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The information for the Marriott Bonvoy Business™ Card has been collected independently by The Ascent. The card details on this page have not been reviewed or provided by the card issuer.
If you're a business traveler who frequently stays in Marriott Bonvoy properties, the Marriott Bonvoy Business™ Card may be a good fit for you. This business hotel card has a welcome offer of 3 Free Night Awards for new cardmembers, promises automatic elite status, and offers a free award night at every card anniversary, plus a chance for high spenders to earn an additional free award night each year. (Terms apply.) Read our full Marriott Bonvoy Business™ Card review to see if this is the right credit card for you.
Good/Excellent (670-850)
Intro APR
Purchases: N/A
Balance Transfers: N/A
APR
19.49%-28.49%, variable
Rewards 6x points at participating Marriott Bonvoy™ hotels, 4x points at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased from U.S. service providers and on U.S. purchases for shipping, 2x points on all other eligible purchases.
2x - 6x points
Annual Fee
$125
Welcome Offer Earn 3 Free Night Awards, Worth Up To 150K Total Marriott Bonvoy Points after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership.
3 Free Night Awards
This hotel card is a solid choice for business owners who are Marriott Bonvoy loyalists and want to earn a free anniversary award night, plus get automatic elite status.
This credit card is a good fit for: Business travelers who prefer Marriott Bonvoy properties and could benefit from elite status perks and a free anniversary night.
The Marriott Bonvoy Business™ Card includes some notable highlights.
The Marriott Bonvoy Business™ Card comes with a bonus offer available to new cardmembers who meet the minimum spend requirements. (Terms apply.)
Here's what you need to know:
READ MORE: Best Sign-Up Bonus Credit Cards
You can earn rewards on your spending with the Marriott Bonvoy Business™ Card. (Terms apply.) Here's a breakdown of how you'll earn rewards when using your card:
If you frequently stay at hotels within the Marriott Bonvoy program and also spend in the above categories, you could earn significant rewards with this card.
The Marriott Bonvoy Business™ Card rewards cardholders with a free hotel night at every card anniversary. (Terms apply.) With this perk, you can stay one night at a participating Marriott Bonvoy property that costs 35,000 Marriott Bonvoy points or fewer per night.
Are you wondering what kind of value this perk provides? Marriott Bonvoy organizes its properties by category level and its redemption chart lists off-peak, standard, and peak rates.
With up to 35,000 points, you could book a Category 1-4 property at any time of the year, including on peak travel dates, or a Category 5 property at the standard or off-peak rate.
With this in mind, you can likely book a hotel with a nightly cash rate of $200 or more, which makes this card's $125 annual fee worthwhile.
SEE MORE: Best Hotel Credit Cards
This credit card rewards high spenders with an additional free hotel night each year. If you spend at least $60,000 in a calendar year, you'll earn one Free Night Award. (Terms apply.)
As with the free anniversary night, this award night entitles you to stay one night at a participating Marriott Bonvoy property that costs 35,000 Marriott Bonvoy points or fewer per night.
As a cardholder, you'll receive complimentary Marriott Bonvoy Gold Elite status. You can enjoy perks like priority late checkout and enhanced room updates when available, and a 25% bonus on points earned on hotel stays. (Terms apply.)
With the Marriott Bonvoy Business™ Card, you'll earn 15 Elite Night Credits each year. This can help you work your way up to a higher elite status level. (Terms apply.)
No foreign transaction fees are charged when using the Marriott Bonvoy Business™ Card. These charges typically cost 3%, so using this card when traveling abroad can save you money. (Terms apply.)
LEARN MORE: Best No Foreign Transaction Fee Credit Cards
If you want a Marriott Bonvoy card with a lower annual fee: While not a business card, the Marriott Bonvoy Boundless® Credit Card has a competitive annual fee and a generous new cardmember offer. Plus, you'll get automatic elite status.
If you want a travel card with a lower annual fee: The Chase Sapphire Preferred® Card is a consumer credit card with a $95 annual fee and the ability to earn rewards in several spending categories. A travel-focused rewards card may be a better option if you spend on airfare or other travel purchases outside of hotels.
SEE MORE OPTIONS: Best Rewards Credit Cards
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Marriott Bonvoy Business™ Card | Marriott Bonvoy Boundless® Credit Card | Chase Sapphire Preferred® Card |
Rating image, 4.00 out of 5 stars.
4.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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Rating image, 4.00 out of 5 stars.
4.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
|
Rating image, 4.50 out of 5 stars.
4.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
|
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Apply Now for Chase Sapphire Preferred® Card
On Chase's Secure Website. |
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Credit Rating Requirement:
Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Good/Excellent (670-850) |
Credit Rating Requirement:
Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Good/Excellent (670-850) |
Credit Rating Requirement:
Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Good/Excellent (670-850) |
Welcome Offer: Earn 3 Free Night Awards, Worth Up To 150K Total Marriott Bonvoy Points after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. 3 Free Night Awards |
Welcome Offer: Earn 3 Free Night Awards (each night valued up to 50,000 points) after spending $3,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Boundless® Credit Card! Earn 3 Free Night Awards |
Welcome Offer: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠. 60,000 bonus points |
Rewards Program: 6x points at participating Marriott Bonvoy™ hotels, 4x points at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased from U.S. service providers and on U.S. purchases for shipping, 2x points on all other eligible purchases. 2x - 6x points |
Rewards Program: Earn up to 17X total points for every $1 spent at thousands of hotels participating in Marriott Bonvoy® and 2X points on all other purchases. Up to 17X Points on Stays |
Rewards Program: Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more. 5x on travel purchased through Chase Travel℠, 3x on dining and 2x on all other travel purchases |
Intro APR: Purchases: N/A Balance Transfers: N/A |
Intro APR: N/A Purchases: N/A Balance Transfers: N/A |
Intro APR: N/A Purchases: N/A Balance Transfers: N/A |
APR: 19.49%-28.49%, variable |
Regular APR: 21.49% - 28.49% Variable |
Regular APR: 21.49%-28.49% Variable |
Annual Fee: $125 |
Annual Fee: N/A $95 |
Annual Fee: N/A $95 |
Highlights:
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Highlights:
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Highlights:
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Apply Now for Chase Sapphire Preferred® Card
On Chase's Secure Website. |
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The information for the Marriott Bonvoy Business™ Card has been collected independently by The Ascent. The card details on this page have not been reviewed or provided by the card issuer.
The Marriott Bonvoy Business™ Card has some great perks, but here's what could be improved:
The Marriott Bonvoy Business™ Card comes with an annual fee of $125. So you'll need to decide if the annual fee is worth it based on how you'll use your card. If you're looking for a hotel credit card without a yearly fee, you'll need to look elsewhere.
This American Express credit card is intended for consumers with good to excellent credit. It's recommended you have a FICO® Score of 670 or more when applying for the Marriott Bonvoy Business™ Card. It's possible to get approved with a lower score or be denied with a higher score.
Since this is a business card, you'll need to have a business to apply for this card. But card issuers are flexible on the business types they accept. For example, consumers with a side hustle or small business may be eligible for business credit cards.
However, this isn't the best card for all business owners. If you're looking for a card with a lower annual fee (or no annual fee) or don't stay in Marriott Bonvoy properties often, this may not be the right card for you. In those cases, other travel rewards credit cards may be a better fit.
At The Motley Fool Ascent, we rate credit cards on a five-star scale (1 = poor, 5 = best). Our rating criteria includes rewards rates, welcome bonuses, fees, and perks like travel credits and 0% intro APR offers to evaluate our ratings.
We combine these factors with an evaluation of brand reputation and customer satisfaction to ensure you're getting the best card recommendations. Learn more about how The Ascent rates credit cards.
Yes, you can earn a free night every year just by having this card in your wallet. Additionally, if you spend $60,000 or more per calendar year, you can earn a second free night. Finally, you can redeem the points you earn on your spending for free hotel stays at Marriott Bonvoy properties.
There is no specific credit limit for the Marriott Bonvoy Business™ Card. Your creditworthiness will determine your credit limit. Someone with excellent credit and good credit history may receive a higher credit limit than someone with a lower score.
We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. The Ascent, a Motley Fool service, does not cover all offers on the market. The Ascent has a dedicated team of editors and analysts focused on personal finance, and they follow the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands.
For rates and fees for the Marriott Bonvoy Business™ Card, click here
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