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Years in personal finance
In-house financial experts
Money tools & calculators
- Term
- 10-year fixed
- Rate
- 4.71%
- APR
- 5.15%
- Term
- 15-year fixed
- Rate
- 5.05%
- APR
- 5.31%
- Term
- 30-year fixed
- Rate
- 5.91%
- APR
- 6.05%
Bankrate “top offers” represent the weekly average interest rate and average of APRs among top offers featured on Bankrate for the loan type and term selected, as of August 18, 2024.
Current mortgage trends
Bankrate “top offers” represent the weekly average interest rate among top offers featured on Bankrate for the loan type and term selected, as of August 18, 2024.
“National average” is determined by averaging interest rate information provided by 100-plus lenders nationwide. The current national average 30-year fixed mortgage APR is 6.56% as of August 18, 2024.
Today’s top CD rates
- Term
- 6 Month
- APY*
- 4.55%
- vs Nat Avg
- 2.80%
- Term
- 1 Year
- APY*
- 4.68%
- vs Nat Avg
- 2.87%
- Term
- 5 Year
- APY*
- 3.81%
- vs Nat Avg
- 2.37%
Current CD trends
Bankrate “top offers” represent the average of the top CD offers from the institutions we track, featured on Bankrate as of August 18, 2024.
“National average” is determined by Bankrate's comprehensive national survey of savings accounts and CDs. The current national average for a one-year CD is 1.81% as of August 18, 2024.
Today’s top savings rates
- Type
- Savings
- APY*
- 4.60%
- vs Nat Avg
- 4.01%
- Type
- Money Market
- APY*
- 3.65%
- vs Nat Avg
- 3.19%
Current savings trends
Bankrate “top offers” represent the average of the top savings account offers from the institutions we track, featured on Bankrate as of August 18, 2024.
“National average” is determined by Bankrate's comprehensive national survey of savings accounts and CDs. For savings, the current national average is 0.59% as of August 18, 2024.
Experts in all things finance
Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.
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Chief Financial Analyst
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Principal U.S. Economy Reporter
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Senior Economic Analyst
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Calculators for every question
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How to find fixed-rate credit cards
APR vs. APY: Understanding interest rates
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Our top picks of 2024
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