![BankRail-Hero-16by9](http://images.ctfassets.net/acre3mq2tjuq/FAXIoJiHZM770YL1sYsh2/d6f9e1193327a7cdfebd40f498dac6f8/BankRails-Hero-16by9.png?w=100&q=75&fm=jpg)
Real-time payments can help businesses build amazing experiences for consumers by delivering money when they need it. We are excited to expand our relationship with Cross River for innovative payment solutions on top of an API-based processing core.
Benefits
Settle funds with Cross River’s APIs
Key features
Build a stronger payment tech stack for a wide range of use cases and customers.
curl -X POST
--header 'Content-Type: application/json'
--header 'Accept: application/json'
--header 'Authorization: Bearer <token>'
-d '{ \
"accountNumber": "2553179843",
"amount": 15000,
"creditor": {
"routingNumber": "011000138",
"accountNumber": "456789000",
"name": "Corey Hendly",
"addressStreetName": "Spooner St",
"addressBuildingNumber": "34",
"addressCity": "Quahog",
"addressState": "RI",
"addressPostalCode": "00093",
"addressCountry": "US"
},
"purpose": "gift money"
}
Uses for bank rails
Account verification
Merchant settlements
Disbursements
Peer-to-peer transfers
B2B commercial payments
Payroll