Top perks
This card has a wide range of useful perks, from unlimited rewards to an intro APR deal and more.
Up to 5% cash back rewards
To start, you'll get 5% cash back on select travel booked through the U.S. Bank Rewards Center. This includes prepaid hotels and car rentals.
Additionally, cardholders earn 3% cash back in these business-friendly bonus categories:
- Gas and EV charging stations
- Office supply stores
- Cellphone service providers
- Restaurants
Other purchases earn 1% cash back. Importantly, bonus cash back is unlimited, so there's no cap on how much you can earn for your qualifying purchases. Cash back rewards don't expire as long as your account remains open and in good standing.
You can redeem your cash back rewards right from your online account as a credit card statement credit or as a deposit into an eligible U.S. Bank checking or savings account.
Sign-up bonus
The U.S. Bank Business Triple Cash Rewards World Elite Mastercard® has a very competitive sign-up bonus. New cardholders can earn a whopping $500 cash back for spending $4,500 on their card in the first 150 days after opening an account.
Not only is the size of the bonus great, but so is the amount of time you have to earn it. Instead of the standard 90 days, you'll get 150 days. This makes it far easier for even smaller businesses to reach the spending requirement and score a bonus.
Annual $100 software statement credit
No matter what type of business you run, chances are good you have at least one or two recurring software subscriptions. The U.S. Bank Business Triple Cash Rewards World Elite Mastercard® comes with an annual $100 statement credit for eligible purchases from qualifying software service providers. This includes popular accounting services like FreshBooks and QuickBooks.
The statement credit will be automatically applied to your account after you've made 11 consecutive eligible monthly purchases. And as an annual credit, you can get it year after year. Not bad for a $0 annual fee card!
Intro 0% APR on purchases and balance transfers
Although intro 0% APR offers are common for personal credit cards, they're a bit harder to find in the business card world. But the U.S. Bank Business Triple Cash Rewards World Elite Mastercard® comes with one of the best offers we've seen.
You can get 0% intro APR on new purchases and balance transfers for the first 15 billing cycles. Balance transfers must be made within the first 30 days of account opening to qualify for the intro APR offer (a balance transfer fee -- Either $5 or 5% of the amount of each transfer, whichever is greater. -- will also apply).
No annual fee
One of the more surprising aspects of the U.S. Bank Business Triple Cash Rewards World Elite Mastercard® is that it has no annual fee. With all it offers, the U.S. Bank Business Triple Cash Rewards World Elite Mastercard® could get away with an annual fee. The software credit alone would make an annual fee under $100 still worth paying. So, the fact that it has a $0 annual fee makes this card really stand out as a top-notch option.