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Insurance

Our wide range of insurance solutions can help you manage risk, protect your family and safeguard your treasured belongings.

Look after your loved ones with insurance tailored to your needs.
Preserve wealth and get peace of mind with competitive insurance.
Annuities offer tax-deferred growth and guaranteed income to meet your financial needs.

Finding the right insurance policy for your needs

Discover our practical articles to help you stay protected when it matters most.
Find the right approach to protecting your family against risk and discover what to look for in insurance policies.
Work with a licensed professional, and compare policies and quotes to find the one that meets your needs.
If you're considering insurance, it helps to understand the types of policies, what they cover, and the most common terms.
Secure your future financial health with coverage that protects your loved ones as well as your accumulated wealth.
Keep your identity secure with measures that help ward off scams and identity fraud.

Resources and information

Helpful guidance on key insurance topics
Discover key findings from our report looking into global protection needs. We look at how much family members depend on each other and how financially secure people are feeling.
Information and disclosures regarding HSBC insurance services.
All the answers to your burning questions about types of insurance coverage and premiums.

Insurance guidance articles

Get advice on protecting yourself and your loved ones when it matters most.
Get added reassurance that your loved ones will be looked after when you’re gone with a range of financial options.
Improve your mental and financial health with practices like mindful spending to keep you financially fit.
Whether you’re welcoming a baby or ready to retire, get the right coverage for you and your loved ones.
Managing risk and preparing for all eventualities helps gives you peace of mind when it matters the most.

Disclaimer

Investment, annuities, and variable life insurance products are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. In California, HSI conducts insurance business as HSBC Securities Insurance Services. License #: OE67746. HSI is an affiliate of HSBC Bank USA, N.A. Whole life, universal life, term life, and other types of insurance are offered by HSBC Insurance Agency (USA) Inc., a wholly owned subsidiary of HSBC Bank USA, N.A. Products and services may vary by state and are not available in all states. California license #: OD36843.

Investments, Annuity and Insurance Products: Are not a deposit or other obligation of the bank or any of its affiliates; Not FDIC insured or insured by any federal government agency; Not guaranteed by the bank or any of its affiliates; and subject to investment risk, including possible loss of principal invested.

All decisions regarding the tax implications of your investment(s) should be made in consultation with your independent tax advisor.

Research backgrounds of brokers and firms for free by visiting FINRA's BrokerCheck website.

Environmental, Social & Governance (“ESG”) and Sustainable Investing (“SI”)

HSBC Securities (USA) Inc. (“HSI”) does not provide recommendations or advice on any products based on ESG or SI considerations except in certain discretionary solutions or based on HSBC Group’s* policies. Customers can purchase ESG/SI related products on our platform on a self-directed basis. For our general ESG/SI disclosure, click Disclosures- HSBC. Information about HSBC Group’s approach to Sustainability can be found at Our climate strategy | HSBC Holdings plc.

*HSBC Group refers to HSBC’s global affiliates.