The Economist’s Post

We are seeing an increase in the use of term loans in the #FundFinance market. In this legal update, the #MayerBrown team explores why this is trending and why we expect term loans to continue to gain traction in the market.

Mezzanine debt loans occupy the risky echelon beneath the bank but ahead of the equity in a capital structure. They are naturally subordinated to the bank loan via an intercreditor agreement wherein the senior lender retains the power to block their interest or force them to standstill. #MezzanineDebt #Financing #AlternativeLending #PrivateEquity #GrowthCapital #DebtFinancing #Investment #StructuredFinance #CapitalStructure #BusinessFinance

Mezzanine debt loans occupy the risky echelon beneath the bank but ahead of the equity in a capital structure. They are naturally subordinated to the bank loan via an intercreditor agreement wherein the senior lender retains the power to block their interest or force them to standstill. #MezzanineDebt #Financing #AlternativeLending #PrivateEquity #GrowthCapital #DebtFinancing #Investment #StructuredFinance #CapitalStructure #BusinessFinance

In the world of commercial lending, preparation is paramount. How many times have we seen businesses rushing for loans without fully understanding the terms and conditions tied to them? The pitfalls are many and varied, including high-interest rates and restrictive repayment terms. But much of this can be averted with careful planning and advice from an experienced commercial loan advisor. The biggest tip I can offer is to truly understand your business's financial position. Know your cash flow, your assets, your current debt levels, and how a loan can help you progress rather than trap you in unmanageable debt. Consultation from a professional in the field can provide you with that much-needed clarity. Remember, securing a commercial loan should be a strategic move towards growth, not a quick fix to an immediate problem. Stay informed and stay prepared.

With the private credit industry growing in leaps in bounds, it is instructive to think about mezzanine debt lender quality. While your mezzanine debt term sheets may look similar, the key differentiator is how the lender manages your loan post-closing. #MezzanineDebt #PrivateEquity #BusinessFinance #CorporateFinance #DebtFinancing #InvestmentBanking #BusinessLoans #MergersAndAcquisitions #CapitalStructure #AlternativeInvestments

With the private credit industry growing in leaps in bounds, it is instructive to think about mezzanine debt lender quality. While your mezzanine debt term sheets may look similar, the key differentiator is how the lender manages your loan post-closing. #MezzanineDebt #PrivateEquity #BusinessFinance #CorporateFinance #DebtFinancing #InvestmentBanking #BusinessLoans #MergersAndAcquisitions #CapitalStructure #AlternativeInvestments

Which of these debt consolidation products is best for your #finances? #moneywise

In the world of commercial lending, preparation is paramount. How many times have we seen businesses rushing for loans without fully understanding the terms and conditions tied to them? The pitfalls are many and varied, including high-interest rates and restrictive repayment terms. But much of this can be averted with careful planning and advice from an experienced commercial loan advisor. The biggest tip I can offer is to truly understand your business's financial position. Know your cash flow, your assets, your current debt levels, and how a loan can help you progress rather than trap you in unmanageable debt. Consultation from a professional in the field can provide you with that much-needed clarity. Remember, securing a commercial loan should be a strategic move towards growth, not a quick fix to an immediate problem. Stay informed and stay prepared.

As risk-averse banks become more selective in approving business loans, a growing number of enterprises are turning to private lenders for financing. This shift has created an opportunity for pension funds, credit unions, and private debt funds to step in and fulfill the funding needs. According to accounting firm BDO, during the third quarter, 40% of corporate loans originated from alternative lenders. #businessloans #privatelenders #FinancialShift #economicuncertainty #fundingopportunity #AlternativeLenders #riskmanagement https://lnkd.in/gExEWRTq?

#Loan_against_securities allows individuals to borrow funds by pledging their financial assets, such as stocks, bonds, or mutual funds, as collateral. This type of loan offers quick access to capital without liquidating investments, often featuring lower interest rates and flexible repayment options, making it a strategic financing solution. Read More:- https://lnkd.in/gh7-vznY