If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience.
Chase's travel cards give you lots of ways to use your rewards. One of the best and most versatile options is to transfer Chase points to British Airways. There are plenty of award airfare deals you can book using British Airways Avios, including going across the pond and much more.
This guide will show you how you can transfer Chase points to British Airways. After that, we'll look at using British Airways Avios and which redemptions are worth the price.
There are only a few Chase credit cards that let you transfer points to travel partners. To make a transfer, you'll need one of the following Chase cards:
![]() |
![]() |
![]() |
Chase Sapphire Preferred® Card | Chase Sapphire Reserve® | Ink Business Preferred® Credit Card |
Rating image, 4.50 out of 5 stars.
4.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
|
Rating image, 4.50 out of 5 stars.
4.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
|
Rating image, 4.50 out of 5 stars.
4.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
|
Apply Now for Chase Sapphire Preferred® Card
On Chase's Secure Website. |
Apply Now for Chase Sapphire Reserve®
On Chase's Secure Website. |
Apply Now for Ink Business Preferred® Credit Card
On Chase's Secure Website. |
Credit Rating Requirement:
Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Good/Excellent (670-850) |
Credit Rating Requirement:
Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Good/Excellent (670-850) |
Credit Rating Requirement:
Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Good/Excellent (670-850) |
Welcome Offer: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠. 60,000 bonus points |
Welcome Offer: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠. 60,000 bonus points |
Welcome Offer: Earn 120,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. Earn 120,000 bonus points |
Rewards Program: Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more. 5x on travel purchased through Chase Travel℠, 3x on dining and 2x on all other travel purchases |
Rewards Program: Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases. 5x points on flights and 10x points on hotels and car rentals through Chase Travel℠. |
Rewards Program: Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases-with no limit to the amount you can earn. Earn 3 points per $1 in select business categories |
Intro APR: N/A Purchases: N/A Balance Transfers: N/A |
Intro APR: Purchases: N/A Balance Transfers: N/A |
Intro APR: N/A Purchases: N/A Balance Transfers: N/A |
Regular APR: 21.49%-28.49% Variable |
Regular APR: 22.49%-29.49% Variable |
Regular APR: 21.24%-26.24% Variable |
Annual Fee: N/A $95 |
Annual Fee: N/A $550 |
Annual Fee: N/A $95 |
Highlights:
|
Highlights:
|
Highlights:
|
Apply Now for Chase Sapphire Preferred® Card
On Chase's Secure Website. |
Apply Now for Chase Sapphire Reserve®
On Chase's Secure Website. |
Apply Now for Ink Business Preferred® Credit Card
On Chase's Secure Website. |
Show More
|
Before you can transfer Chase points to British Airways, you need to have an account in the airline's loyalty program. You can join the British Airways Executive Club for free through the airline's website.
When you're ready to transfer Chase points to British Airways, follow these steps:
It's easiest to do this through the Chase Ultimate Rewards site. If you have multiple rewards credit cards with Chase, select the one with the points you want to use after you log in.
Image source: Brooklyn Sprunger
To see this option, first click "Earn / Use" at the top of the screen. This opens a dropdown menu with a list of redemption options.
Image source: Brooklyn Sprunger
British Airways is listed in the airlines section of Chase's travel partners.
Image source: Brooklyn Sprunger
You can only transfer Chase points to British Airways if the recipient is yourself or an authorized user on your account living in the same household as you. After you pick the recipient from a dropdown menu, enter the Executive Club account number.
Chase requires you to transfer at least 1,000 Ultimate Rewards points. Transfers must be in increments of 1,000 points. There's a 1:1 transfer ratio, so each Ultimate Rewards point is worth 1 Avios.
The final page is a review screen where you verify the details of the transfer and confirm it.
Transfers process instantaneously. Keep in mind that after you transfer Chase points to British Airways, you can't undo it. For that reason, only make the points transfer after you've picked out the award airfare you want to book.
RELATED: The Definitive Guide to Chase Ultimate Rewards Points
To book an award ticket with British Airways, select "Book a flight with Avios." On the airline's homepage, you'll find this option in the drop-down menu under "Book."
You'll need to log in to your Executive Club account, if you haven't already. Fill out the search form with your departure city, destination, travel dates, and desired travel class. Once you've done that, select "Get flights."
British Airways is different from many airlines in that it doesn't let you search for award airfare from its homepage. Instead, you need to log in to your Executive Club account. Then, go to your account summary. You can reach it by clicking on your name in the top right corner of the airline's website.
Use the "Book with Avios or money" section on the left side of your account summary page to search for award airfare. Remember to choose "Book with Avios" under the "Payment type" selection.
Unfortunately, the search process with British Airways is clunky, to put it generously. Here are a few things to expect:
Don't you wish you could take a peek inside a credit card expert's wallet sometimes? Just to see the cards they carry? Well, you can't look in anybody's wallet, but you can check out our experts' favorite credit cards. Get started here:
Here's what you need to know about purchasing award tickets with Avios:
That final point is why not everyone thinks Avios are a worthwhile rewards currency. While it's true that many British Airways awards tickets have sky-high surcharges, there are plenty of exceptions. Where Avios shine is in short-haul flights and booking award tickets with partner airlines.
For flights outside the United States and up to 650 miles, British Airways charges just 4,750 Avios for an off-peak economy ticket, or 5,250 Avios for a peak economy ticket. That makes Avios extremely useful if you want to bounce around Europe, Japan, Latin America, or anywhere else British Airways or one of its partners flies.
Flights under 650 miles that start or end in the United States cost 7,500 Avios for an economy ticket. But Avios can still come in handy for flights in the States, particularly the flights that are expensive but not very far. If you want to take the ever-popular trip from the West Coast to Hawaii, you can book an economy ticket for just 13,000 Avios each way through American Airlines or Alaska Airlines.
You can also use your Chase points as cash for bookings with the Chase Travel portal. You get $0.0125 per point with the Chase Sapphire Preferred® Card or the Ink Business Preferred® Credit Card. You get $0.015 per point with the Chase Sapphire Reserve®.
I recommend looking for high-value redemptions that you can book with Avios first, instead of going through the Chase Travel portal. It's possible to get $0.02 per point, $0.03 per point, or more this way. However, sometimes there aren't any such award tickets available, especially after factoring in taxes and fees. If you can't find anything, using your points as cash through Chase Ultimate Rewards is a good back-up plan.
READ MORE: How to Use the Chase Travel Portal
Chase and British Airways have also teamed up on a co-branded credit card, the British Airways Visa Signature® Card. It charges an annual fee of $95 and offers:
Considering it has quite a few perks and one of the bigger sign-up bonuses for an airline card, the British Airways Visa Signature® Card is worth a look. Like other airline credit cards, it's best suited for loyal frequent flyers. You can get quite a bit of value from it, but only if you fly with British Airways often.
If you don't, pick a Chase card with Ultimate Rewards points. The Ultimate Rewards program gives you far more redemption options. You can still transfer Chase points to British Airways, but you can also send them to any other hotel or airline partner. You also have access to the Chase Travel portal.
As difficult as the British Airways website is to navigate, Avios can be a useful rewards currency. You won't find many better ways to book those short to mid-length flights for a small number of miles. They also give you a way to book award tickets with American Airlines and the other carriers in the Oneworld alliance. Overall, you won't lack options when you transfer Chase points to British Airways.
Here are some other questions we've answered:
We recommend comparing options to ensure the card you're selecting is the best fit for you. To make your search easier, here's a short list of standout credit cards.
Offer | Our Rating | Welcome Offer | Rewards Program | APR | Learn More |
---|---|---|---|---|---|
Rating image, 5.00 out of 5 stars.
5.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
|
Discover will match all the cash back you’ve earned at the end of your first year. N/A | 1% - 5% Cashback Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases—automatically. |
Intro: Purchases: 0%, 15 months Balance Transfers: 0%, 15 months Regular: 18.24% - 28.24% Variable APR |
||
Rating image, 5.00 out of 5 stars.
5.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
|
$200 cash rewards Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months. | 2% cash rewards Earn unlimited 2% cash rewards on purchases. |
Intro: 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers Purchases: 0% intro APR, 12 months from account opening Balance Transfers: 0% intro APR, 12 months from account opening on qualifying balance transfers Regular: 20.24%, 25.24%, or 29.99% Variable APR |
||
![]()
Apply Now for Bank of America® Travel Rewards credit card
On Bank of America's Secure Website. |
Rating image, 4.00 out of 5 stars.
4.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
|
25,000 points 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases | 1.5 points per dollar Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees, and your points don't expire as long as your account remains open. |
Intro: 0% Intro APR for 15 billing cycles for purchases. 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days. After the intro APR offer ends, 19.24% - 29.24% Variable APR on purchases and balance transfers will apply. A 3% fee for 60 days from account opening, then 4% fee applies to all balance transfers. Purchases: 0% Intro APR for 15 billing cycles for purchases Balance Transfers: 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days Regular: 19.24% - 29.24% (Variable) |
Apply Now for Bank of America® Travel Rewards credit card
On Bank of America's Secure Website. |
Yes, Chase points are transferable to British Airways. Transfers are at a 1:1 ratio, meaning you receive 1,000 Avios for every 1,000 Chase Ultimate Rewards points you transfer.
Chase points normally transfer to British Airways immediately.
Transferring your Chase points to an airline can be a good way to use them. There are often high-value award airfare deals, and it's possible to get $0.02 per point, $0.03 per point, or more. Transfers are irreversible, so find the ticket you want to book before you transfer your points.
We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. The Ascent, a Motley Fool service, does not cover all offers on the market. The Ascent has a dedicated team of editors and analysts focused on personal finance, and they follow the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands.