Pay-in
Power your business with a superior solution to sell locally in rising markets, and receive funds settled globally
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A full range of traditional and local payment methods to easily access new markets and acquire new customers
With EBANX's cross-border model for Pay-In, you land and win in rising economies. You can take advantage of local approval rates on cards, increased addressable market with the offer of alternative payment methods, and develop a compliant and local tax operation, without the bureaucracy and costs of opening a local legal entity.
Payment methods supported
Emerging markets are known for having lower credit card penetration. In Latin America, about half of the population is unbanked, while in Africa the unbanked population is close to 57%. For global companies to fully take advantage of the addressable market in these economies, they must add alternative methods and local cards to their payment offering.
Alternative Payment Methods as a key to increase addressable market in rising markets
In growing digital commerce markets, such as Africa, Latin America, and India, alternative payment methods (APMs) started gaining traction and popularity in recent years, becoming more mainstream than cards.
New numbers released by the consultancy firm AMI (Americas Market Intelligence), based on 15 LatAm’s economies, reveal that APMs reached 39% of the digital commerce volume in 2022 in the region, an eight-percentage-point increase compared to just two years ago.
29 rising markets
and expanding
Expand your business to economies with unparalleled growth opportunities
Pay-in is the core of our all-in-one payments platform
Global techs can get their expansion goals serviced by one modular and customizable platform with built-to-fit solutions and key benefits, which also includes Payout and EBANX exclusive solutions.
Payout
Pay your users, sellers, suppliers, providers and contractors in local currency, using their preferred payment method through single or mass payouts.
Payment processing with both domestic and international funds settlement: multiple and mixed operational models
Choose and combine the solutions that best fit your business for both your pay-in and payout needs. Combine payment processing with both international and domestic settlement across multiple nations.
Other platform capabilities
Automatized payment processing up to 3M USD per transaction.
Payment API framework, allowing for seamless expansion of payments portfolio, markets and transition from cross-border to local processing models.
The EBANX solution enables local payment methods that support any recurrence model across any market, and is inclusive of tokenization, smart routing and ongoing payment performance.
Unified reconciliation (across all financial institutions, in each market, per payment method) with highly detailed reporting which can be exported through various formats through EBANX dashboard.
Unparalleled platform efficiency
High overall transactions-per-second capacity: EBANX processes more than 35 million payment transactions per month, for more than 1,000 merchants across the world
99.99% platform uptime and technology redundancy
Sophisticated monitoring capabilities: Real-time logs and monitoring and on-call 24/7 service, with reaction time in less than 5 minutes