Top perks
The U.S. Bank Altitude® Go Visa Signature® Card has a nice set of features, which include bonus opportunities and an intro 0% APR offer.
20,000 bonus points
As a new cardholder, you'll earn this 20,000 bonus points sign-up bonus for spending $1,000 in the first 90 days. Each point is worth $0.01, giving this bonus a value of $200. That's competitive with the best sign-up bonuses among credit cards that don't charge an annual fee.
SEE MORE: Best Sign-Up Bonus Credit Cards
Up to 4 points per $1
The U.S. Bank Altitude® Go Visa Signature® Card earns:
- 4X points per $1 on dining, takeout, and restaurant delivery
- 2X points per $1 on groceries and grocery delivery, gas, EV charging, and streaming services
- 1X points per $1 on other purchases
This card is made for consumers who spend a lot on dining, because 4X points in that category is as good as I've seen. The additional bonus categories are nice extras, but you could get 2% back or more in all those areas from other rewards credit cards.
COMPARE MORE OPTIONS: Best Rewards Credit Cards
No annual fee
If you're sticking to no annual fee credit cards, this one fits the bill. This type of card works well for consumers on a tight budget or who aren't big spenders.
0% intro APR for 12 billing cycles
This credit card offers an introductory APR of 0% for 12 billing cycles on purchases and balance transfers. Whether you want to pay off purchases over time or cut down credit card debt, this offer will help you save on credit card interest. Note that the 0% intro APR on balance transfers only applies to balance transfers made within 60 days of account opening.
After the intro period, the go-to 18.24% - 29.24% (Variable) APR applies. Try to pay off your entire balance before then so you don't get charged any interest going forward.
READ MORE: Best 0% APR Credit Cards
$15 annual streaming credit
A unique perk of the U.S. Bank Altitude® Go Visa Signature® Card is a $15 annual streaming credit. To get this credit, you must make eligible streaming purchases for 11 consecutive months. There are well over a dozen eligible streaming services, including Netflix, Disney+, Spotify, Hulu, and SiriusXM.
LEARN MORE: Best Credit Cards for Streaming Services
No foreign transaction fee
Some credit cards, especially no annual fee cards, tack on a 3% foreign transaction fee for international purchases. This U.S. Bank card doesn't, so it's a good choice to take along when you're traveling outside the country.