Cover for your holiday in the Spanish sun. From Madrid to Barcelona, travel with confidence, with AllClear.
What is Spain Travel Insurance, and do you need it?
Spain Travel Insurance means that you’re covered in the event of a holiday mishap or medical emergency, even if you have a pre-existing medical condition, while you are travelling in Spain. You will also have cover for lost luggage or if you need to cancel your Spanish trip.
Travel Insurance for Spain is crucial. Here’s why:
- Spain is the number one travel destination for Brits, with 17.8 million trips made in 2023.
- 30% of all Brits injured abroad are injured in Spain, according to research from the UK Government.
- Stories of Brits injured or killed in Spain are all too common. There have been reports of boat explosions, falls from hotel balconies, or issues from diving into the sea.
Getting the right Travel Insurance policy is the key to travelling with peace of mind. At AllClear, we can cover: All medical conditions. All ages. All destinations. 98% of our customers would recommend us to family and friends, so you’re in good hands2.
What does AllClear’s Spain Travel Insurance cover?
Our Spain Travel Insurance covers you for unexpected medical costs, lost luggage and cancelled trips. We also can cover over 1,300 different medical conditions. That means you can travel the world with confidence.
What’s covered?
- Medical cover. AllClear policies include emergency medical cover. They also cover medical costs for existing conditions. This includes prescription medication, medical emergencies and medical equipment.
- Cancellation and curtailment.3 Cover for your flight and accommodation costs if you have to cancel before you go. We’ll also cover costs if you need to return home early following an emergency.
- Your baggage. Protection against the cost of stolen, damaged or lost luggage and personal possessions. You can also choose to add extra cover for gadgets to your policy.
- Travel delays and missed departures. If your flight is delayed, we’ll compensate you for the time. If you miss your flight, you’ll also be covered for accommodation and transport costs.
- Personal liability. Cover for your legal expenses and any liability due if you accidentally injure someone. You also have cover if you damage their property while you’re away on holiday.
- All ages. We believe Travel Insurance should be available to as many people as possible. That’s why our Travel Insurance has no upper age limit.
What’s not covered?
- Deciding not to travel. We do not provide any cover if you can travel but choose not to.
- Other regions. Your Stroke Travel Insurance won’t cover you if you travel outside your chosen region. You can contact us to upgrade your policy anytime.
- Claims below the value of excess. You’re not covered for claims that fall below the value of the excess stated in your policy
- Medical conditions you fail to declare. You need to provide us with an accurate medical history when you buy Travel Insurance. This is so we can give you the right cover. This is especially vital for senior travellers and those with long-term illnesses.
Full details of what is and isn’t covered can be found in our policy wording.
We offer three different policy levels: Gold, Gold Plus, and Platinum. Each is tailored to your specific requirements.
SWIPE TO COMPARE POLICIES
Gold |
Gold Plus |
Platinum |
|
| Emergency medical expenses and Repatriation costs | Up to £10m | Up to £15m | Unlimited |
| Cancellation* and Curtailment | Up to £2k | Up to £15k | Up to £25k |
| Travel Delay | Up to £300 | Up to £1,500 | Up to £1,500 |
| Personal Belongings | Up to £2k | Up to £2.5k | Up to £5k |
| Personal liability | Up to £2m | Up to £2m | Up to £2m |
| Legal protection cover | Up to £50k | Up to £50k | Up to £100k |
* If you buy a policy which includes cancellation cover. / All these figures are per person and per trip.
AllClear’s Travel Insurance for Spain with pre-existing medical conditions
We’re Specialist Medical Travel Insurance providers. In fact, 62% of our customers have more than one pre-existing condition4. If you’ve got pre-existing conditions, we’re here to help. Simply declare any conditions during the medical screening process, and we’ll do the rest.
We can cover more than 1,300 conditions, including:
Chronic illnesses: We cover cancer, Crohn’s disease, IBS, leukaemia and other long-term conditions.
Heart conditions: We cover all cardiovascular issues affecting heart function. This includes high blood pressure and atrial fibrillation.
Musculoskeletal conditions: Conditions that affect your bones, muscles, and joints, including back problems and osteoporosis.
Respiratory problems: This includes conditions that cause breathing difficulties, like asthma and COPD.
Neurological conditions: These are disorders affecting the brain and nervous system. For example, epilepsy and multiple sclerosis.
Mental health: Including anxiety and depression.
Find the best Spain Travel Insurance for your trip
Each policy is tailored to your trip. This includes any add-ons needed to ensure you have comprehensive covered while you’re in Spain.
- Cruise Cover: This policy add-on means you’re covered for cruise-specific issues. For example, if you’re confined to your cabin or can’t go on an excursion.
- Gadget Cover: Taking your laptop or tablet abroad with you? Our Gadget Cover ensures that you can replace it if it’s lost.
- Golf Cover: Your golf clubs are precious, so we’ll cover them as carefully as we cover you. Our Golf Cover means you can replace them in the event of a mishap (up to £750).
- Single Trip Travel Insurance: If you only fancy one trip abroad this year, our Single Trip cover is what you need. It’s cheaper than an annual plan but gives up to unlimited cover for medical expenses and repatriation.
- Annual Worldwide Travel Insurance: Taking multiple trips abroad this year? An Annual Travel Insurance policy could save you time and money. With AllClear, you can choose between two options – cover anywhere in the world, including the USA, Mexico, Canada, and the Caribbean or cover anywhere in the world which excludes those destinations.
How our Travel Insurance for Spain works: A simple 3 step quote process
Simply complete our quick 3-step screening process to receive your quote. Here’s how it works.
1. Get a quote online or by phone
Once you’re ready to start the quote process, the first step is to provide your personal details and information about your holiday plans. This can be completed over the phone with one of our team members or online.
2. Complete our simple medical screening process
You must declare any medical conditions you have and any medications you and your travel companions are taking here. This way, we can provide the cover that best suits your needs.
3. Get your quote
You can either proceed to buy or save your quote at this stage.
“Spain is a top travel destination for Brits, year after year. While it’s generally a safe country for visitors, accidents can happen. With the heat and adventurous activities added to the mix, health risks can increase. That’s why it’s important to make sure you’ve covered for unexpected medical costs and not stuck with a hefty bill.”
What our customers say
Cheaper than comparison sites
“My wife and I booked and paid for a holiday in Spain and were seeking travel insurance. After visiting various comparison sites the costs for insurance were turning out to be almost the same price as that for one of our holidays due to our pre-existing medical conditions. I had received a letter from AllClear, advertising their policies, so I decided to give them a try. To my amazement their costs were almost half of those of the comparison sites.”
– Willum
– Date of experience: June 11, 2024
There’s a reason 99.5% of our customers would consider buying from AllClear again2. Here’s what they have to say about us.
What our Customers Say
It is not a legal requirement to have Travel Insurance to enter Spain. However, the NHS and the UK Government both recommend that all British nationals have the proper level of Travel Insurance before leaving the country. If you don’t, you may have to foot the bill if anything goes wrong while you’re away.
The cost of Travel Insurance is based on many different factors, including things like:
- Your age
- Your medical history
- Your destination – even the specific part of Spain you’re visiting
- How long you’re going for
Because each can vary from person to person and even from trip to trip, there is no standard set price for Travel Insurance.
The GHIC (previously EHIC) will cover you for any emergency medical treatment while you are in Spain. However, the UK Government advises that the GHIC is not a replacement for Travel Insurance. Your GHIC will not protect you against the following:
- Changes or cancellations of your travel or accommodation bookings.
- Additional standard costs for treatment.
- Medical repatriation back to the UK.
- Treatment that is ruled non-urgent.
While in Spain, there may not always be public healthcare facilities near some tourist areas. In this case, some hotels will call private doctors or ambulances to take patients to private hospitals. The GHIC or EHIC will not be accepted there.
Travel Insurance for Spain can sometimes be more expensive than Insurance for other European countries. This is especially true of the Canary Islands. Spain, along with Italy and Greece, has high levels of privatised healthcare. This means treatments can be more expensive. This makes the price of Travel Insurance more expensive.
Healthcare is not free for tourists in Spain. If you need emergency medical treatment while in Spain, you will need a GHIC or Travel Insurance that covers emergency medical procedures. Ideally, you should have both. Bear in mind that the GHIC will not cover any procedures that are deemed non-urgent.
Get the most out of your trips with our helpful guides
Where are you visiting?
Explore our helpful guides for tips on remembering everything you need when travelling to one of the destinations below.
Which activities do you have planned?
Whether you’re planning a group holiday or setting sail on a cruise, remember to add extra coverage to your policy for a worry-free trip.
1 AllClear Gold Plus achieved Which? Best buy.
2 Based on 780 responses, correct as of 16/01/2024.
3 Providing you have purchased a policy that includes cancellation cover.
4 Based on 4358 responses. AllClear Annual Survey, February 2024.
