Best Student Credit Cards for August 2024
If you’re a student with limited or no credit, you can start establishing credit and earning rewards with a card tailored to your needs.
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Best credit card for students overallDiscover it® Student Cash BackRating Breakdown 4.0Credit BuildingWe rate credit cards using our credit-building methodology for cards designed to help grow your credit score. Student credit cards, secured credit cards and credit cards with low or no credit requirements fall into this category. We rank them based on how easy they are to qualify for, credit-building features and how much they cost. Credit card issuers have no say or influence in our ratings. How we rate credit cards
$01% - 5% Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases-automatically.; Earn unlimited 1% cash back on all other purchases - automatically. -
For student commutersDiscover it® Student ChromeRating Breakdown 4.0Credit BuildingWe rate credit cards using our credit-building methodology for cards designed to help grow your credit score. Student credit cards, secured credit cards and credit cards with low or no credit requirements fall into this category. We rank them based on how easy they are to qualify for, credit-building features and how much they cost. Credit card issuers have no say or influence in our ratings. How we rate credit cards
$01% - 2% Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically.; Earn 1% unlimited cash back on all other purchases – automatically. -
Best student card for dining and entertainmentCapital One SavorOne Student Cash Rewards Credit CardRating Breakdown 4.0Credit BuildingWe rate credit cards using our credit-building methodology for cards designed to help grow your credit score. Student credit cards, secured credit cards and credit cards with low or no credit requirements fall into this category. We rank them based on how easy they are to qualify for, credit-building features and how much they cost. Credit card issuers have no say or influence in our ratings. How we rate credit cards
$01% - 8% 8% Cash Back on Capital One Entertainment purchases; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply); 3% Cash Back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®); 1% Cash Back on all other purchases
A student credit card can be a valuable tool for building credit at a young age. Student credit cards work like most standard credit cards but are geared toward college students. They’re typically easy to qualify for because issuers understand that young adults in school tend to have a limited credit history (if any).
Picking your first credit card as a student can feel overwhelming. But as you peruse the best options for your credit-building journey, consider which cards offer features that matter to you and rewards structures that align with your spending habits. If you plan on studying abroad, for example, you’ll want to choose a card with no foreign transaction fees. Most student credit cards are pretty bare bones in terms of perks, but there are a few that offer rewards and benefits on par with full-fledged cash-back cards.
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