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What travel insurance do I need for Australia?
The world has reopened and with the right travel insurance, Australia is set to be a top destination for UK travellers once more
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From the red rock of the Northern Territory to the white beaches of Queensland and the blue waters of Sydney harbour, Australia has always been popular with British travellers. Its dramatic landscapes, relaxed outdoor lifestyle and welcoming locals have tempted many of them to make it home, with more than a million British people now living Down Under.
If you’re planning a trip to visit family or friends, make sure you’re prepared. With the best travel insurance, Australia offers a wide range of unique experiences for you to enjoy, knowing you’ll be covered if something goes wrong.
Do I need travel insurance for Australia?Â
You should always take out travel insurance regardless of your destination and Australia is no exception. Comprehensive cover protects you financially if you fall ill, have an accident, lose your passport or need to cancel your trip unexpectedly.
The Telegraph Media Group Travel Insurance Service is provided by AllClear, a specialist travel insurance provider, who provide travel insurance for a number of destinations, including Australia.Â
What types of Australia travel insurance can I get with AllClear?
There are a number of different policies to choose from when heading to Australia. The best cover for you will depend on how often you travel, your age and what you plan to do at your destination:
- Annual vs single tripÂ
If your trip to Australia is your only holiday for the year, then a single-trip policy should be sufficient. However, an annual policy covers you for multiple trips over the course of a year, even to different destinations. If you’re planning to travel frequently, an annual policy usually works out cheaper than multiple single policies.Â
- Adventure activities
Check that your policy covers you for any adventure activities you might want to do in Australia. Some activities may be included as standard, and some may be covered but you need to comply with certain safety requirements.Â
- Senior travel insurance
Policies designed for older travellers typically include additional cover for overseas medical costs, along with the usual protection against cancellations and delays, loss and theft of personal items and legal expenses if you injure someone in an accident. They should also cover the cost of repatriation back to the UK in an emergency.Â
Always check the upper age limit on policies before you commit as some policies may exclude travellers in their eighties and nineties.
How much does travel insurance for Australia cost?Â
When travelling to Australia, the cost of your travel insurance policy will depend on factors including your age, health and the activities you’re planning for your trip. Your quote is likely to increase as you age, while pre-existing medical conditions can also push up premiums.Â
Adventure activities and extreme sports like skiing, scuba diving and white-water rafting are usually optional extras that increase the overall cost. Â
Always be truthful on your application form, even if you think you might be charged more – if you don’t disclose key information your insurance may be invalid if you need to make a claim.
Healthcare in Australia for Brits
Australia does not have a free national healthcare service like the NHS. However, the UK and Australia do have a reciprocal healthcare arrangement that entitles UK nationals to free hospital care in an emergency.Â
It is important to understand, however, that this is not a replacement for travel insurance. The arrangement doesn’t cover non-emergency care, including treatment for pre-existing medical conditions, prescriptions or the cost of ambulances or medical repatriation. You still need travel insurance to ensure you don’t get hit financially should you need any of these. Â
Can I travel to Australia right now?
The UK Government regularly updates its travel advice online, including the latest information on coronavirus and entry requirements. Always check the latest FCDO advice before booking a trip abroad, or shortly before you travel, for the most up-to-date information.Â
Do I need a visa to visit Australia?
All British travellers to Australia require a valid visa. Fully vaccinated visa holders can travel to Australia without a travel exemption, but unvaccinated travellers will require a valid travel exemption to enter. You will need to visit the Australian Government website to learn how to get a visa for your circumstances.
What extra travel risks are there in Australia?Â
Australia is a safe country with low crime rates. One of the biggest threats to travellers is the sun – you can burn in under 10 minutes if you’re not wearing any sun protection and heat stroke can soon set in. Make sure to wear sunscreen every day during your trip and stay in the shade during the hottest part of the day between 10am and 2pm.Â
Buy travel insurance for Australia today Â
Whether you’re visiting friends and family or planning the adventure of a lifetime, make sure you can relax and enjoy your holiday stress-free knowing you’re covered if things go wrong. The Telegraph Media Group Travel Insurance Service, provided by AllClear, offers comprehensive insurance policies that cover pre-existing medical conditions, older travellers and the more adventurous among us.
Start planning your Australian adventure today – Get a quote now for comprehensive travel insurance from the Telegraph Media Group Travel Insurance Service.
Read more:Â
- What does cruise travel insurance cover?
- How much travel insurance do I need for the USA?
- Best travel insurance for diabetics
- Can you get travel insurance for over-70s?
Telegraph Media Group Limited is an Introducer Appointed Representative of AllClear Insurance Services Limited, a company that is authorised and regulated by the Financial Conduct Authority.Â
The above article was created for Telegraph Financial Solutions, a trading name of The Telegraph Media Group. For more information on Telegraph Financial Solutions click here.