india's taj mahal

India Payment Gateway: Start Offering Local Payment Methods

Sell to the world's most populous country using their favorite payment method: UPI.

Digital Commerce

  • India has the 2nd largest number of digital buyers globally.

  • As of 2023, it is valued at USD 148 billion and represents a significant opportunity for global brands. Trust the right partner to take you there.

Source: Insider Intelligence, Statista Market Insights (2023)

Simplified Expansion

  • Tax handling, money flows, laws and regulations… when selling in India, you don't need to worry about compliance and specifics. Our experts - onsite and offsite - simplify your operations locally, so you can focus on growth globally.

See all EBANX solutions available in India

Payment Methods Available with EBANX

  • UPI (Unified Payments Interface): the most popular payment method in India

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Global companies selling with EBANX in Rising Markets

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EBANX solutions
in India

Rely on the country's most popular payment methods and give access to over 1.4 billion people. Let locals buy as they prefer, while you keep business as usual - no local entity needed.

EBANX Pay-In & Payout

Have a complete circle payments solution, ranging from pay-ins to payouts and an international settlement option. You'll be able to collect customer payments in India and disburse funds to partners and suppliers in local currencies. All with localized support in varied time zones and specialized personnel for technical assistance and operational improvements. 

More about Pay-In & Payout

Pay-in

Receive payments with features that increase your total addressable market and count with the most relevant payment methods for digital purchases to boost your performance in cross-border sales with a reliable global settlement network.



  • International Funds Settlement to sell to Indian people in Indian Rupee (INR) while accepting UPI and other local payment methods. The funds can be received in USD anywhere in the world. 

  • Direct connection with local acquirers

  • Optimized balance between approval rates and chargebacks

  • Support and performance optimization on recurring payments

  • Unified reconciliation

  • Local risk and compliance management

  • Optimized money flow considering multi-currency sales

  • One single and easy integration to accelerate go-live or upgrades

  • Exclusive and innovative technology developed in-house

More about Pay-in

Payout

Pay suppliers and partners in Indian Rupee (INR), using local payment methods. Easily add balance through wire transfer or processed amounts via EBANX.


  • Fast payouts with local payment methods

  • Request single and mass payouts in 3 easy steps

  • Work with amounts in USD or local currency

  • No minimum payout amount

  • Customizable reconciliation and detailed reports

More about Payout

payment methods in india

Selling in India means looking for payment alternatives that go beyond cards. The government's demonetization policy, aimed at reducing the circulation of high-value currency notes and stimulating online payments, showed that digital payment methods grew 309% from 2017 to 2021.



India's favorite is the Unified Payments Interface (UPI), a digital wallet expected to account for one out of every four purchases in e-commerce by 2026.



Launched in 2016, UPI allows anyone with a bank account in India to pay for purchases. The revolutionary payment method has transformed digital payments in Southeast Asia, enabling real-time, simple, and convenient payment experiences for local users.


Share of payment methods in India (2022)

Source: FIS 2023 Global Payment Report

Payment methods available in India with EBANX

Payment Methods
Installmentswhen a payment is made at intervals
Recurrence
International Settlement
Domestic Settlement
Visa
Mastercard
Installments

Yes

when a payment is made at intervals
International Settlement

Yes

Domestic Settlement

No

Yes
Yes
No
Visa
Mastercard
Installments

Yes

when a payment is made at intervals
International Settlement

Yes

Domestic Settlement

No

Yes
Yes
No
UPI
Installments

No

when a payment is made at intervals
International Settlement

Yes

Domestic Settlement

No

No
Yes
No
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EBANX makes cross-border payments easy so you can focus on growth

Let your Indian customers pay how they like, and grant them an astounding experience.


Offer bank-to-bank transactions and real-time payments like UPI with EBANX, the first to market in activating PIX for cross-border merchants in Brazil.

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