Banking Articles

CD investors have benefitted from high rates, but this isn't actually good news. Here are two truths to reckon with if you want to invest in CDs.

Many people believe CDs are risk-free and that you can't lose money -- when in reality that's not the case. Learn the truth about this and other CD myths.

The Federal Reserve is expected to gradually lower interest rates for the next couple of years. Learn what it could mean for your savings account.

Money market accounts don't have the same buzz as high-yield savings accounts. Read on to learn why one could be perfect for your emergency fund.

The SoFi Checking and Savings is free and boasts a competitive sign-up bonus. Learn why this author switched to SoFi -- and why you might want to as well.

A bank with a branch in your neighborhood is the best fit for your cash, right? Maybe not. Learn about the advantages of online banks here.

A low savings APY means you're losing money. Check out these high-earning alternatives.

Today's CD rates aren't going to stick around forever. Read on to see how to take advantage of them while protecting yourself financially.

The Fed is virtually certain to start cutting rates at its September meeting. Find out what it would likely mean for CD interest rates.

Locking in your CD rates now is a smart move, before they drop across the board. Find out more here.

Top MMAs pay APYs of over 5.00% right now. Find out how you can put these hybrid accounts to work for you.

Have you ever wondered if your emergency fund is enough? Read on to find out just what you need to meet the average household expenses.

A CD ladder can be a great way to combine reliable income and financial flexibility. Here's how much interest you can expect.

I've never considered myself a CD girl, but fear of missing out finally convinced me to open one. Read on to learn more about my reasoning.

High APYs and account bonuses both have their merits, but it can be hard to choose between them. Learn more about the three banks where you don't have to.

An emergency fund is a great way to prepare financially for the unexpected. Learn why $1,000 is a great savings goal to start with as you establish your fund.

Online banks can be more convenient and lucrative than traditional banks. Read on to learn more about why you might want to switch.

Saving money is hard, so it helps to have tools that make it easier. Here's something every saver needs in their arsenal.

It's never too early to start thinking about your next vacation. Find out why you may want to start saving for your upcoming trip today.

When the Fed drops rates in September, CD rates will also fall. Learn why now is the time to lock in those 5% rates while you can.

Nobody has a crystal ball that can predict interest rates. But read on for my best educated prediction.

The Consumer Price Index update for August could have a wide impact. Find out how CDs may be affected.

CDs are paying generously right now. Read on to see how you can make the most of today's interest rates while minimizing your chances of a CD penalty.

Almost 80% of Americans live paycheck to paycheck. Find out how you can build your checking account balance.

A 12-month CD might give you the highest APY today. But read on to see why you may want to choose a different term.