birla Sun Life Fixed Term Plan - Series UB (1224 Days) Regular - Growth | 23.03 | 0.64 | 2.18 | 3.98 | 8.03 | - |
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1. Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 Days) - Regular Plan is Closed-end FMP Debt scheme which belongs to Aditya Birla Sun Life Mutual Fund House.
2. The fund was launched on Jun 29, 2021.
Investment objective & Benchmark
1. The investment objective of the fund is that " The scheme seeks to generate income by investing in a portfolio of fixed income securities maturing on or before the duration of the scheme. "
2. It is benchmarked against CRISIL Medium to Long Term Debt Index.
Asset Allocation & Portfolio Composition
1. The portfolio allocation of debt securities primarily have 2 kinds of risks: interest rate risk & credit risk. While the interest rate movements are driven by the fund's duration, credit quality of debt securities are based on the weighted average credit ratings of a fund. Generally, funds with high credit quality will have the weighted average credit rating of AA- and higher rated securities, funds with medium credit quality will hold securities having credit rating lying between A- to BBB- and funds with low credit quality will hold securities having average credit rating of less than BBB-. Credit rating is a qualitative tool that basically assesses the creditworthiness and financial soundness of a company and takes into consideration several factors including the default rate and solvency of the concerned business entity.
2. The portfolio of the fund has securities with varying levels of maturities. Duration takes into consideration the sensitivity of the average maturity of these securities with respect to the interest rate changes. The Average Maturity of Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 Days) - Regular Plan is 4.52 years and Duration is null years. Generally, securities with high maturity are more sensitive to interest rate changes. So, an investor with a low risk appetite may look to invest in a fund with low maturity and duration vis-a-vis category levels.
3. All these parameters - average maturity, duration, interest rate changes, credit quality, credit rating, liquidity etc. need to be looked at in conjunction with each other to determine the quality of portfolio of a fund.
Tax Implications on Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 Days) Regular-IDCW
Capital Gains Tax Implications:
If the investment is made after Apr 1, 2023:
1. The entire amount of gain will be added to the investor's income (irrespective of the period of investment) and will be taxed as per his/her applicable slab rate.
If the investment is made before Apr 1, 2023:
1. If units are redeemed within 3 years of investment, the whole gain will be added to the investor's income and taxed as per his/her applicable slab rate.
2. For units redeemed after 3 years of investment, gains will be taxed at a rate of 20% post-indexation benefits. Indexation is a process of recalculating the purchase price after accounting for inflation into it. The benefit of indexation lies in lowering one's capital gains which brings down the taxable income and thereby reduces taxes on it.
Dividend Tax Implications:
1. For Dividend Distribution Tax, the dividend income from this fund will get added to an investor’s income and taxed according to his/her respective tax slabs.
2. Also, for dividend income more than Rs 5,000 in a financial year; the fund house shall deduct a TDS of 10% on such income.
This Might Catch Your Interest
- Aditya Birla Sun Life Fixed Term Plan - Series TQ (1879 Days) Regular-Growth
- Aditya Birla Sun Life Fixed Term Plan - Series TQ (1879 Days) Regular-IDCW
- Aditya Birla Sun Life Fixed Term Plan - Series TQ (1879 Days) Direct-Growth
- Aditya Birla Sun Life Fixed Term Plan - Series PJ (1135 Days) Regular - Growth
- Aditya Birla Sun Life Fixed Term Plan - Series PI (1140 Days) Regular - Growth
- Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 Days) Regular-IDCW
- Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 Days) Regular-Growth
- Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 Days) Direct-Growth
- Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 Days) Regular-Growth
- Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 Days) Direct-IDCW
- Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 Days) Direct-Growth
- Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 Days) Regular-IDCW
- Aditya Birla Sun Life Fixed Term Plan - Series UB (1224 Days) Direct-Growth
- Aditya Birla Sun Life Fixed Term Plan - Series UB (1224 Days) Regular-Growth
- Aditya Birla Sun Life Fixed Term Plan - Series UB (1224 Days) Regular-IDCW
- Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 Days) Direct-IDCW
- Aditya Birla Sun Life Fixed Term Plan - Series UJ (1110 Days) Direct-IDCW
- Aditya Birla Sun Life Fixed Term Plan - Series UJ (1110 Days) Regular-IDCW
- Aditya Birla Sun Life Fixed Term Plan - Series UJ (1110 Days) Direct-Growth
- Aditya Birla Sun Life Fixed Term Plan - Series UJ (1110 Days) Regular-Growth
FAQs about Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 Days) Regular-IDCW
- Is it safe to invest in Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 Days) - Regular Plan?As per SEBI’s latest guidelines to calculate risk grades, investment in the Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 Days) - Regular Plan comes under Low to Moderate risk category.
- What is the category of Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 Days) - Regular Plan?Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 Days) - Regular Plan belongs to the Debt : FMP category of funds.
- How Long should I Invest in Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 Days) - Regular Plan?The suggested investment horizon of investing into Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 Days) - Regular Plan is >3 years. The suggested investment horizon is the minimum time required for holding investments in the fund to reduce its downside risk and ensure that the returns become more predictable.
- Who manages the Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 Days) - Regular Plan?The Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 Days) - Regular Plan is managed by Mohit Sharma (Since Jun 22, 2021).
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