The Ascent Articles

Interest rate cuts can hurt savers. But the news isn't all bad. Read on to see why.

With rate cuts at the federal level, everything else will follow. Read on for some solid places to put your money that will continue to pay well for years.

Interest rates are already falling. Is a CD something to lock in ASAP? Read on to find out.

Your retirement portfolio doesn't need to be fancy. Read on to find out why a low-cost index fund is probably your best option.

Now that interest rates are falling, it's time to take action. Read on to see what all savers must do now.

The federal funds rate is officially lower -- and it'll impact your life and finances. Read on to learn why you might want to celebrate.

Hotels reward their most loyal guests with special perks. Learn about the exclusive benefits you could get with hotel elite status.

The more savings you have for retirement, the better. But you also need to strike a balance. Find out how to do that here.

Housing is most people's largest monthly expense. See how much of the typical homeowner's income goes toward housing costs.

Tired of paying extra for Costco's Executive membership? You can downgrade to a basic membership, but read on to see why that may not be the best choice.

Carrying a credit card balance is usually not the best financial move. But it can make a lot of sense in certain circumstances. Find out when here.

Is your Costco membership serving you well? Learn how to make sure you're getting your money's worth.

Need a savings account to keep your extra money? Ally Bank's savings account has many useful features. Find out how this bank account can help you save more.

Want to join America's most successful retirement savers? See what it takes to be in the top 15% of Vanguard 401(k) accounts.

Which factors need to be accounted for when creating an emergency fund? Read on for smart strategies to ensure your financial security.

You'd think $25,000 would be enough to have in savings. Read on to see why that may not be the case.

Earnings tend to go up over time until you get into your senior years. Find out how much money you make relative to others in your age group.

Believe it or not, you may be able to retire on just a $10,000 investment. Read on to learn more.

Remember to check the unit price when buying essentials at low-cost retailers like Dollar Tree. Check out three items to buy at Target instead of Dollar Tree.

Debit cards don't usually earn cash back. Read on for three that are breaking the mold and offering you a chance to save money.

Retirement savings should increase as you get older. Find out if you're on track compared to others in your age group or if you have more work to do.

Passive business ideas are out there; you just have to know where to look. HeSee four creative ways to generate income with less effort.

Costco makes sense for a lot of people. But if it's not right for you, you shouldn't pay for a membership. Read on to see if that's the case.

Retiring early has some drawbacks. Read on for a better way to approach that transition.

Mortgage rates have fallen significantly but could drop even further in 2025. Find out what it could mean for you.