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In today’s real estate marketplace, sellers want to see a preapproval letter along with your offer. Gone are the days of a simple prequalification, it’s the preapproval that needs to be witnessed. Is there a difference between a prequalification and preapproval? Yes. It’s a matter of verification. A prequalification letter can be issued to just about anyone with a phone conversation. The loan officer will ask about your job, income and assets among other things and make assumptions about the…

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All the business owners create a website with a motive of sharing information about their brand or product to all the potential customers. However, all their efforts would be of no use, if the…

I don’t believe in writer’s block. This is partially the reason I joined this publication — I agreed with its credo. My parents had also always had that blue-collar worker attitude — “Don’t play mind…