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Argentina Payment Gateway: Expand your Digital Commerce with Local Processing
Discover the power of the digital wallets kingdom in Latin America and what to expect in the market landscape.
Global companies selling with EBANX in Argentina
Crypto, BNPL, wallets: Argentina has proven to be an inspiration for the adoption of innovative payment solutions
Home to about 46 million people, the fourth largest digital commerce market in Latin America is expected to grow with a CAGR of 26%, reaching $41 billion in market size until 2025. When we look at the payments landscape, the country has been one of the main pushers for innovation. It has the highest crypto penetration compared to other LatAm countries (51%), is home to successful BNPL players, and has presented impressive openness to digital wallets.
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![](https://a.storyblok.com/f/168569/900x800/24c084bde4/mosaic-vertical-ar-02-2x.jpg)
APMs share of 31.2%: Argentina's share of alternative payment methods in 2022 surpassed 30%.
Digital wallets: the most-used payments in 2022 in the country, over 72%.
+134% YoY growth rate: BNPL was the fastest-growing payment method in Argentina.
Mobile x Desktop: Argentine shoppers bought more using mobile devices (62%) over desktops (38%) in 2022.
Retail: is the industry leader in sales volume (about $13 billion in 2022) and also the one with the fastest annual growth rate (29%).
Source: Beyond Borders 2022-2023
EBANX solutions
↪in Argentina
Rely on an expert payment partner to internationally manage your funds in Argentina, from pay-in to payout.
Pay-In
A variety of payment methods with solutions that increase your total addressable market by providing the most appropriate options for digital purchases and boosting your performance in cross-border sales with a reliable global settlement network.
100+ direct connections with local acquirers
Optimized balance between approval rates and chargeback levels
Support and performance optimization on recurring payments
Unified reconciliation
Local Risk and Compliance Management
Optimized money flow considering multi-currency sales
One single and easy integration to accelerate go-live or upgrades
Exclusive and innovative technology developed in-house
Payout
Make payments to suppliers and partners in Argentine Pesos (ARS), using local payment methods. Easily add balance through wire transfer or processed amounts via EBANX.
Fast payouts with local payment methods
90% average success rates
Request single and mass payouts in 3 easy steps
Work with amounts in USD or local currency
No minimum payout amount
Customizable reconciliation and detailed reports
Payment methods in Argentina
Credit card ownership is still very limited in Latin America, despite advances. Even though Argentina is the third LatAm country with the most people with access to credit, only 29% of locals own a card.
If we analyze the digital commerce payment behavior in 2022 (below), we see that domestic cards and digital wallets remain on the top. Eyes on Buy Now Pay Later, though. Although the adoption of BNPL solutions is still low, it was the fastest-growing method in Argentina.
Payments on digital commerce in Argentina (2022)
Sources: EBANX & AMI Datapack, 2022 | Beyond Borders 2022-2023.
*Includes cash on delivery, gift cards, and other miscellaneous payment methods.
Payment methods available in Argentina with EBANX.
Cash-Based Payment
![Rapi Pago](https://a.storyblok.com/f/168569/2362x1182/75f58d5200/rapipago-azul.png)
![Rapi Pago](https://a.storyblok.com/f/168569/2362x1182/75f58d5200/rapipago-azul.png)
N/A
when a payment is made at intervalsYes
No
Credit Cards
![Nativa](https://a.storyblok.com/f/168569/300x132/12ff4e95b5/nativa.png)
![Nativa](https://a.storyblok.com/f/168569/300x132/12ff4e95b5/nativa.png)
![Cordobesa](https://a.storyblok.com/f/168569/848x480/87331ca30b/cordobesa.jpeg)
![Cordobesa](https://a.storyblok.com/f/168569/848x480/87331ca30b/cordobesa.jpeg)
![Argencard](https://a.storyblok.com/f/168569/240x160/fae7c9f9d0/argencard.webp)
![Argencard](https://a.storyblok.com/f/168569/240x160/fae7c9f9d0/argencard.webp)
Yes
when a payment is made at intervalsYes
Yes
Debit Cards
![Nativa](https://a.storyblok.com/f/168569/300x132/12ff4e95b5/nativa.png)
![Nativa](https://a.storyblok.com/f/168569/300x132/12ff4e95b5/nativa.png)
![Cordobesa](https://a.storyblok.com/f/168569/848x480/87331ca30b/cordobesa.jpeg)
![Cordobesa](https://a.storyblok.com/f/168569/848x480/87331ca30b/cordobesa.jpeg)
![Argencard](https://a.storyblok.com/f/168569/240x160/fae7c9f9d0/argencard.webp)
![Argencard](https://a.storyblok.com/f/168569/240x160/fae7c9f9d0/argencard.webp)
No
when a payment is made at intervalsYes
Yes
Digital Wallets
![Mercado Crédito (BNPL)](https://a.storyblok.com/f/168569/624x208/577e1dce45/mercado-credito.png)
![Mercado Crédito (BNPL)](https://a.storyblok.com/f/168569/624x208/577e1dce45/mercado-credito.png)
Yes, for Mercado Pago
when a payment is made at intervalsYes
No
Email payment notifications
Besides having several payment methods available in the market, EBANX also cares about your customer experience. When your customers in Argentina place an order, EBANX sends a payment-created notification via email. They receive a reminder if the payment still needs to be done within 24 hours. Finally, after the payment is made, a confirmation message is sent by email.
Payouts in Argentina available with EBANX
*Get in touch with us for restrictions or further details.
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EBANX makes cross-border payments easy so you can focus on growth
Have a complete payment solution that helps your business cross borders and process international payments in Argentina and 17 other countries in Latin America and Africa.