Personal Finance
The Guides Finance Team uses detailed rating methodologies to analyze service providers and help customers make informed purchasing decisions
Comprehensive Reviews for Financial Services and Products
Using primary research methods like surveys and focus groups, our process is centered on understanding customer concerns around shopping for and buying personal loans, home equities, and mortgages.
We conduct extensive analysis before writing each article, poring through provider websites, requesting quotes, reading third-party reviews, consulting industry experts and more.
Our comprehensive rating methodologies allow us to present complete information and recommend multiple reliable providers in each category, empowering you to choose the right brand.
LATEST ARTICLES
Our top picks for savings accounts with a 5% APY are Bask Bank, UFB Direct and Zynlo Bank.
SoFi Bank, Discover Bank, Capital One Bank, Alliant Credit Union and Bethpage Federal Credit Union are our top picks for the best student savings accounts.
The best savings accounts for teens are from SoFi Bank, Discover Bank, Capital One and Bethpage Federal Credit Union, which all offer above-average rates.
The best credit union savings accounts have no monthly fees and APYs between 3% and 5%. They also typically have strict requirements to earn a high rate.
The best savings accounts for kids are from providers including PNC Bank, Spectrum Credit Union, USAlliance Financial and Bethpage Federal Credit Union.
Citizens Bank offers three CD types with terms from one month to 10 years and rates up to 5.25% APY, but it only offers two standard CD terms online.
Bask Bank CD rates range from 4.50% to 5.20% APY — much higher than national averages — and the online bank offers CD terms from six months to two years
Check out the best CD rates for a variety of term lengths.
Meet the team
Suggested Articles
