Top perks
Here are more details on the benefits of the Amex EveryDay® Credit Card from American Express.
0%, 15 months intro APR
This card has a 0%, 15 months intro APR on purchases and balance transfers. After the intro period, the go-to 18.24% to 29.24%, variable rate applies. If you need to pay off any big purchases over time, or refinance credit card debt, a 0% intro APR comes in handy. While 15 months isn't the longest 0% intro APR period, it's up there with what other rewards cards offer. (See rates and fees, terms apply.)
Up to 2 points per $1
The Amex EveryDay® Credit Card from American Express earns 2 points per $1 at U.S. supermarkets, up to a maximum of $6,000 per calendar year. On all other spending, it earns 1 point per $1. Terms apply.
10,000 Membership Rewards® points
As a new Card Member, you can earn 10,000 Membership Rewards® points after you use your new Card to make $2,000 in purchases in your first 6 months. It's not anywhere near the biggest welcome offers, but it's a decent offer for a no annual fee card. Terms apply.
Flexible rewards points
One thing we love about American Express cards that earn Membership Rewards points are the redemptions that the rewards program offers. American Express has quite a few travel partners, including many popular airlines and hotels, where you can transfer your points. With a little know-how, you could get $0.02 per point or more by transferring your points.
You can also use points as cash through American Express Travel. The best option is to do this with airfare, where you'll get $0.01 per point. Terms apply.
READ MORE: A Complete Guide to American Express Membership Rewards Points
If you make at least 20 purchases in a billing period, you'll receive a 20% points bonus on those transactions. For bonus category purchases, that would bump your rewards rate up to 2.4 points per $1. Purchases at the standard rewards rate would earn you 1.2 points per $1. Terms apply.
No annual fee
You don't need to take on any new out-of-pocket costs with this card. That's especially helpful if you're getting it to save money with its 0% intro APR. (See rates and fees.)
Car rental loss and damage insurance
You'll have this complimentary insurance on eligible rentals that you pay for using Amex EveryDay® Credit Card from American Express. Note that you do need to decline the collision damage waiver for your card's insurance to apply. Terms apply*.
LEARN MORE: A Complete Guide to American Express Car Rental Insurance
Purchase protection
Eligible purchases made with this card are covered against damage or theft for the first 90 days. The coverage maximum is up to $1,000 per eligible purchase and up to $50,000 per calendar year. Terms apply.
LEARN MORE: A Complete Guide to American Express Purchase Protection