Tata Young Citizens Direct
(Scheme Rating)
NAV as of Aug 30, 2024
71.420.34%
- IDCW - Direct
(Earn upto 0.42% Extra Returns with Direct Plan)
Fund Category:
Equity: Flexi Cap
Expense Ratio:
2.18%(0.69% Category
average)Fund Size:
Rs. 382.81 Cr(0.07% of Investment in Category)
- Invest in MFADD TO PORTFOLIO
Tata Young Citizens Direct
(Scheme Rating)
NAV as of Aug 30, 2024
71.420.34%
Expense Ratio:
2.18%
Fund Size:
Rs. 382.81 Cr
Fund Category:
Equity: Flexi Cap
1. Current NAV: The Current Net Asset Value of the Tata Young Citizens Fund - Direct Plan as of Aug 30, 2024 is Rs 71.42 for IDCW option of its Direct plan.
2. Returns: Its trailing returns over different time periods are: 34.67% (1yr), 18.21% (3yr), 22.61% (5yr) and 14.35% (since launch). Whereas, Category returns for the same time duration are: 40.65% (1yr), 18.72% (3yr) and 21.0% (5yr).
3. Fund Size: The Tata Young Citizens Fund - Direct Plan currently holds Assets under Management worth of Rs 382.81 crore as on Jul 31, 2024.
4. Expense ratio: The expense ratio of the fund is 2.18% for Direct plan as on Aug 21, 2024.
5. Exit Load: Tata Young Citizens Fund - Direct Plan shall attract an Exit Load, "Exit load of 1% if redeemed before child attains 18 years of age"
6. Minimum Investment: Minimum investment required is Rs 500 and minimum additional investment is Rs 500. Minimum SIP investment is Rs 500.
Tata Young Citizens Direct Returns
Trailing Returns
Rolling Returns
Discrete Period
SIP Returns
1M 3M 6M 1Y 3Y 5Y Annualized Returns 1.33 14.57 17.78 34.00 18.16 22.77 Category Avg 1.55 12.04 19.27 40.28 18.78 21.14 Rank within Category 48 9 64 66 42 - No. of funds within Category 88 86 85 80 64 49 - Loading...
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Return Comparison
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Tata Young Citizens Direct Fund Details
Investment Objective - The Scheme seeks to generate long term capital growth.
Fund House | Tata Mutual Fund |
Launch Date | Jan 01, 2013 |
Benchmark | CRISIL Hybrid 25+75 Aggressive Index |
Return Since Launch | 14.37% |
Riskometer | Very High |
Type | Open-ended |
Risk Grade | Above Average |
Return Grade | Average |
Tata Young Citizens Direct Investment Details
Minimum Investment (Rs.) | 500.00 |
Minimum Additional Investment (Rs.) | 500.00 |
Minimum SIP Investment (Rs.) | 500.00 |
Minimum Withdrawal (Rs.) | 500.00 |
Exit Load Exit load of 1% if redeemed before child attains 18 years of age |
Portfolio Allocation
Asset Allocation
Asset Allocation History
Sector Allocation
Market Cap Allocation
Concentration & Valuation Analysis
JUL 2024 | JUN 2024 | MAY 2024 | APR 2024 | MAR 2024 | FEB 2024 | |
---|---|---|---|---|---|---|
Number of Holdings | 59 | 59 | 57 | 55 | 55 | 54 |
Top 5 Company Holdings | 22.78% | 23.29% | 23.07% | 23.7% | 24.2% | 24.02% |
Top 10 Company Holdings | 35.9% | 36.37% | 36.76% | 37.81% | 38.9% | 38.42% |
Company with Highest Exposure | HDFC Bank (6.21%) | HDFC Bank (6.82%) | HDFC Bank (6.7%) | HDFC Bank (6.59%) | HDFC Bank (6.53%) | HDFC Bank (6.23%) |
Number of Sectors | 17 | 17 | 17 | 17 | 17 | 16 |
Top 3 Sector Holdings | 45.44% | 45.45% | 45.25% | 46.08% | 46.62% | 48.46% |
Top 5 Sector Holdings | 59.63% | 59.56% | 58.7% | 60.34% | 59.9% | 61.11% |
Sector with Highest Exposure | Financial (24.4%) | Financial (25.95%) | Financial (25.83%) | Financial (26.59%) | Financial (25.6%) | Financial (25.18%) |
Top Stock Holdings
Sector Holdings in MF
Company Sector Assest(%) P/E EPS-TTM(₹) RETURN 1 YR(%) HDFC Bank Financial 6.21 18.27 89.60 3.03 ICICI Bank Financial 4.76 18.65 65.91 26.26 Reliance Industries Energy 4.33 29.72 101.60 25.68 Infosys Technology 4.27 30.28 64.20 36.38 Tata Consultancy Technology 3.21 35.15 129.55 33.64 Karur Vysya Bank Financial 3.01 10.46 21.25 84.60 ITC Consumer Staples 2.91 30.65 16.38 14.77 Axis Bank Financial 2.51 13.59 86.50 19.85 Titan Company Consumer Discretionary 2.35 91.64 38.91 14.74 Larsen & Toubro Construction 2.34 38.15 97.11 35.47
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Peer Comparison
Cumulative Returns
SIP returns
Discrete Returns
Quant Measures
Asset Allocation
Scheme Name NAV(Rs./Unit) Scheme Rating AUM(Rs. Cr) 1M 1Y 3Y 5Y Tata Young Citizens Direct 71.18 382.81 1.25 34.31 17.34 22.62 HDFC Focused 30 Fund Direct Plan-IDCW 33.21 13,794.80 1.58 45.44 29.69 26.65 ICICI Prudential Retirement Fund - Pure Equity Plan Direct-IDCW 33.39 944.04 0.15 51.71 28.61 27.23 ICICI Prudential India Equity FOF Direct-IDCW 24.57 131.00 1.34 50.76 25.48 - JM Flexicap Fund Direct Plan-IDCW 110.08 3,855.23 0.83 64.52 30.92 29.41
Risk Ratios
Ratios are calculated using the calendar month returns for the last 3 years
Standard Deviation
Standard Deviation
Standard deviation is the deviation of the fund's return around mean.
High Volatality
12.93VS12.84Fund Vs Category Avg
Beta
Beta
Beta shows the portfolio risk in relation to the market. A beta of less than 1 means that the fund returns are less volatile compared to the broader market. A beta of more than 1 means that the fund returns are more volatile than the broader markets. A beta equal to 1 means that fund's volatility is in line with the broader market.
High Volatality
0.93VS0.90Fund Vs Category Avg
Sharpe Ratio
Sharpe Ratio
Sharpe ratio is a risk adjusted performance measure. A fund with a higher Sharpe ratio is considered better than a fund with a lower Sharpe ratio.
Poor risk-adjusted returns
1.02VS1.13Fund Vs Category Avg
Treynor's Ratio
Treynor's Ratio
Treynor is a risk adjusted performance measure. A fund with a higher Treynor ratio is considered better than a fund with a lower Treynor ratio.
Poor risk-adjusted returns
14.18VS16.12Fund Vs Category Avg
Jensen's Alpha
Jensen's Alpha
Alpha shows the ability of the fund manager to outperform the market. A higher Alpha is preferred.
Poor risk-adjusted returns
-0.39VS1.24Fund Vs Category Avg
Mean Return
Mean Return
Average return generated by the fund during a specified period.
Poor average monthly returns
18.71VS19.89Fund Vs Category Avg
Risk Ratio Chart
- Risk Ratio
- Category Average
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Fund Manager
- A.S.Amey SatheSince Apr 20202 schemes
Mr. Sathe is MMS & CFA Prior to joining TATA Mutual Fund he has worked with JM Financial Institutional Securities Ltd as Assistant Vice President Equity Research, CARE Ratings as Deputy Manager and HDFC Securities in Equity research.
Scheme Name Category Nav(Rs./Unit) Scheme Rating Asset(Rs. Cr) 1Y Tata Flexi Cap Fund Direct-IDCW Flexi Cap 26.05 3,048.83 35.25 Tata Banking and Financial Services Fund Direct-IDCW Sectoral-Banking 44.70 2,252.72 22.74
More Tata Mutual Fund
Scheme Name | Rating | Asset Size(Cr) | 1M | 3M | 6M | 1Y | 3Y |
---|---|---|---|---|---|---|---|
Tata Liquid Fund Direct-Growth | 21,011.58 | 0.60 | 1.87 | 3.76 | 7.37 | 5.77 | |
Tata Money Market Fund Direct-Growth | 18,756.93 | 0.65 | 2.00 | 4.05 | 7.74 | 6.22 | |
Tata Arbitrage Fund Direct - Growth | 11,828.86 | 0.72 | 2.15 | 4.44 | 8.53 | 6.37 | |
Tata Balanced Advantage Fund Direct - Growth | 9,275.70 | 2.81 | 6.10 | 10.77 | 23.10 | 14.65 | |
Tata Digital India Fund Direct-Growth | 9,223.32 | 4.40 | 1.60 | 5.97 | 34.79 | 15.62 | |
Tata Equity PE Fund Direct-Growth | 7,904.83 | 6.51 | 18.90 | 23.00 | 52.92 | 26.81 | |
Tata Large & Mid Cap Fund Direct Plan-Growth | 7,285.94 | 6.28 | 13.09 | 18.01 | 33.34 | 20.86 | |
Tata Small Cap Fund Direct - Growth | 7,083.38 | 5.53 | 23.80 | 21.50 | 46.04 | 29.63 | |
Tata ELSS Tax Saver Fund Direct-Growth | 4,199.87 | 7.90 | 14.75 | 15.66 | 37.23 | 21.06 | |
Tata Overnight Fund Direct - Growth | 3,907.60 | 0.56 | 1.67 | 3.36 | 6.84 | 5.42 |
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1. Tata Young Citizens Fund - Direct Plan is Open-ended Flexi Cap Equity scheme which belongs to Tata Mutual Fund House.
2. The fund was launched on Jan 01, 2013.
Investment objective & Benchmark
1. The investment objective of the fund is that " The Scheme seeks to generate long term capital growth. "
2. It is benchmarked against CRISIL Hybrid 25+75 Aggressive Index.
Asset Allocation & Portfolio Composition
1. The asset allocation of the fund comprises around 93.91% in equities, 0.0% in debts and 5.32% in cash & cash equivalents.
2. While the top 10 equity holdings constitute around 35.9% of the assets, the top 3 sectors constitute around 45.44% of the assets.
3. The fund largely follows a Growth oriented style of investing and invests across market capitalisations - around 0.0% in giant & large cap companies, 0.0% in mid cap and 0.0% in small cap companies.
Tax Implications on Tata Young Citizens Direct
1. Gains are taxed at a rate of 15% (Short-term Capital Gain Tax - STCG) if units are redeemed within 1 year of investment.
2. For units redeemed after 1 year of investment, gains of upto Rs. 1 lakh accruing from those units in a financial year shall be exempted from tax.
3. Gains of more than Rs. 1 lakh will be taxed at a rate of 10% (Long-term Capital Gain Tax - LTCG).
4. For Dividend Distribution Tax, the dividend income from this fund will get added to the income of an investor and taxed according to his/her respective tax slabs.
5. Also, for dividend income in excess of Rs 5,000 in a financial year; the fund house shall deduct a TDS of 10% on such income.
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FAQs about Tata Young Citizens Direct
- Is it safe to invest in Tata Young Citizens Fund - Direct Plan?As per SEBI’s latest guidelines to calculate risk grades, investment in the Tata Young Citizens Fund - Direct Plan comes under Very High risk category.
- What is the category of Tata Young Citizens Fund - Direct Plan?Tata Young Citizens Fund - Direct Plan belongs to the Equity : Flexi Cap category of funds.
- How Long should I Invest in Tata Young Citizens Fund - Direct Plan?The suggested investment horizon of investing into Tata Young Citizens Fund - Direct Plan is >3 years. The suggested investment horizon is the minimum time required for holding investments in the fund to reduce its downside risk and ensure that the returns become more predictable.
- Who manages the Tata Young Citizens Fund - Direct Plan?The Tata Young Citizens Fund - Direct Plan is managed by Amey Sathe (Since Apr 20, 2020).
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