Choose an in-person payment solution
We have EFTPOS machines and an app-based contactless payment service to help you manage your business payments.
24/7 Australian-based help and support
Enjoy peace of mind knowing you can get expert help with your in-person payment solution whenever you need it.
Payments made easy
Our solutions give you the freedom and flexibility to accept payments in person with an EFTPOS machine or our NAB Easy Tap app.
Safe and secure payments
Our in-person payment solutions provide safe and secure transactions, reduce your exposure to fraud and guaranteed settlement of funds.
Our EFTPOSEFTPOS stands for “Electronic Funds Transfer at Point Of Sale”. It’s a payment system that uses cards (like debit or credit cards) to transfer funds electronically through payment terminals at the point of sale. are ideal for fast, secure, and simple payments in-store or on the move. You have the option of the Standalone EFTPOS terminal or the Integrated EFTPOS terminal which you can integrate with a point of sale (POS) system for easy payment processing.
Rates and fees
Transaction fee | 1.15% |
EFTPOS machine rental fee | $25 per month |
Set up fees | $0 |
Benefits
Turn your Android device into a payment terminal to accept contactless payments on the go.
Ideal for cafes, small retailers, trades or, market vendors and hair and beauty businesses that need a low-cost solution that lets you take payments anywhere, any time with no need for a separate terminal.
Rates and fees
Fixed rate | 1.40% per tap |
Set up fees | $0 |
No terminal hardware fees | $0 |
Benefits
Getting started Common payment questions
How can I accept credit card payments in-person?
To accept credit card payments in-person you need:
- a Point-Of-Sale (POS) system and a card reader; or
- a credit card terminal; or
- an app that can process transactions on its own.
NAB EFTPOS machines work with modern POS systems to let you process card transactions.
Our NAB Easy Tap app-based solution lets you take card payments on your Android device without needing additional hardware.
What are ‘in-person payments’ and how do they work?
An in-person payment is when a customer swipes, inserts or taps a credit or debit card on a physical device or Android device with NAB Easy Tap.
- An EFTPOS terminal is the most common way to accept card payments in-person.
- Our EFTPOS machines are ideal for countertop use and are easy to take on the road.
- NAB Easy Tap accepts contactless payments on the go.
When taking an in-person payment, your terminal or Android phone will receive an 'Approved' or 'Declined’ message for each transaction. If approved, you'll receive funds into your linked bank account.
What are the types of card payment methods?
The most common methods of card payment are through physically swiping, inserting or tapping (contactless) on an EFTPOS terminal.
On the NAB Easy Tap app, you can tap your credit or debit card on the Android phone. To accept these types of payments you’ll need a device that can handle contactless payments and EMV chip payments, which transmit unique codes for added protection against fraud. Digital wallet payments like Apple Pay and Samsung Pay are increasingly popular and can be processed through modern card readers that accept contactless payments. NAB Easy Tap and our EFTPOS machines are approved by Payment Card Industry Data Security Standard (PCI DSS).
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Cyber safety Security and fraud protection
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Securing your EFTPOS terminal and protecting your business
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Contact us
Talk to a Transactional Banking Specialist
Let us help with your business banking needs, Monday to Friday, 8:00am to 6:00pm (AEST/AEDT)
24/7 Terminal support
Call us for terminal support 24/7.
eCommerce and Online support
Call us for NAB Transact support Monday to Friday, 8:00am to 8:00pm (AEST/AEDT)
Call us for NAB Gateway support 24/7.
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