UTI Medium Duration Fund Direct-IDCW Yearly
(Scheme Rating)
NAV as of Aug 30, 2024
13.510.02%
- IDCW Yearly - Direct
- Flexi IDCW - Direct
- IDCW Yearly - Direct
- IDCW Half Yearly - Direct
- IDCW Quarterly - Direct
- IDCW Monthly - Direct
- Growth - Direct
- Growth - Regular
- IDCW Yearly - Regular
- IDCW Half Yearly - Regular
- IDCW Quarterly - Regular
- IDCW Monthly - Regular
- Flexi IDCW - Regular
- IDCW Monthly - Regular
- Growth - Regular
- Flexi IDCW - Direct
- IDCW Yearly - Direct
- IDCW Half Yearly - Direct
- IDCW Yearly - Regular
- IDCW Half Yearly - Regular
- IDCW Quarterly - Regular
- IDCW Quarterly - Direct
- IDCW Monthly - Direct
- Growth - Direct
- Flexi IDCW - Regular
- IDCW Monthly - Direct
- Flexi IDCW - Direct
- IDCW Yearly - Direct
- IDCW Half Yearly - Direct
- IDCW Quarterly - Direct
- Growth - Direct
- Flexi IDCW - Regular
- Growth - Regular
- IDCW Yearly - Regular
- IDCW Half Yearly - Regular
- IDCW Quarterly - Regular
- IDCW Monthly - Regular
- IDCW Quarterly - Direct
- Flexi IDCW - Direct
- IDCW Yearly - Direct
- IDCW Half Yearly - Direct
- Flexi IDCW - Regular
- IDCW Yearly - Regular
- IDCW Half Yearly - Regular
- IDCW Quarterly - Regular
- IDCW Monthly - Direct
- Growth - Direct
- IDCW Monthly - Regular
- Growth - Regular
(Earn upto 0.00% Extra Returns with Direct Plan)
- IDCW Yearly - Direct
Fund Category:
Debt: Medium Duration
Expense Ratio:
0.94%(0.58% Category
average)Fund Size:
Rs. 39.85 Cr(0.16% of Investment in Category)
- Invest in MFADD TO PORTFOLIO
UTI Medium Duration Fund Direct-IDCW Yearly
(Scheme Rating)
NAV as of Aug 30, 2024
13.510.02%
Expense Ratio:
0.94%
Fund Size:
Rs. 39.85 Cr
Fund Category:
Debt: Medium Duration
1. Current NAV: The Current Net Asset Value of the UTI Medium Duration Fund - Direct Plan as of Aug 30, 2024 is Rs 13.51 for IDCW Yearly option of its Direct plan.
2. Returns: Its trailing returns over different time periods are: 7.75% (1yr), 6.69% (3yr), 5.01% (5yr) and 6.59% (since launch). Whereas, Category returns for the same time duration are: 7.54% (1yr), 5.75% (3yr) and 5.79% (5yr).
3. Fund Size: The UTI Medium Duration Fund - Direct Plan currently holds Assets under Management worth of Rs 39.85 crore as on Jul 31, 2024.
4. Expense ratio: The expense ratio of the fund is 0.94% for Direct plan as on Aug 09, 2024.
5. Exit Load: UTI Medium Duration Fund - Direct Plan shall attract an Exit Load, "For units in excess of 10% of the investment,1% will be charged for redemption within 365 days"
6. Minimum Investment: Minimum investment required is Rs 20000 and minimum additional investment is Rs 500. Minimum SIP investment is Rs 500.
UTI Medium Duration Fund Direct-IDCW Yearly Returns
Trailing Returns
Rolling Returns
Discrete Period
SIP Returns
1M 3M 6M 1Y 3Y 5Y Annualized Returns 0.76 2.16 4.04 7.68 6.68 5.02 Category Avg 0.73 2.18 3.95 7.50 5.72 5.81 Rank within Category 8 15 13 13 5 12 No. of funds within Category 16 16 16 16 16 14 - Loading...
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Return Comparison
- This Fund
- BenchmarkHSBC Medium Duration Direct-IDCWY
Choose from Benchmarks
- S&P BSE Sensex
- Nifty 50
- 1M
- 3M
- 6M
- 1Y
- 5Y
UTI Medium Duration Fund Direct-IDCW Yearly Fund Details
Investment Objective - The scheme seeks to generate reasonable income by investing in debt & money market securities such that the Macaulay duration of the portfolio is between 3 to 4 years.
Fund House | UTI Mutual Fund |
Launch Date | Mar 30, 2015 |
Benchmark | NIFTY Medium Duration Debt Index A-III |
Return Since Launch | 6.59% |
Riskometer | Moderate |
Type | Open-ended |
Risk Grade | Average |
Return Grade | Average |
UTI Medium Duration Fund Direct-IDCW Yearly Investment Details
Minimum Investment (Rs.) | 20,000.00 |
Minimum Additional Investment (Rs.) | 500.00 |
Minimum SIP Investment (Rs.) | 500.00 |
Minimum Withdrawal (Rs.) | 500.00 |
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days |
Portfolio Allocation
Portfolio Aggregates
Fund | 1Y High | 1Y Low | Category | |
---|---|---|---|---|
Modified Duration(Yrs) | 3.59 | 3.79 | 2.71 | 3.424 |
Average Maturity(Yrs) | 4.95 | 6.04 | 4.09 | 4.6487 |
Yield to Maturity(%) | 7.69 | 8.24 | 7.0014 | 7.4604 |
Avg Credit Rating | High | - | - | - |
Style Box
Investment / Portfolio Grades
Security Type | Weight(%) | Category Avg(%) |
---|---|---|
Government Backed | 48.41 | 44.21 |
Low Risk | 37.28 | 42.52 |
Moderate Risk | - | - |
High Risk | - | - |
Very High Risk | - | - |
Others | 14.31 | 13.27 |
Type of Holdings
Security Type | Weight(%) | Category Avg(%) |
---|---|---|
GOI | 37.94 | 36.79 |
CD | 0.10 | 0.43 |
T-Bills | - | - |
CP | - | - |
NCD & Bonds | 42.31 | 41.04 |
PTC | - | 1.78 |
Cash & Others | 19.66 | 19.02 |
Debt Holding In Portfolio
Instrument | Type | Sector | Rating | Value(Mn) | Total Holding(%) | Quantity |
---|---|---|---|---|---|---|
GOI | Long-term Debt | Sovereign | SOV | 65.94 | 16.55 | - |
7.26% GOI 22/08/2032 | Long-term Debt | Sovereign | SOV | 40.76 | 10.23 | 4,00,00,000 |
7.79% Uttar Pradesh State 29/03/2033 | Long-term Debt | Others | SOV | 31.43 | 7.89 | 3,04,90,000 |
7.17% Godrej Industries Ltd 14/05/2025 | Long-term Debt | Consumer Staples | AA | 29.75 | 7.47 | 30 |
GOI | Long-term Debt | Sovereign | SOV | 29.31 | 7.35 | - |
6.7% Can Fin Homes Ltd 25/02/2025 | Long-term Debt | Financial | AAA | 19.85 | 4.98 | 20 |
6.95% Tata Motors Ltd 31/03/2026 | Long-term Debt | Automobile | AA+ | 19.68 | 4.94 | 20 |
GOI | Long-term Debt | Sovereign | SOV | 15.18 | 3.81 | - |
9.61% 360 ONE Wealth Ltd 18/01/2027 | Long-term Debt | Financial | AA | 14.98 | 3.76 | 15,000 |
9.4% Hinduja Leyland Finance Ltd 28/08/2024 | Long-term Debt | Financial | AA | 15.00 | 3.76 | 15 |
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Peer Comparison
Cumulative Returns
SIP returns
Discrete Returns
Quant Measures
Asset Allocation
Scheme Name NAV(Rs./Unit) Scheme Rating AUM(Rs. Cr) 1M 1Y 3Y 5Y UTI Medium Duration Fund Direct-IDCW Yearly 13.51 39.85 0.76 7.68 6.68 5.02 HSBC Medium Duration Fund Direct-IDCW Yearly 11.96 812.21 0.75 8.40 6.26 7.30 Baroda BNP Paribas Medium Duration Fund Direct-IDCW Yearly 11.08 28.35 0.74 7.60 5.67 5.73 Sundaram Medium Duration Fund Direct-IDCW Yearly 14.92 42.61 0.68 7.00 4.52 4.99 UTI Medium Duration Fund Segregated Portfolio Direct-IDCW Yearly 0.30 Unrated 1.36 - - - -
Risk Ratios
Ratios are calculated using the calendar month returns for the last 3 years
Standard Deviation
Standard Deviation
Standard deviation is the deviation of the fund's return around mean.
High Volatality
2.26VS2.11Fund Vs Category Avg
Beta
Beta
Beta shows the portfolio risk in relation to the market. A beta of less than 1 means that the fund returns are less volatile compared to the broader market. A beta of more than 1 means that the fund returns are more volatile than the broader markets. A beta equal to 1 means that fund's volatility is in line with the broader market.
Moderate Volatility
0.86VS0.86Fund Vs Category Avg
Sharpe Ratio
Sharpe Ratio
Sharpe ratio is a risk adjusted performance measure. A fund with a higher Sharpe ratio is considered better than a fund with a lower Sharpe ratio.
Better risk-adjusted returns
0.45VS0.25Fund Vs Category Avg
Treynor's Ratio
Treynor's Ratio
Treynor is a risk adjusted performance measure. A fund with a higher Treynor ratio is considered better than a fund with a lower Treynor ratio.
Better risk-adjusted returns
1.20VS0.75Fund Vs Category Avg
Jensen's Alpha
Jensen's Alpha
Alpha shows the ability of the fund manager to outperform the market. A higher Alpha is preferred.
Better risk-adjusted returns
0.79VS0.51Fund Vs Category Avg
Mean Return
Mean Return
Average return generated by the fund during a specified period.
Better average monthly returns
6.56VS6.28Fund Vs Category Avg
Risk Ratio Chart
- Risk Ratio
- Category Average
Fund Manager
- R.N.Ritesh NambiarSince Jul 20155 schemes
Mr. Nambiar is an MMS (Finance), CFA and FRM holder. Prior to joining UTI AMC in March 2008, he was a Fixed Income Analyst with CRISIL Research (January 2007 - March 2008) and a Fixed Income Trader with Eurex, LIFFE and CBOE Desk )(May 2005 - October 2006).
Scheme Name Category Nav(Rs./Unit) Scheme Rating Asset(Rs. Cr) 1Y UTI Ultra Short Duration Fund Direct-IDCW Yearly Ultra Short Duration 1,341.99 2,139.50 7.57 UTI Credit Risk Fund Direct-IDCW Yearly Credit Risk 11.37 370.47 7.78 UTI Medium Duration Fund Segregated Portfolio Direct-IDCW Yearly Medium Duration 0.30 Unrated 1.36 - UTI Credit Risk Fund Segregated Portfolio 2 Direct-IDCW Yearly Credit Risk 1.74 Unrated 186.25 - UTI Credit Risk Fund Segregated Portfolio Direct-IDCW Yearly Credit Risk 0.38 Unrated 30.86 -
More UTI Mutual Fund
Scheme Name | Rating | Asset Size(Cr) | 1M | 3M | 6M | 1Y | 3Y |
---|---|---|---|---|---|---|---|
UTI Liquid Direct-Growth | 28,028.74 | 0.61 | 1.87 | 3.76 | 7.36 | 5.81 | |
UTI Flexi Cap Fund Direct-Growth | 23,972.31 | 6.57 | 12.80 | 8.91 | 20.98 | 9.99 | |
UTI Nifty 50 Index Fund Direct-Growth | 16,924.52 | 5.12 | 7.24 | 10.56 | 26.09 | 15.59 | |
UTI Money Market Fund Direct-Growth | 14,121.21 | 0.64 | 1.96 | 3.92 | 7.57 | 6.09 | |
UTI Large Cap Fund Direct-Growth | 12,365.73 | 5.97 | 9.95 | 12.63 | 29.14 | 15.42 | |
UTI Mid Cap Fund Direct-Growth | 10,682.52 | 9.48 | 21.93 | 22.22 | 44.98 | 23.80 | |
UTI Value Fund Direct-Growth | 9,125.24 | 8.96 | 17.39 | 21.13 | 44.82 | 21.26 | |
UTI Nifty200 Momentum 30 Index Fund Direct - Growth | 6,276.71 | 8.02 | 22.51 | 33.08 | 71.07 | 28.00 | |
UTI Overnight Fund Direct-Growth | 6,064.84 | 0.56 | 1.67 | 3.36 | 6.82 | 5.42 | |
UTI Aggressive Hybrid Fund Direct Fund-Growth | 5,511.93 | 5.23 | 10.85 | 15.40 | 34.18 | 19.35 |
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1. UTI Medium Duration Fund - Direct Plan is Open-ended Medium Duration Debt scheme which belongs to UTI Mutual Fund House.
2. The fund was launched on Mar 30, 2015.
Investment objective & Benchmark
1. The investment objective of the fund is that " The scheme seeks to generate reasonable income by investing in debt & money market securities such that the Macaulay duration of the portfolio is between 3 to 4 years. "
2. It is benchmarked against NIFTY Medium Duration Debt Index A-III.
Asset Allocation & Portfolio Composition
1. The portfolio allocation of debt securities primarily have 2 kinds of risks: interest rate risk & credit risk. While the interest rate movements are driven by the fund's duration, credit quality of debt securities are based on the weighted average credit ratings of a fund. Generally, funds with high credit quality will have the weighted average credit rating of AA- and higher rated securities, funds with medium credit quality will hold securities having credit rating lying between A- to BBB- and funds with low credit quality will hold securities having average credit rating of less than BBB-. Credit rating is a qualitative tool that basically assesses the creditworthiness and financial soundness of a company and takes into consideration several factors including the default rate and solvency of the concerned business entity.
2. The portfolio of the fund has securities with varying levels of maturities. Duration takes into consideration the sensitivity of the average maturity of these securities with respect to the interest rate changes. The Average Maturity of UTI Medium Duration Fund - Direct Plan is 4.95 years and Duration is 3.59 years. Generally, securities with high maturity are more sensitive to interest rate changes. So, an investor with a low risk appetite may look to invest in a fund with low maturity and duration vis-a-vis category levels.
3. All these parameters - average maturity, duration, interest rate changes, credit quality, credit rating, liquidity etc. need to be looked at in conjunction with each other to determine the quality of portfolio of a fund.
Tax Implications on UTI Medium Duration Fund Direct-IDCW Yearly
Capital Gains Tax Implications:
If the investment is made after Apr 1, 2023:
1. The entire amount of gain will be added to the investor's income (irrespective of the period of investment) and will be taxed as per his/her applicable slab rate.
If the investment is made before Apr 1, 2023:
1. If units are redeemed within 3 years of investment, the whole gain will be added to the investor's income and taxed as per his/her applicable slab rate.
2. For units redeemed after 3 years of investment, gains will be taxed at a rate of 20% post-indexation benefits. Indexation is a process of recalculating the purchase price after accounting for inflation into it. The benefit of indexation lies in lowering one's capital gains which brings down the taxable income and thereby reduces taxes on it.
Dividend Tax Implications:
1. For Dividend Distribution Tax, the dividend income from this fund will get added to an investor’s income and taxed according to his/her respective tax slabs.
2. Also, for dividend income more than Rs 5,000 in a financial year; the fund house shall deduct a TDS of 10% on such income.
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- UTI Medium Duration Fund Segregated Portfolio Direct-IDCW Half Yearly
- UTI Medium Duration Fund Segregated Portfolio Direct-IDCW Quarterly
- UTI Medium Duration Fund Segregated Portfolio Direct - Growth
- UTI Medium Duration Fund Segregated Portfolio Regular-Flexi IDCW
- UTI Medium Duration Fund Segregated Portfolio Regular - Growth
- UTI Medium Duration Fund Segregated Portfolio Regular-IDCW Yearly
- UTI Medium Duration Fund Segregated Portfolio Regular-IDCW Half Yearly
- UTI Medium Duration Fund Segregated Portfolio Regular-IDCW Quarterly
- UTI Medium Duration Fund Segregated Portfolio Regular-IDCW Monthly
- UTI Medium Duration Fund Segregated Portfolio 2 Direct-IDCW Quarterly
- UTI Medium Duration Fund Segregated Portfolio 2 Direct-Flexi IDCW
- UTI Medium Duration Fund Segregated Portfolio 2 Direct-IDCW Yearly
- UTI Medium Duration Fund Segregated Portfolio 2 Direct-IDCW Half Yearly
- UTI Medium Duration Fund Segregated Portfolio 2 Regular-Flexi IDCW
- UTI Medium Duration Fund Segregated Portfolio 2 Regular-IDCW Yearly
- UTI Medium Duration Fund Segregated Portfolio 2 Regular-IDCW Half Yearly
- UTI Medium Duration Fund Segregated Portfolio 2 Regular-IDCW Quarterly
- UTI Medium Duration Fund Segregated Portfolio 2 Direct-IDCW Monthly
- UTI Medium Duration Fund Segregated Portfolio 2 Direct - Growth
- UTI Medium Duration Fund Segregated Portfolio 2 Regular-IDCW Monthly
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FAQs about UTI Medium Duration Fund Direct-IDCW Yearly
- Is it safe to invest in UTI Medium Duration Fund - Direct Plan?As per SEBI’s latest guidelines to calculate risk grades, investment in the UTI Medium Duration Fund - Direct Plan comes under Moderate risk category.
- What is the category of UTI Medium Duration Fund - Direct Plan?UTI Medium Duration Fund - Direct Plan belongs to the Debt : Medium Duration category of funds.
- How Long should I Invest in UTI Medium Duration Fund - Direct Plan?The suggested investment horizon of investing into UTI Medium Duration Fund - Direct Plan is >3 years. The suggested investment horizon is the minimum time required for holding investments in the fund to reduce its downside risk and ensure that the returns become more predictable.
- Who manages the UTI Medium Duration Fund - Direct Plan?The UTI Medium Duration Fund - Direct Plan is managed by Ritesh Nambiar (Since Jul 01, 2015).
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