While the phrase “old money outfits” might have peaked last year, there are a few traits of stealth wealth dressing that will endure forever. After all, the essence of the movement was never about stockpiling as many beige Zara items as possible, but rather investing in timeless staples that can be worn and treasured for years and years to come. Items like a classic pair of loafers by The Row or an expertly crafted designer bag from Loewe instantly come to mind, but the list isn’t only relegated to high-ticket finds. Smart buys like an organic linen tunic by Eileen Fisher or handmade sandals from emerging label A.Emery will help you exude understated elegance for less than $200.

If you’re looking for ways to truly embody rich girl energy, we’ve gathered seven old-money outfits that deliver major inspiration below.

The Monochromatic Moment

a person in a white dress
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When in doubt, look for interesting staples that don’t skimp on the details—like the contrasting ribbed stitching on Flore Flore’s tank top, the puddle finish on Helsa’s jeans, or the strappy silhouette on Simkhai’s sandals.

Esmé Tank Top
Flore Flore Esmé Tank Top
Ben Silk-Blend Sweater
La Ligne Ben Silk-Blend Sweater
Low Tide Ecru Jeans
Helsa Low Tide Ecru Jeans

The Power LBD

cannes, france may 27 elsa hosk is seen during the 76th cannes film festival on may 27, 2023 in cannes, france photo by jacopo raulegc images
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Sometimes, all you need is a little black dress in your closet that can fit any and every occasion. It’ll feel brand new when you mix and match it with different accessories like a waist-cinching belt and different shoes. Here, Elsa Hosk shows us how it’s done with ballet flats, but white sneakers would be just as chic for casual moments.

Strapless Dress
Scanlan Theodore Strapless Dress
Round Topaz Studs
Mejuri Round Topaz Studs
Arco Intrecciato Tote
Bottega Veneta Arco Intrecciato Tote

The Best Blues

new york, new york august 23 jennifer lawrence is seen on august 23, 2023 in new york city photo by gothamgc images
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Shades of blue will add a touch of excitement to timeless outfits without feeling too jarring. Follow Jennifer Lawrence’s lead and pair various shades together for instant chicness.

The Smart Layers

milan, italy february 24 julianne moore attends the bottega veneta fashion show during the milan fashion week womenswear fallwinter 2024 2025 on february 24, 2024 in milan, italy photo by daniele venturelliwireimage
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Pairing a sweater with matching jeans is nice, but layering the knit with a contrasting striped shirt is even better. But don’t stop there; infuse a bit of color with a merlot-colored bag and stark white shoes—à la Julianne Moore.

Crewneck Cashmere Sweater
Nordstrom Crewneck Cashmere Sweater
Now 35% Off
Spada leather loafer pumps
Bottega Veneta Spada leather loafer pumps
14k Gold Jumbo Dome Ring
EF Collection 14k Gold Jumbo Dome Ring

The Coastal Chic

cannes, france may 19 kelly rutherford is seen at the martinez hotel during the 75th annual cannes film festival on may 19, 2022 in cannes, france photo by arnold jerockigc images
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As we prepare to transition from summer to fall, having a versatile outfit in your wardrobe arsenal will be essential. Kelly Rutherford shows us how it’s done with a knit vest paired with breezy white trousers. If temperatures begin to dip in the evening, she even has a classic blazer in hand.

Marled Wool Vest
Maison Margiela Marled Wool Vest
The Petite Harlow Pant
Madewell The Petite Harlow Pant
Now 20% Off
Première Ribbon Watch
Chanel Première Ribbon Watch

The Everyday Elegance

beverly hills, ca may 3 jasmine tookes is seen on may 3, 2023 in beverly hills, california photo by megagc images
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One of the easiest ways to ensure your outfits are always on point is by adopting uniform dressing. A cashmere polo plus linen pants always equals sartorial success.

The Linen Way-High Pant
Everlane The Linen Way-High Pant
Lock and Walk
Louis Vuitton Lock and Walk
Vega Ring
Spinelli Kilcollin Vega Ring
Tribute Nu Pieds Slide
Saint Laurent Tribute Nu Pieds Slide
Double Twisted Earrings
Jennifer Fisher Double Twisted Earrings

The Elevated Casual Ease

surfside, fl march 17 gisele bundchen is seen on march 17, 2024 in surfside, florida photo by megagc images
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Lean into pristine white pieces to turn even the most casual moments into a chic work of art. The simple hue takes all of the guesswork out of getting dressed but still feels undeniably chic.

Organic Linen Top
Eileen Fisher Organic Linen Top
Straight Linen-Blend Pants
Mango Straight Linen-Blend Pants
Geometric-frame Sunglasses
Gucci Geometric-frame Sunglasses
Morgan Flip-Flop
A.Emery Morgan Flip-Flop
Lab Diamond Necklace
Monica Vinader Lab Diamond Necklace
Enamel & Stone Ovate Huggies
Missoma Enamel & Stone Ovate Huggies
Lettermark

Alexis Bennett Parker is the Commerce Content Lead at ELLE.com. In this newly created role, she oversees all shopping-related stories online, from fashion-forward trend pieces to the most coveted beauty buys on the market right now. Alexis has worked in the publishing space for 11 years, and seven of those years have been dedicated to helping shoppers make informed purchases—no buyer’s remorse here! Before joining the team at ELLE.com, she worked in the editorial departments of Vogue, Cosmopolitan, and InStyle, to name a few magazines. Not only has Alexis worked closely with several brands and tested hundreds of products over the course of her career, but she’s also won awards for her work as a shopping journalist. Namely, she was an honoree at the Pynk Magazine Gala in 2023, received the Condé Nast Commerce Content Award for Best Article by a New Hire in 2021, and was included on the Top 40 Under 40 Heir’s List in 2018.