Name: Garden Party - Drought Friendly Planting
Start: 2024-07-20T10:00:00-07:00
Location: 34303 Mission Trail

34303 Mission Trail

Garden Party is a collection of gardening enthusiast who get together to share information.  Feel free to brings seeds, cuttings, plants and other garden related items to share or to be adopted. Program meets every third Saturday from 10 a.m. to 11:30 a.m. Library opens at 10 a.m.
The July program topic is drought friendly gardening.  Mia Gadson our regular presenter will not be available this month; however, she has provided a wealth of information to be shared with those who attend.  
Photo by <a href="https://unsplash.com/@yngprmtv?utm_content=creditCopyText&amp;utm_medium=referral&amp;utm_source=unsplash" rel="nofollow" target="_blank">Filip Urban</a> on <a href="https://unsplash.com/photos/boy-in-black-and-white-long-sleeve-shirt-standing-beside-gray-metal-watering-can-during-daytime-ffJ8Qa0VQU0?utm_content=creditCopyText&amp;utm_medium=referral&amp;utm_source=unsplash" rel="nofollow" target="_blank">Unsplash</a>

Local Event: Garden Party - Drought Friendly Planting

Lake Elsinore-Wildomar

California

Garden Party - Drought Friendly Planting

Saturday July 20, 2024: Garden Party is a collection of gardening enthusiast who get together to share information.&nbsp; Feel free to brings...

Wiens Cellars

Join us for a delightful evening at Wiens Winery for A Retiree &amp; Near-Retiree Night on June 28th, 2024, from 4:30 PM to 7:30 PM. Meet like minded friends! Enjoy an enchanting experience with live music, a complimentary first glass of wine, and a variety of delicious food options for purchase from local food trucks or bring your own picnic basket. It's a perfect opportunity to relax, meet new friends, and enjoy the serene surroundings of Wiens Winery. We look forward to celebrating with you in the heart of Temecula Wine Country. Hosted by Retire Temecula and Grape Wealth Management (helping you get the most out of retirement). 
Note: This event is designed for those who are five years or less from retirement or already retired.
RSVP Here:
<a href="https://www.retiretemecula.com/event-details/pre-retiree-retiree-night-at-wiens-winery-2024-08-16-16-30" rel="nofollow" target="_blank">https://www.retiretemecula.com...</a>

Local Event: Retire Temecula - Retiree & Near-Retiree Social Night

Temecula

Retire Temecula - Retiree & Near-Retiree Social...

Friday August 16, 2024: Join us for a delightful evening at Wiens Winery for A Retiree &amp; Near-Retiree Night on June 28th, 2024, from 4:30...

Retire Temecula - Retiree & Near-Retiree Social Night

Are you a teen girl aged 12-18 with a passion for storytelling and making a difference in your community? We've got an exciting opportunity for you! 
🎥 What's In It For You?
<ul><li>Boost Your College Applications and Job Resumes: Gain valuable experience and showcase your dedication to creating positive change.</li><li>Build Connections: Form lasting friendships with like-minded peers and professionals.</li><li>Create Impact: Use your creativity to address important issues within your community.</li><li>Learn Filmmaking Skills: Get hands-on experience in scriptwriting, filming, and editing.</li><li>Wrap Party: Celebrate your hard work and success at a fantastic wrap party!</li></ul>
🌍 HOW TO GET INVOLVED? 🌍 
📅&nbsp;Meeting Date &amp; Time: August 03, 2024 🕒 Time: 11:30 AM - 1:30 PM 📍 Location: Lakeland Village Community Center, 16275 Grand Ave, Lake Elsinore, CA 92530
🌈 WHO CAN JOIN? 🌈
Teen girls aged 12-18 who are passionate about making a positive impact and want to express their creativity through filmmaking.
👉 How to Join: Sign up now: <a target="_blank" href="https://www.heyshorty.net/" rel="nofollow">https://www.heyshorty.net/</a>
🎉 Don't miss out on this incredible opportunity to make a difference, learn new skills, and have fun with Hey Shorty!✨
🍕&nbsp;Free food and refreshments provided to mentees at every class!&nbsp;🍔

Local Event: 🌟 Join Hey Shorty: A Free Filmmaking Program 🎥

🌟 Join Hey Shorty: A Free Filmmaking Program 🎥

Saturday August 17, 2024: Are you a teen girl aged 12-18 with a passion for storytelling and making a difference in your community? We've got...

Saint Thomas of Canterbury E​piscopal Church​ & School

Come one come all to Trivia Night at St. Thomas of Canterbury Episcopal Church!&nbsp; On August 17th at 5 P.M. we will be hosting a 2 hour trivia event.&nbsp; The $25/per person ticket gets you access to the event, dinner, and free childcare!&nbsp; Sign up before the event is necessary so we may know in advance how many people we're going to feed and how many folks we'll need to take care of the kids.
 
Oh....and did I mention PRIZES???
 
All proceeds from this event will directly benefit the St. Thomas of Canterbury youth programs we are currently working on funding and developing.
 
To purchase tickets, please use St. Thomas' PayPal linked below and let us know you're purchasing ticket(s) for the event.
 
<a href="https://www.episcopalchurchtemecula.org/givepledge-online.html" rel="nofollow" target="_blank">https://www.episcopalchurchtem...</a>
 
If you have any additional questions or want to sign up for child care, please reach out to our Bishop's Warden Cynthia McCormick:
951-551-6277

Local Event: Trivia Night!

Trivia Night!

Saturday August 17, 2024: Come one come all to Trivia Night at St. Thomas of Canterbury Episcopal Church!&nbsp; On August 17th at 5 P.M. we...

Theatre at the Welk

Get ready to go on an exciting magical adventure with Dawn and Anthony! They are a magical duo who will change the way you feel about magic! They will take you on a fantastic, comedy filled, interactive journey! Anthony and Dawn will inspire you with the most intimate of magic and bring you to your feet with some of the largest illusions. The show is filled with moments of awe, it has moments of wonder, and moments that will touch your heart. This show is one you should not miss!

Local Event: Anthony Hernandez Illusions at the Welk, Comedy, Magic, and Illusion

Anthony Hernandez Illusions at the Welk,...

Saturday August 17, 2024: Get ready to go on an exciting magical adventure with Dawn and Anthony!  They are a magical duo who will change the...

Anthony Hernandez Illusions at the Welk, Comedy, Magic, and Illusion

Get ready to go on an exciting magical adventure with Dawn and Anthony! They are a magical duo who will change the way you feel about magic! They will take you on a fantastic, comedy filled, interactive journey! Anthony and Dawn will inspire you with the most intimate of magic and bring you to your feet with some of the largest illusions. The show is filled with moments of awe, it has moments of wonder, and moments that will touch your heart. This show is one you should not miss!

Local Event: Anthony Hernandez Illusions at the Welk, Comedy, Magic, and Illusions

Anthony Hernandez Illusions at the Welk, Comedy, Magic, and Illusions

Temecula United Methodist Church

Southwest Women's Chorus' Mission is to provide women who love to sing with the experience of performing quality choral music! We are a caring, supportive group of women who have fun singing together.
We are auditioning for our fall season on Monday August 12th and Monday August 19th at 7pm. We would love to have you join us!
-No audition song is required. We audition in a group setting.
-All you need is a love of music, the ability to carry a tune, and a desire to learn. Our director, Sang Park, says he can teach anyone to sing!

Local Event: Southwest Women's Chorus - Fall Auditions

Southwest Women's Chorus - Fall Auditions

Monday August 19, 2024: Southwest Women's Chorus' Mission is to provide women who love to sing with the experience of performing quality...

Zoom

Court Appointed Special Advocates, known as CASA volunteers, speak up for the best interests of youth in foster care and provide a stable presence in their lives. They help give a child self-confidence and build resiliency while they advocate for their best interest in court, in schools, and the community. Many children in Riverside County foster care are currently waiting for a CASA volunteer of their own. With just 10 hours a month, you can help a child thrive and put them on a path toward a successful future. To learn more about the role of a CASA, sign up for an online Volunteer Information Session at <a href="https://www.speakupnow.org/volunteer" rel="nofollow" target="_blank">https://www.speakupnow.org/vol...</a>

Local Event: Become a lifeline. Transform a life!

Become a lifeline. Transform a life!

Wednesday August 21, 2024: Court Appointed Special Advocates, known as CASA volunteers, speak up for the best interests of youth in foster care...

Riverside County

Toni McAllister

San Diego Metropolitan Area

Murrieta

Orange County

Los Angeles Metropolitan Area

Trabuco Canyon

Miranda Ceja

Rancho Santa Margarita

Mission Viejo

Lake Forest

San Clemente

San Juan Capistrano

Aliso Viejo

Laguna Niguel-Dana Point

Event on Friday August 16, 2024 at 4:30pm

Event on Saturday August 17, 2024 at 5:00pm

Event on Monday August 19, 2024 at 7:00pm

Event on Saturday August 31, 2024 at 12:00pm

STUDIO 395 Invites You to "Ubuntu Day" - Free Event - All Ages Welcome

Event on Saturday September 7, 2024 at 5:00pm

COWBOY JUBILEE - Classic Country Concert, Texas Style BBQ Dinner, Fun Poker Run and Classic Cars Too

Cornerstone Community Church is pleased to announce the completion of our new C-KiDS BOARDWALK. This is the brand new&nbsp;kids ministry building for kindergarten - 5th grade. We've created such a fun environment for kids to learn about Jesus!
<a href="https://go2cornerstone.smugmug.com/2024/UNLISTED/Boardwalk-Interior/n-N5x2vn" target="_blank" rel="nofollow">CLICK HERE TO SEE PHOTOS</a>
FEATURING:
<ul><li>Lego Wall</li><li>Rock Climbing Wall</li><li>10 Retro Arcade Games</li><li>Interactive Sand Table</li><li>Mini Basketball Hoop</li><li>Magnet Wall</li><li>Chalk Wall</li><li>Seaside Studios Coloring Station</li><li>Plinko Game</li><li>Marble Roller Coaster Wall</li><li>Interactive Floor Projector</li><li>3D Plane &amp; Sea Creature Statues</li><li>Nintendo Switch Station</li><li>Stuffed Animal&nbsp;Claw Machine</li><li>Beautiful Beach &amp;&nbsp;Boardwalk Themed Wall Murals</li></ul>
PRIZE REDEMPTION STORE: Kids can earn "C-KiDS bucks" by bringing their Bible, memorizing verses, and remembering the main Bible lesson points. These can be redeemed for boardwalk style prizes in our prize store.
WHY SO MUCH FUN AT A CHURCH? We built&nbsp;a place kids want to come to and don&rsquo;t want to leave, so that while they are here we can passionately point them to Jesus! The Boardwalk makes it easy&nbsp;for parents to keep their kids excited about church, and easy to invite those who have never stepped into a church to give it a try.&nbsp;
Be sure to checkout our 3 outdoor playground areas too!
SUNDAY C-KiDS SCHEDULE:&nbsp; - 15 minutes of play time - 25 minutes of worship &amp; Bible lessons -&nbsp;20 minutes of&nbsp;activities to reinforce the Bible principle
YOU'RE INVITED to join us this Sunday at 9am, 10:30am, or 12pm.
Cornerstone Community Church 34570 Monte Vista Drive Wildomar, CA 92595 (951)674-8661<a href="https://www.cornerstone.org" target="_blank" rel="nofollow"> www.cornerstone.org</a>&nbsp;
FIRST TIME VISITOR? First time adults receive a voucher for a free coffee, tea or smoothie at the Cornerstone Coffee Cart. First time kids (K-5th) get a free coin to use the claw machine.
<ul></ul>

New C-KiDS Boardwalk Ministry Building (Grades...

Cornerstone Community Church is pleased to announce the completion of our new C-KiDS BOARDWALK. This is the brand new kids ministry building for...

New C-KiDS Boardwalk Ministry Building (Grades K-5th)

<a href="https://www.WildomarCarShow.com" target="_blank" rel="nofollow">www.WildomarCarShow.com</a>&nbsp;
23 TROPHY CATEGORIES WILL BE AWARDED! All cars, motorcycles, vintage trailers and dune buggies are welcome. CAR CLASSES Class A: Classic Modified Cars (1900-1949) Top 3 awarded: Best of Class, Engine, Paint Class B: Classic Modified Cars (1950-1976) Top 3 awarded: Best of Class, Engine, Paint Class C: Classic Original Cars (1900-1976) Top 3 awarded: Best of Class, Engine, Paint Class D: Modern Modified Cars (1977-2024) Top 3 awarded: Best of Class, Interior, Paint Class E: Import/Tuner Cars (All Years) Top 3 awarded: Best of Class, Engine, Paint Class F: Exotic/Super-Race Cars (All Years) Top 2 awarded: Best of Class, Most Modified MOTORCYCLES Class G: Foreign and Domestic (All Years) Top 3 awarded, Best of, Engine, Paint SPECIAL AWARDS: VIP CHOICE: The mayor of Wildomar will choose her favorite. KIDS CHOICE: Children 12 and under are eligible to vote for their favorite. SHOW WINNER: Based off the consensus of the judges for classes A-G. Registration Fee: $30 Price includes 1 goody bag &amp; and 1 t-shirt. Car check In: 7am-9:30am (Show is from 10am-3pm. Awards 2:30pm)
ACTIVITIES: Amazing cars &amp; motorcycles, live DJ, vendors, food trucks, bounce house for kids, skate park demo, raffle prizes and more! PROCEEDS BENEFIT: Kids and youth locally in our valley and overseas in the Philippines. Donations are tax deductible and a report of how the funds were used will be sent to all donors and posted on this website.
VENDORS: We're currently taking registrations for vendors &amp; food trucks. Spaces cost $70. Visit <a href="https://www.wildomarcarshow.com" rel="nofollow" target="_blank">www.wildomarcarshow.com</a> to learn more and register.
SPONSORS: We have a variety of sponsorship opportunities. Visit <a href="https://www.wildomarcarshow.com" rel="nofollow" target="_blank">www.wildomarcarshow.com</a> to learn more.

You're Invited to the WILDOMAR CAR SHOW on 9/21...

You're Invited to the WILDOMAR CAR SHOW on 9/21/24.

A blended rate is a combination of interest rates on multiple loans for an individual or household and calculated as if they were just one rate. Our new HELOC (Home Equity Line of Credit)&nbsp;products in 2nd lien position&nbsp;may help&nbsp;reduce your monthly payments and overall blended debt rates significantly while getting you more cash out of your home up to as high as 90% LTV. Many homeowners will also be able keep their near record low fixed 1st mortgage loans in place.&nbsp; FHA and VA loans up to 100% loan-to-value.&nbsp;Asset-based cash-out loans with no income or asset verification are also available in addition to reverse mortgages with no monthly payment requirements. DSCR (Debt-Service Coverage Ratio) loans also available for rental property investments with much more flexible underwriting approval options that are based more on the current or proposed rent instead of on the borrowers' formal income documentation.&nbsp; Rick Tobin Phone: (760) 485 - 2422 Realloans <a href="http://www.realloans.com" rel="nofollow" target="_blank">Realloans.com </a>Email: <a href="mailto:info@realloans.com" rel="nofollow" target="_blank">info@realloans.com</a> CA DRE 00964253 NMLS 1934868 NMLS 1883108 Equal Housing Lender&nbsp; "What's Your Blended Debt Rate?" article by Rick Tobin of Realloans: Those very fortunate mortgage borrowers with existing 1st mortgage rates at or below 3% or 4% might be hesitant to choose a new cash-out refinance 1st loan to pay off their rising unpaid consumer debts that may vary between 10% and 30%+ each. A blended rate analysis for an existing debt comparison to a new cash-out 1st or 2nd mortgage or HELOC (Home Equity Line of Credit) can be simplified by comparing the existing monthly debt obligations for the consumer with a proposed new cash-out mortgage or HELOC that pays off all of the existing mortgage and/or non-mortgage debt. For example, the Jacksons have a $400,000 1st mortgage that has a 3% fixed rate for 30 years. They funded the loan near the all-time record low time period in early 2021 and now have just under 28 years remaining on the loan. The Jacksons also have $50,000 in credit card debt that&rsquo;s compounding at close to 30% and two used car loans which combine for another $50,000 that average near 12%. To simplify this calculation, I used the exact same balances for an easier interest rate calculation estimate of 21% (30% + 12% = 42% / 2 = 21%). Let&rsquo;s now add the $400,000 mortgage at 3% to the $100,000 in credit card and automobile loan debt at 21% for a grand total of $500,000.&nbsp;Four-fifths ($400,000) of the Jacksons&rsquo; monthly debt is at 3% while one-fifth ($100,000) is at 21%. &#9679; $400,000 mortgage balance: 3% rate &#9679; $50,000 credit card balances: 30% rate &#9679; $50,000 automobile loan balances: 12% rate &#9679; New blended interest rate for all debt: 6.6% The Jackson&rsquo;s blended interest rate in this example is 6.6% for all of their monthly consumer debt when including their mortgage, credit card, and car payments. The Jacksons explore their HELOC (Home Equity Line of Credit) options that would be recorded in second position behind their existing 3% fixed rate 30-year mortgage that they don&rsquo;t want to lose. With this HELOC rate estimate provided, we will explore both a 9% and 10% HELOC rate to get the Jacksons $100,000 to pay off their 30% credit card and 12% automobile loan rates. &#9679; $400,000 mortgage balance: 3% rate &#9679; A new $100,000 HELOC: 9% rate &#9679; New blended interest rate for all debt: 4.2% &#9679; $400,000 mortgage balance: 3% rate &#9679; A new $100,000 HELOC: 10% rate &#9679; New blended interest rate for all debt: 4.4% Either way, a new HELOC that&rsquo;s used to pay off consumer debt may decrease the total monthly blended rate for all monthly debt by at least 2% (6.6% blended rate &ndash; 4.2% or 4.4% blended rate = 2.4% to 2.25% blended rate improvement). Credit card payment #1: Unpaid credit card balance: $20,000 Interest rate: 28.93% (average merchant card rate) Annual interest paid for one year: $5,786 ($20,000 x 28.93%) Monthly interest-only payments: $482.17 ($5,786/12 months) If the borrower just pays the absolute minimum interest-only payment of $482.17 per month, it will take 41 years and 7 months to pay off the unpaid balance. If so, this is 11 years and 7 months longer than a brand new 30-year fixed rate mortgage. The total interest paid by the borrower over this time period would be $220,496.44 (11 times the original $20,000 balance). The entire "What's Your Blended Debt Rate?" article by Rick Tobin of Realloans is linked here:&nbsp;<a href="https://realty411guide.com/whats-your-blended-debt-rate/" rel="nofollow" target="_blank">What's Your Blended Debt Rate? </a>For our reverse mortgage solutions with no monthly payments, please read this article:&nbsp;<a href="https://realty411.com/moving-forward-with-reverse-mortgages/" rel="nofollow" target="_blank">Moving Forward with Reverse Mortgages</a>

FHA, VA, HELOC, No Income Cash-Out & Reverse...

A blended rate is a combination of interest rates on multiple loans for an individual or household and calculated as if they were just one rate....

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New C-KiDS Boardwalk Ministry Building (Grades K-5th)

You're Invited to the WILDOMAR CAR SHOW on 9/21/24.

FHA, VA, HELOC, No Income Cash-Out & Reverse Mortgages