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The Ascent Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

Aug. 24, 2024 | By Steven Porrello

5 Perks of Buying Electronics From Costco

Costco has low prices and offers customer care solutions that few other stores have. Learn why you should consider Costco for your next electronics purchase.
Aug. 24, 2024 | By Devon Delfino

3 Things You Must Do When Your Retirement Savings Reach $1,000,000

Once you hit $1 million in retirement savings, it's time to reevaluate your goals. Read on to learn more about navigating this milestone.
Aug. 24, 2024 | By Ashley Maready

Want to Save Money on Your Long-Distance Move? Here's How

Moving isn't cheap -- especially if you're moving a long distance. Read on for one moving expert's top tips to save.
Aug. 24, 2024 | By Ben Gran

Is It a Good Idea To Get Your First Credit Card at Age 18?

Are you afraid that age 18 is too young for your first credit card? Check out a few reasons why age 18 is the perfect time to apply for one.
Aug. 24, 2024 | By Matt Frankel, CFP®

What Will Savings Account Interest Rates Be in 2025? Here's What We Know

The Federal Reserve is expected to gradually lower interest rates for the next couple of years. Learn what it could mean for your savings account.
Aug. 24, 2024 | By Maurie Backman

You Won't Believe How Many Americans Have Perfect Credit

Perfect credit isn't easy to come by. Read on to see how many consumers have it, and whether you should be pushing yourself to attain it.
Aug. 24, 2024 | By Emma Newbery

In Your 30s and Want to Retire With $2 Million? Here's How

Retiring with $2 million is an ambitious but achievable goal. Find out how much you'd need to invest each month if you want to get there.
Aug. 24, 2024 | By Danielle Antosz

Here's Where You Should Pull Money From First in Retirement

Not sure in what order to tap your retirement savings? Here's a strategic guide to making the most of your retirement income.
Aug. 24, 2024 | By Ashley Maready

Forget Savings Accounts for Emergencies. Open This Account Instead

Money market accounts don't have the same buzz as high-yield savings accounts. Read on to learn why one could be perfect for your emergency fund.
Aug. 24, 2024 | By Emma Newbery

Baby Boomers: Busting Retirement Myths

Baby boomers may hold a large percentage of America's wealth, but some are struggling. Learn more about the reality of retirement for many boomers today.
Aug. 24, 2024 | By Kailey Hagen

Here's the Average American's Car Payment. How Does Yours Compare?

Monthly car payments vary depending on several factors. Find out how much the typical American is paying.
Aug. 24, 2024 | By Robin Hartill, CFP

Sam's Club Can Revoke Your Membership for These 4 Reasons

Sam's Club members get some sweet perks, but there are a few reasons your membership can be canceled. Here's how to avoid running afoul of the rules.
Aug. 24, 2024 | By Ben Gran

Top 5 Mindset Shifts to Start a Business After a Layoff

Have you recently been laid off? Find out why right now, after a layoff, could be the best time to start a business.
Aug. 24, 2024 | By Steve Strauss

Forget Costco Gold Star: Here's Why an Executive Membership Is Worth It

Prospective Costco members get two options when joining. Learn why the Executive's perks almost always pay off when compared to the Gold Star's offerings.
Aug. 24, 2024 | By Natasha Etzel

4 Benefits of Having More Than One Rewards Credit Card in Your Wallet

Is it a bad idea to have multiple credit cards? As long as you use them with care, having more than one has certain perks. Find out why.
Aug. 23, 2024 | By Natasha Etzel

5 Bills to Always Pay Ahead of Time

Paying your bills in advance could help you keep more money in the bank. Find out which bills you may want to pay in advance to qualify for a discount.
Aug. 23, 2024 | By Natasha Etzel

4 Things to Consider Before You Get a New Rewards Credit Card

Thinking of getting a credit card that earns rewards? Here are some card features you should research before you apply for a new rewards card.
Aug. 23, 2024 | By Natasha Etzel

Ranked: The 6 Best Member's Mark Products at Sam's Club

Many Sam's Club shoppers rave about the retailer's Member's Mark product offerings. Read on for six Member's Mark items that are affordable and loved by members.
Aug. 23, 2024 | By Steven Porrello

3 Reasons I Switched to a SoFi Bank Account

The SoFi Checking and Savings is free and boasts a competitive sign-up bonus. Learn why this author switched to SoFi -- and why you might want to as well.
Aug. 23, 2024 | By Maurie Backman

A Side Hustle Isn't Easy Money -- but This Strategy Is

Want extra money? Read on to see why a side hustle may be more work than you bargained for.
Aug. 23, 2024 | By Emma Newbery

Overdue Credit Card Balances Just Hit a 12-Year-High. Here's What You Can Do to Get Out of Debt

Americans owe over $1 trillion in credit card debt and an increasing percentage of that balance is past due. Find out how to tackle your balance today.
Aug. 23, 2024 | By Devon Delfino

How to Do a 'No-Buy Year' the Right Way

A no-buy year can help you reduce spending and save money. Read on to learn more about it and how to pull it off.
Aug. 23, 2024 | By Ashley Maready

Forget Your Local Bank: Put Your Savings Here Instead

A bank with a branch in your neighborhood is the best fit for your cash, right? Maybe not. Learn about the advantages of online banks here.
Aug. 23, 2024 | By Jordi Lippe-McGraw

Here Are 3 Debts to Pay Off Before You Retire

Plan for a stress-free retirement by tackling key debts now. Read on to learn which debts to pay off first.
Aug. 23, 2024 | By Kristi Waterworth

What Mortgage Interest Rate Can You Get With a Credit Score of 720?

Knowing your mortgage interest rate before you even start shopping for mortgages can give you a leg up. Read on to learn how your score affects them.