Senator Bill Dodd: Get Your Free Credit Report

Did you know that you have a right to receive a free copy of your credit report once a year from the three nationwide companies? Millions of Americans are victims of identity theft every year, and with new technologies developing so quickly, it only becomes easier to fall prey to scams or theft.

As a victim of identity theft myself, I know the value of checking my credit report regularly, and I urge you to do the same. In 2016, I authored the Identity Theft Resolution Act to help identity theft victims, fix their credit reports, and get their accounts back on track as quickly possible. Last year, I authored a new law to help prevent bank fraud and help victims recover damages.

Checking your reports can also help you combat identity fraud.

You will be able to spot if someone has opened unauthorized accounts in your name, or if you have been reported as delinquent for purchases you didn't authorize.

Don't wait until it's too late - monitor your credit report.

Once every 12 months, you may order your reports from any of the nationwide consumer reporting companies, either separately or at the same time. To obtain your free credit report, contact: Annual Credit Report Request Service P.O. Box 105281, Atlanta, GA 30348.

Visit my website to learn how to get your report online and find tips to avoid identity theft.