UTI Credit Risk Fund Segregated Portfolio Direct -...
NAV as of Mar 12, 2021
0.580.00%
- Growth - Direct
- Flexi IDCW - Direct
- IDCW Yearly - Direct
- IDCW Half Yearly - Direct
- IDCW Monthly - Direct
- IDCW Quarterly - Direct
- Growth - Direct
- IDCW Quarterly - Regular
- Growth - Regular
- Flexi IDCW - Regular
- IDCW Yearly - Regular
- IDCW Half Yearly - Regular
- IDCW Monthly - Regular
- IDCW Quarterly - Direct
- Growth - Direct
- Flexi IDCW - Regular
- Flexi IDCW - Direct
- IDCW Yearly - Direct
- IDCW Half Yearly - Direct
- IDCW Monthly - Direct
- Growth - Regular
- IDCW Yearly - Regular
- IDCW Half Yearly - Regular
- IDCW Monthly - Regular
- IDCW Quarterly - Regular
- IDCW Quarterly - Regular
- IDCW Monthly - Regular
- Growth - Regular
- Flexi IDCW - Direct
- IDCW Yearly - Direct
- Growth - Direct
- Flexi IDCW - Regular
- IDCW Yearly - Regular
- IDCW Half Yearly - Regular
- IDCW Half Yearly - Direct
- IDCW Quarterly - Direct
- IDCW Monthly - Direct
(Earn upto 0.00% Extra Returns with Direct Plan)
- Growth - Direct
Fund Category:
Debt: Credit Risk
Fund Size:
Rs. 30.86 Cr(0.14% of Investment in Category)
- Invest in MFADD TO PORTFOLIO
UTI Credit Risk Fund Segregated Portfolio Direct - Growt...
NAV as of Mar 12, 2021
0.580.00%
Fund Size:
Rs. 30.86 Cr
Fund Category:
Debt: Credit Risk
1. Current NAV: The Current Net Asset Value of the UTI Credit Risk Fund Segregated Portfolio - Direct Plan as of Mar 12, 2021 is Rs 0.58 for Growth option of its Direct plan.
2. Returns: Its trailing returns over different time periods are:. Whereas, Category returns for the same time duration are: 8.24% (1yr), 9.25% (3yr) and 6.3% (5yr).
3. Fund Size: The UTI Credit Risk Fund Segregated Portfolio - Direct Plan currently holds Assets under Management worth of Rs 30.86 crore as on Feb 28, 2021.
4. Expense ratio: The expense ratio of the fund is 0.0% for Direct plan as on Sep 30, 2021.
5. Exit Load: The given fund doesn't attract any Exit Load.
6. Minimum Investment: Minimum investment required is Rs 5000 and minimum additional investment is Rs 0. Minimum SIP investment is Rs 0.
UTI Credit Risk Fund Segregated Portfolio Direct - Growth Returns
Trailing Returns
Rolling Returns
Discrete Period
SIP Returns
1M 3M 6M 1Y 3Y 5Y Annualized Returns - - - - - - Category Avg 0.74 2.07 3.93 8.26 9.26 6.32 Rank within Category - - - - - - No. of funds within Category 14 14 14 14 14 14 - Loading...
- Loading...
Return Comparison
- This Fund
- BenchmarkDSP Credit Risk Direct-G
Choose from Benchmarks
- S&P BSE Sensex
- Nifty 50
- 1M
- 3M
- 6M
- 1Y
- 5Y
UTI Credit Risk Fund Segregated Portfolio Direct - Growth Fund Details
Investment Objective - The scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds).
Fund House | UTI Mutual Fund |
Launch Date | Sep 13, 2019 |
Benchmark | CRISIL Short-Term Bond Index |
Return Since Launch | - |
Riskometer | Moderately High |
Type | Open-ended |
Risk Grade | - |
Return Grade | - |
UTI Credit Risk Fund Segregated Portfolio Direct - Growth Investment Details
Minimum Investment (Rs.) | 5,000.00 |
Minimum Additional Investment (Rs.) | - |
Minimum SIP Investment (Rs.) | - |
Minimum Withdrawal (Rs.) | 1,000.00 |
Exit Load | 0% |
Portfolio Allocation
Portfolio Aggregates
Fund | 1Y High | 1Y Low | Category | |
---|---|---|---|---|
Modified Duration(Yrs) | - | 3.56 | 0.45 | - |
Average Maturity(Yrs) | - | 15.58 | 0.53 | 0.0027 |
Yield to Maturity(%) | - | 9.0606 | 6.81 | - |
Avg Credit Rating | Low | - | - | - |
Style Box
Investment / Portfolio Grades
Security Type | Weight(%) | Category Avg(%) |
---|---|---|
Government Backed | - | 7.19 |
Low Risk | - | 52.12 |
Moderate Risk | - | 0.91 |
High Risk | - | 10.99 |
Very High Risk | - | 0.71 |
Others | 100.00 | 24.10 |
Type of Holdings
Security Type | Weight(%) | Category Avg(%) |
---|---|---|
GOI | - | - |
CD | - | - |
T-Bills | - | - |
CP | - | - |
NCD & Bonds | - | - |
PTC | - | - |
Cash & Others | 100.00 | 100.00 |
Debt Holding In Portfolio
Debt Holdings data not available for this fund
![Discover Mutual Funds](/https/economictimes.indiatimes.com/photo/msid-100097201,quality-100/discover-mf.jpg)
Peer Comparison
Cumulative Returns
SIP returns
Discrete Returns
Quant Measures
Asset Allocation
Scheme Name NAV(Rs./Unit) Scheme Rating AUM(Rs. Cr) 1M 1Y 3Y 5Y UTI Credit Risk Fund Segregated Portfolio Direct - Growth 0.58 Unrated 30.86 - - - - DSP Credit Risk Direct Plan-Growth 44.42 191.99 0.71 16.53 11.00 8.97 UTI Credit Risk Fund Direct-Growth 17.93 370.47 0.78 7.78 11.80 0.23 Nippon India Credit Risk Fund Direct-Growth 35.49 1,029.74 0.73 8.61 7.11 5.71 Baroda BNP Paribas Credit Risk Fund Direct-Growth 22.60 141.08 0.74 8.53 9.70 8.66
Risk Ratios
Ratios are calculated using the calendar month returns for the last 3 years
Risk Ratio data not available for this fund
Fund Manager
- R.N.Ritesh NambiarSince Sep 20195 schemes
Mr. Nambiar is an MMS (Finance), CFA and FRM holder. Prior to joining UTI AMC in March 2008, he was a Fixed Income Analyst with CRISIL Research (January 2007 - March 2008) and a Fixed Income Trader with Eurex, LIFFE and CBOE Desk )(May 2005 - October 2006).
Scheme Name Category Nav(Rs./Unit) Scheme Rating Asset(Rs. Cr) 1Y UTI Ultra Short Duration Fund Direct-Growth Ultra Short Duration 4,266.43 2,139.50 7.57 UTI Credit Risk Fund Direct-Growth Credit Risk 17.93 370.47 7.78 UTI Medium Duration Fund Direct-Growth Medium Duration 18.25 39.85 7.68 UTI Medium Duration Fund Segregated Portfolio Direct - Growth Medium Duration 0.37 Unrated 1.36 - UTI Credit Risk Fund Segregated Portfolio 2 Direct - Growth Credit Risk 2.69 Unrated 186.25 -
More UTI Mutual Fund
Scheme Name | Rating | Asset Size(Cr) | 1M | 3M | 6M | 1Y | 3Y |
---|---|---|---|---|---|---|---|
UTI Liquid Direct-Growth | 26,476.75 | 0.59 | 1.84 | 3.60 | 7.31 | 5.42 | |
UTI Nifty 50 Index Fund Direct-Growth | 15,648.55 | 2.56 | 6.49 | 11.94 | 29.26 | 14.79 | |
UTI Large Cap Fund Direct-Growth | 12,146.68 | 1.75 | 4.90 | 9.98 | 28.56 | 14.15 | |
UTI Mid Cap Fund Direct-Growth | 10,047.07 | -0.22 | 4.60 | 7.87 | 38.95 | 20.11 | |
UTI Value Fund Direct-Growth | 8,556.62 | 1.39 | 7.17 | 14.28 | 36.22 | 17.84 | |
UTI Overnight Fund Direct-Growth | 5,570.38 | 0.52 | 1.66 | 3.38 | 6.79 | 5.10 | |
UTI Nifty200 Momentum 30 Index Fund Direct - Growth | 4,512.99 | 5.89 | 18.17 | 35.29 | 69.69 | - | |
UTI Small Cap Fund Direct - Growth | 3,652.79 | -5.06 | -0.71 | 4.63 | 35.10 | 24.21 | |
UTI ELSS Tax Saver Fund Direct-Growth | 3,437.26 | 0.38 | 3.01 | 8.49 | 30.46 | 14.31 | |
UTI ELSS Tax Saver Fund Direct-Growth | 3,437.26 | 0.38 | 3.01 | 8.49 | 30.46 | 14.31 |
Mutual Fund Tools
Top AMCs
- SBI Mutual Fund
- ICICI Prudential Mutual Fund
- HDFC Mutual Fund
- Nippon India Mutual Fund
- Kotak Mahindra Mutual Fund
- Aditya Birla Sun Life Mutual Fund
- UTI Mutual Fund
- Axis Mutual Fund
- Mirae Asset Mutual Fund
- DSP Mutual Fund
- Edelweiss Mutual Fund
- Tata Mutual Fund
- Bandhan Mutual Fund
- HSBC Mutual Fund
- Franklin Templeton Mutual Fund
1. UTI Credit Risk Fund Segregated Portfolio - Direct Plan is Open-ended Credit Risk Debt scheme which belongs to UTI Mutual Fund House.
2. The fund was launched on Sep 13, 2019.
Investment objective & Benchmark
1. The investment objective of the fund is that " The scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). "
2. It is benchmarked against CRISIL Short-Term Bond Index.
Asset Allocation & Portfolio Composition
1. The portfolio allocation of debt securities primarily have 2 kinds of risks: interest rate risk & credit risk. While the interest rate movements are driven by the fund's duration, credit quality of debt securities are based on the weighted average credit ratings of a fund. Generally, funds with high credit quality will have the weighted average credit rating of AA- and higher rated securities, funds with medium credit quality will hold securities having credit rating lying between A- to BBB- and funds with low credit quality will hold securities having average credit rating of less than BBB-. Credit rating is a qualitative tool that basically assesses the creditworthiness and financial soundness of a company and takes into consideration several factors including the default rate and solvency of the concerned business entity.
2. The portfolio of the fund has securities with varying levels of maturities. Duration takes into consideration the sensitivity of the average maturity of these securities with respect to the interest rate changes. The Average Maturity of UTI Credit Risk Fund Segregated Portfolio - Direct Plan is 0.0 years and Duration is null years. Generally, securities with high maturity are more sensitive to interest rate changes. So, an investor with a low risk appetite may look to invest in a fund with low maturity and duration vis-a-vis category levels.
3. All these parameters - average maturity, duration, interest rate changes, credit quality, credit rating, liquidity etc. need to be looked at in conjunction with each other to determine the quality of portfolio of a fund.
Tax Implications on UTI Credit Risk Fund Segregated Portfolio Direct - Growth
Capital Gains Tax Implications:
If the investment is made after Apr 1, 2023:
1. The entire amount of gain will be added to the investor's income (irrespective of the period of investment) and will be taxed as per his/her applicable slab rate.
If the investment is made before Apr 1, 2023:
1. If units are redeemed within 3 years of investment, the whole gain will be added to the investor's income and taxed as per his/her applicable slab rate.
2. For units redeemed after 3 years of investment, gains will be taxed at a rate of 20% post-indexation benefits. Indexation is a process of recalculating the purchase price after accounting for inflation into it. The benefit of indexation lies in lowering one's capital gains which brings down the taxable income and thereby reduces taxes on it.
Dividend Tax Implications:
1. For Dividend Distribution Tax, the dividend income from this fund will get added to an investor’s income and taxed according to his/her respective tax slabs.
2. Also, for dividend income more than Rs 5,000 in a financial year; the fund house shall deduct a TDS of 10% on such income.
This Might Catch Your Interest
- UTI Credit Risk Fund Segregated Portfolio Direct-Flexi IDCW
- UTI Credit Risk Fund Segregated Portfolio Direct-IDCW Yearly
- UTI Credit Risk Fund Segregated Portfolio Direct-IDCW Half Yearly
- UTI Credit Risk Fund Segregated Portfolio Direct-IDCW Monthly
- UTI Credit Risk Fund Segregated Portfolio Direct-IDCW Quarterly
- UTI Credit Risk Fund Segregated Portfolio Direct - Growth
- UTI Credit Risk Fund Segregated Portfolio Regular-IDCW Quarterly
- UTI Credit Risk Fund Segregated Portfolio Regular - Growth
- UTI Credit Risk Fund Segregated Portfolio Regular-Flexi IDCW
- UTI Credit Risk Fund Segregated Portfolio Regular-IDCW Yearly
- UTI Credit Risk Fund Segregated Portfolio Regular-IDCW Half Yearly
- UTI Credit Risk Fund Segregated Portfolio Regular-IDCW Monthly
- UTI Credit Risk Fund Segregated Portfolio 2 Direct-IDCW Quarterly
- UTI Credit Risk Fund Segregated Portfolio 2 Direct - Growth
- UTI Credit Risk Fund Segregated Portfolio 2 Regular-Flexi IDCW
- UTI Credit Risk Fund Segregated Portfolio 2 Direct-Flexi IDCW
- UTI Credit Risk Fund Segregated Portfolio 2 Direct-IDCW Yearly
- UTI Credit Risk Fund Segregated Portfolio 2 Direct-IDCW Half Yearly
- UTI Credit Risk Fund Segregated Portfolio 2 Direct-IDCW Monthly
- UTI Credit Risk Fund Segregated Portfolio 2 Regular - Growth
- UTI Credit Risk Fund Segregated Portfolio 2 Regular-IDCW Yearly
- UTI Credit Risk Fund Segregated Portfolio 2 Regular-IDCW Half Yearly
- UTI Credit Risk Fund Segregated Portfolio 2 Regular-IDCW Monthly
- UTI Credit Risk Fund Segregated Portfolio 2 Regular-IDCW Quarterly
- UTI Credit Risk Fund Segregated Portfolio 3 Regular-IDCW Quarterly
- UTI Credit Risk Fund Segregated Portfolio 3 Regular-IDCW Monthly
- UTI Credit Risk Fund Segregated Portfolio 3 Regular - Growth
- UTI Credit Risk Fund Segregated Portfolio 3 Direct-Flexi IDCW
- UTI Credit Risk Fund Segregated Portfolio 3 Direct-IDCW Yearly
- UTI Credit Risk Fund Segregated Portfolio 3 Direct - Growth
- UTI Credit Risk Fund Segregated Portfolio 3 Regular-Flexi IDCW
- UTI Credit Risk Fund Segregated Portfolio 3 Regular-IDCW Yearly
- UTI Credit Risk Fund Segregated Portfolio 3 Regular-IDCW Half Yearly
- UTI Credit Risk Fund Segregated Portfolio 3 Direct-IDCW Half Yearly
- UTI Credit Risk Fund Segregated Portfolio 3 Direct-IDCW Quarterly
- UTI Credit Risk Fund Segregated Portfolio 3 Direct-IDCW Monthly
FAQs about UTI Credit Risk Fund Segregated Portfolio Direct - Growth
- Is it safe to invest in UTI Credit Risk Fund Segregated Portfolio - Direct Plan?As per SEBI’s latest guidelines to calculate risk grades, investment in the UTI Credit Risk Fund Segregated Portfolio - Direct Plan comes under Moderately High risk category.
- What is the category of UTI Credit Risk Fund Segregated Portfolio - Direct Plan?UTI Credit Risk Fund Segregated Portfolio - Direct Plan belongs to the Debt : Credit Risk category of funds.
- How Long should I Invest in UTI Credit Risk Fund Segregated Portfolio - Direct Plan?The suggested investment horizon of investing into UTI Credit Risk Fund Segregated Portfolio - Direct Plan is >3 years. The suggested investment horizon is the minimum time required for holding investments in the fund to reduce its downside risk and ensure that the returns become more predictable.
- Who manages the UTI Credit Risk Fund Segregated Portfolio - Direct Plan?The UTI Credit Risk Fund Segregated Portfolio - Direct Plan is managed by Ritesh Nambiar (Since Sep 13, 2019).
Date Sources: Mutual Funds, ETFs, and NPS data are sourced from Value Research. All times stamps are reflecting IST (Indian Standard Time). By using this site, you agree to the Terms of Service and Privacy Policy.