Top perks
Certified Approval Letter
When you're ready to go forward, AmeriSave offers a Certified Approval Letter. This mortgage pre-approval tells sellers that AmeriSave has underwritten, approved, and certified your income and credit soundness. In other words, it's a way to show sellers that you're financially ready to buy. AmeriSave will confirm all details prior to final loan approval.
"Meet or Beat" guarantee
AmeriSave is currently offering its "Meet or Beat" guarantee. If you find a competitor with a lower mortgage loan offer from the same date you received an AmeriSave price quote, AmeriSave will either match that offer or pay you $1,000 after the loan closing.
The first step in the mortgage process is often to learn more about how the process works. The AmeriSave Mortgage Corporation website provides a lot of useful information at a glance. For example, the adjustable-rate mortgage page offers a short explainer on rate caps. Other pages offer clear details about the minimum credit score and other loan program requirements.
Lots of loan options, including low and no down payment mortgages
Most borrowers will find the right loan type to meet their needs here. AmeriSave Mortgage Corporation offers a full menu of loan products, including the most popular government-backed mortgages (FHA loans, VA loans, and USDA loans). AmeriSave Mortgage Corporation also offers low down payment conventional loan options, but you won't be able to access the details without first providing personal information and getting prequalified.
HELOC option
AmeriSave offers a home equity line of credit as an alternative to a cash-out refinance for borrowers who need cash and want to borrow against their home equity. This is particularly useful if you have a low rate on your mortgage and you don't want to lose it by refinancing to a new loan.
Digital mortgage process
AmeriSave Mortgage Corporation's application is available online and works great on mobile. You can connect your bank account, upload your bank statement or other financial documents, sign certain documents electronically, and track your loan online. Once your application is fully underwritten, you will receive a mortgage loan pre-approval. Loan closing will be in person, scheduled at a time and place that is convenient for you.
LEARN MORE: How to Refinance Your Mortgage