🌟 The JAM Fintop Summit is Almost Here! 🌟 The anticipation is building as we approach the JAM FINTOP Summit, which will be held from September 23rd to 25th, 2024, in Nashville. 🗓 We’ll dive deep into the latest advancements in financial technology and connect with other leading industry experts. Join us for a day filled with impactful keynote speeches and thought-provoking discussions that will explore the future of fintech. 🔗 Register today and secure your spot at JAM Fintop Summit. https://lnkd.in/gVDrcShr #JAMFintopSummit #Infinant #Fintech #AustinEvents #FutureOfFinance
About us
Infinant provides the flexible platform and launch-acceleration tools for banks to distribute financial products through non-financial institution providers, and distribute products and services from fintech through their bank channels. The interlace platform differentiates by giving banks choice in their selection of features, fintech and processors for complete ownership of their ecosystem, so they can succeed with their customers, fintech and brands.
- Website
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https://www.infinant.com
External link for Infinant | Grow Your Bank
- Industry
- Software Development
- Company size
- 11-50 employees
- Headquarters
- Charlotte, NC
- Type
- Privately Held
- Founded
- 2021
- Specialties
- Fintech, Embedded Finance, BaaS, Virtual Accounts, and Payments
Locations
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Primary
Get directions
Charlotte, NC, US
Employees at Infinant | Grow Your Bank
Updates
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Full speed ahead Captain Alex Johnson!
𝗖𝗮𝗽𝘁𝗮𝗶𝗻’𝘀 𝗟𝗼𝗴, 𝗦𝘁𝗮𝗿𝗱𝗮𝘁𝗲 𝟳𝟴𝟭𝟬𝟵.𝟳 — 𝗪𝗵𝗼 𝗜𝘀 𝗕𝗮𝗮𝗦 𝗙𝗼𝗿? 𝗔𝗹𝗲𝘅’𝘀 𝗧𝗵𝗼𝘂𝗴𝗵𝘁𝘀 𝗼𝗻 𝗕𝗮𝗮𝗦 (𝗦𝗽𝗼𝗻𝘀𝗼𝗿𝗲𝗱 𝗯𝘆 Infinant | Grow Your Bank) BaaS middleware platforms (or what the bank regulatory agencies call intermediate platforms) emerged for a very good reason — at the beginning of this latest generation of fintech (around 2014), banks and fintech startups had no idea how to work together. Middleware platforms promised to solve the technical, legal, operational, and cultural challenges that naturally arise when you put a 24-year-old engineer in the same room as a bunch of 50-year-old bankers. BaaS middleware platforms alleviated many of these problems. However, many of them did so while making an assumption that now haunts the entire industry. Many early BaaS middleware platforms assumed that the fintech startup was both their user *and* their customer. Everything they built sat downstream of this assumption: 🏦 The way the technology platform was designed 🏦 The way the middleware platform helped matchmake partnerships and structure legal agreements 🏦 The role that some middleware platforms played in compliance and program management. Everything assumed that the fintech startups (which had all the leverage back in the halcyon days of 2014-2021) were both the user and the customer. Meanwhile, the banks (which, at the time, were just happy to be getting that sweet Baas revenue) were relegated to the role of a commoditized service provider. Spoiler alert — this turned out to be a flawed assumption! As we now know, fintech startups aren’t the critical link in the BaaS supply chain. Banks are. Fintech startups may be the users of BaaS middleware platforms (they use the middleware’s tech to build products on top of the bank’s charter), but banks are the customers. BaaS must work well for banks (economically, regulatorily, operationally), or it won’t ultimately work for anyone. This is why most middleware platforms now describe themselves as bank technology platforms and why BaaS solution providers that have always focused on selling to banks are becoming ascendant right now. Banks were always the customer. It just took a crisis for the industry to realize it. I’d love to know what your take on this customer vs. user framing is. Drop your take in the comments!👇 If you're looking to learn more about Bank-driven BaaS, reach out to Infinant | Grow Your Bank.
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🌟 Infinant continues to be the trusted name in bank platforms! 🌟 We’re thrilled about our membership and partnership with Bankers Helping Bankers! This collaboration marks a significant step forward in our mission to support and empower the banking community. We combine our strengths to offer enhanced resources, innovative solutions, and unparalleled networking opportunities for banking professionals and organizations. Stay tuned for more updates and discover how this partnership will bring new opportunities and insights to your banking journey. #Infinant #BankersHelpingBankers #StrategicPartnership #BankingExcellence #InnovationInBanking
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🔎 The importance of transparency in banking applies at various layers - from the customer to their brand app, to the bank, to the regulators. Early BaaS intermediaries clouded this transparency, shifting customers, data, and compliance away from the bank. This still remains a challenge with BaaS intermediaries attempting to pivot but not willing to forego their legacy revenue streams nor contracts with fintech. Banks now have the second mover advantage, to build foundationally stronger business lines without the risks of outsourcing to the BaaS intermediaries. This advantage applies to fintech as well, looking to partner directly with banks versus being brokered by a BaaS provider. What does a second mover advantage look like? - Ability to manage all your embedded programs from a single command center. - Real-time transparency into program deposits, transactions, deposit volatility, and risk (KYC, AML, RegE, etc) metrics. - Automated settlement and reconciliation operations that segment each program’s financials. - Instant access to regulatory data on customers, accounts, and transactions. When you go from outsourced ledgers and file swaps to a real-time banking platform, you start to advance your bank. 🔗 Welcome to Infinant: https://www.infinant.com/
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🚀Infinant’s acquisition of Figure Markets Pay’s Card Processing Technology is changing the game in bank platforms. Infinant’s native card issuance and processing eliminates the risks, costs, and third-party risk management of an additional card partner in your ecosystem. Infinant is partnered with Visa’s latest platform, Visa DPS Forward, to provide our bank clients with the most flexible card capabilities. #VisaDPS #Fintech #BankingInnovation #DigitalPayments
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Another reminder that Infinant will be presenting our Bank Technology + at Finovate Fall 2024 conference coming up in just a few weeks time! We're gearing up to showcase our latest innovations at one of the biggest fintech events of the year. 🗽 Join us in New York City from September 9 to 11 to explore groundbreaking technologies and connect with industry leaders. Whether you're looking to network, learn, or find new solutions, FinovateFall will have you covered! #Infinant #Fintech #Innovation #Countdown #FutureOfFinance
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Always appreciative of ICBA and Charles Potts Wayne Miller efforts in responsible banking. Guys that are #NeverNotWorking
🌟 Infinant is a member of the ICBA, working in partnership to advance responsible banking. We are committed to fostering strong partnerships between banks and regulators. 🌟 We provide banks with a secure, controlled SaaS platform, empowering financial institutions to manage compliance, fraud, and ledgering themselves. Our innovative Interlace platform offers native banking features, real-time settlement operations, and direct integrations, allowing them to grow without sacrificing control. 🚀 🔗 Discover more about how we're revolutionizing the banking industry: www.infinant.com #BankingInnovation #ResponsibleBanking #Fintech #Infinant #ICBA
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🌟 Infinant is a member of the ICBA, working in partnership to advance responsible banking. We are committed to fostering strong partnerships between banks and regulators. 🌟 We provide banks with a secure, controlled SaaS platform, empowering financial institutions to manage compliance, fraud, and ledgering themselves. Our innovative Interlace platform offers native banking features, real-time settlement operations, and direct integrations, allowing them to grow without sacrificing control. 🚀 🔗 Discover more about how we're revolutionizing the banking industry: www.infinant.com #BankingInnovation #ResponsibleBanking #Fintech #Infinant #ICBA
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🌟 Banks have clear demands for growth: 1️⃣ Expand within current markets 2️⃣ Implement new technologies 3️⃣ Introduce new products Infinant enhances bank distribution, helping banks diversify channels to grow their bank. This supports fintech, brand, and enterprise applications, shifting from traditional bank-branded apps to various digital channels and partnerships. 🔗 See how our Interlace Growth Platform can add value to your bank. Contact Infinant today: https://www.infinant.com/ #BankingInnovation #Fintech #DigitalTransformation #GrowthStrategy #Infinant
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Infinant is thrilled to attend the AFT 2024 Fall Summit! 🌟 Join us from September 22-24, 2024, at La Quinta Resort & Club in Palm Springs to connect with leading experts in financial technology. This summit is the perfect opportunity to network, gain industry insights, and discover innovative solutions to drive your business forward. Let's shape the future of fintech together! For more details, visit AFT Summit. #Infinant #AFTSummit #Fintech #Networking #Innovation #FinancialTechnology
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