To be sure, these are not the only cards that earn Ultimate Rewards points. But they are the only three that allow point transfers.
It's also worth noting that there are a few Chase credit cards that earn cash back. These are:
- Chase Freedom Flex®
- Chase Freedom Unlimited®
- Ink Business Cash® Credit Card
- Ink Business Unlimited® Credit Card
If you have one of these cards, the cash back you earn isn't transferable as points all by itself. However, if you have one of the three cards in the list above, you are allowed to combine your reward points into a single account, and the rewards you earn from these cash back cards can become transferable points.
Transfers must be completed in 1,000-point increments, and all transfers are at a 1-to-1 ratio. There are occasional transfer bonuses to incentivize cardholders to transfer their points to certain partners. For example, you might see a 25% transfer bonus with a specific airline partner.
Chase airline transfer partners
There are 11 airline loyalty programs that allow Chase Ultimate Rewards points to be transferred on a one-to-one basis:
- Aer Lingus AerClub
- Air Canada Aeroplan
- Air France-KLM Flying Blue
- British Airways Executive Club
- Emirates Skywards
- Iberia Plus
- JetBlue TrueBlue
- Singapore Airlines KrisFlyer
- Southwest Airlines Rapid Rewards
- United Airlines MileagePlus
- Virgin Atlantic Flying Club
Chase hotel transfer partners
In addition to its airline partners, Chase also has three hotel partners to which Chase Ultimate Rewards points can be transferred:
- IHG One Rewards
- Marriott Bonvoy
- World of Hyatt
In addition to these airline and hotel partners, you can also transfer Chase Ultimate Rewards points to another person. They must have an Ultimate Rewards account of their own, and just like airline and hotel transfers, points must be transferred in increments of 1,000.
How long do Chase Ultimate Rewards transfers take?
The official guidance from Chase indicates that after you complete the steps to make an Ultimate Rewards transfer, which we'll outline in the next section, the transfer should post "within several business days."
In practice, the transfers often happen significantly faster. There are several third-party accounts of most Chase Ultimate Rewards transfers happening instantly, with a few specific programs taking as long as two business days.
Also, if there's a transfer bonus offer, there are reports that the transferred points and the bonus points might show up in two separate transactions.
How to transfer Chase points
The process of transferring Chase Ultimate Rewards points is a rather easy one.
1. Log in to your Chase account. You can do this on a laptop or smart phone.
2. Navigate to the Chase Ultimate Rewards portal. It should look like the screenshot below.
![A screenshot of the Chase Ultimate Rewards portal.](data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 750 380'%3E%3Ccircle cx='375' cy='190' fill='none' stroke='%23393939' stroke-width='15' r='45' stroke-dasharray='210 75' transform='rotate(175 50 50)'%3E%3CanimateTransform attributeName='transform' type='rotate' repeatCount='indefinite' dur='2s' values='0 375 190;360 375 190' keyTimes='0;1'/%3E%3C/circle%3E%3C/svg%3E)
3. Select "Travel". Then click on "Transfer to Travel Partners" at the top of the Ultimate Rewards dashboard.
![A screenshot of the Transfer Points to Partners button within the Chase Rewards platform.](data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 750 184'%3E%3Ccircle cx='375' cy='92' fill='none' stroke='%23393939' stroke-width='5' r='15' stroke-dasharray='70 25' transform='rotate(175 50 50)'%3E%3CanimateTransform attributeName='transform' type='rotate' repeatCount='indefinite' dur='2s' values='0 375 92;360 375 92' keyTimes='0;1'/%3E%3C/circle%3E%3C/svg%3E)
4. Select the transfer partner you want. You'll either need a loyalty program account with the transfer partner, or you'll need to make one prior to transferring. In other words, if you don't have a Marriott Bonvoy account, you'll need to make one.
5. Enter the number of points you'd like to transfer. Remember that these have to be in increments of 1,000.
6. Confirm the transfer. Be sure the name on your Chase account is the same as the name on the account you have with the transfer partner.