Top perks
As a premium travel card, the Citi Prestige® Card has a large assortment of features.
Up to 5 points per $1
The Citi Prestige® Card earns:
- 5 points per $1 on air travel and at restaurants
- 3 points per $1 at hotels and on cruise lines
- 1 point per $1 on other purchases
These are high rewards rates on several broad bonus categories. That gives the Citi Prestige® Card some serious earning potential that's up there with the best travel rewards cards.
$250 annual travel credit
This card will cover your first $250 in annual travel, and the credit applies to any type of travel purchase. If you use the full credit, you've already made back over half the annual fee.
Complimentary fourth night free on hotel stays
When you make a paid hotel booking of at least four nights, the fourth night is free. So on a four-night booking, you'd pay for three nights, and on an eight-night booking, you'd pay for six nights. While this benefit could previously be used as often as the cardholder liked, it's now capped at two free nights per calendar year.
SEE MORE: Best Hotel Credit Cards
Global Entry/TSA PreCheck credit
Like many travel cards, the Citi Prestige® Card will issue you a credit for either your Global Entry or your TSA PreCheck fee, enabling you to get through airport security more quickly. Because a Global Entry membership will include a TSA PreCheck membership but not vice versa, you should always go with Global Entry.
READ MORE: TSA PreCheck, Global Entry, and CLEAR: Which Program Is the Best?
Airport lounge access
You'll get a complimentary membership to Priority Pass Select, which has a network of airport lounges covering many of the major airports in the world.
Cellphone insurance
If you pay your cellphone bill with the Citi Prestige® Card, you'll get complimentary cellphone insurance protecting against damage or theft.
Flexible reward redemptions
When you have the Citi Prestige® Card, you can either transfer points to a travel partner in the Citi ThankYou Rewards program or redeem them for $0.01 per point towards travel purchases. Transfers are a great way to maximize Citi ThankYou points, because you can get over $0.03 per point this way with the right award booking.
LEARN MORE: A Complete Guide to Citi ThankYou Points