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In the current economic climate, refinancing your mortgage might seem like a smart move. But is it right for you? It's so important to look beyond the surface and understand how refinancing fits into your overall financial picture. For example, are you planning to renovate, or buy an investment property? Perhaps you'd like to upgrade to your forever home in a few years? What you do now can impact how far you go towards reaching your goals later on. We're here to help you weigh the pros and cons, providing you with the insight you need to decide if refinancing aligns with your long-term financial goals. Get in touch and we'll help you consider your options thoughtfully. #GetFinancial #Warrandyte #Doncaster #Donvale #Templestowe #Parkorchards #Ringwood #MortgageBrokerAustralia #MortgageBrokerMelbourne #GetFinancial #MelbourneProperty #MelbourneHomes

Most Australians use a broker, not the bank, and here's why: 1. We're home loan professionals 2. We compare products from a range of lenders 3. We find the right solution based on your needs 4. We do the legwork for you 5. We work in your best interests Want to find out more? Get in touch for a no strings chat. #GetFinancial #Warrandyte #Doncaster #Donvale #Templestowe #Parkorchards #Ringwood #MortgageBrokerAustralia #MortgageBrokerMelbourne #GetFinancial #MelbourneProperty #MelbourneHomes

A home loan doesn't have to be forever. If you're keen for an early release, speak to us about how to pay down your loan sooner. By reviewing your loan, and then negotiating on your behalf, we may be able to help you secure a more competitive deal. Get in touch to find out more. #GetFinancial #Warrandyte #Doncaster #Donvale #Templestowe #Parkorchards #Ringwood #MortgageBrokerAustralia #MortgageBrokerMelbourne #GetFinancial #MelbourneProperty #MelbourneHomes

The Loan to Value Ratio is how much you're borrowing compared to the value of the property (and accounting for all fees and taxes). An LVR of 80%, for instance, means you have a 20% deposit to contribute to the purchase once you've paid Stamp Duty and other costs.⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Any questions on home loan jargon? Send us a DM #GetFinancial #Warrandyte #Doncaster #Donvale #Templestowe #Parkorchards #Ringwood #MortgageBrokerAustralia #MortgageBrokerMelbourne #GetFinancial #MelbourneProperty #MelbourneHomes

In a world where we're always being reminded to hustle, work harder, do more, strive further, it can feel counter-intuitive to make time to do absolutely nothing. This is your reminder to unplug to recharge. #GetFinancial #Warrandyte #Doncaster #Donvale #Templestowe #Parkorchards #Ringwood #MortgageBrokerAustralia #MortgageBrokerMelbourne #GetFinancial #MelbourneProperty #MelbourneHomes

It turns out that celebrating the little wins makes our day brighter and brings us closer to achieving our big goals. How? The serotonin released when we give ourselves a congratulatory high five (or a celebratory toast) helps us stay motivated and propels us to the next little win, and the next one...until finally: We've made it! What little wins are you celebrating right now on your way to that big goal? #GetFinancial #Warrandyte #Doncaster #Donvale #Templestowe #Parkorchards #Ringwood #MortgageBrokerAustralia #MortgageBrokerMelbourne #GetFinancial #MelbourneProperty #MelbourneHomes

There's nothing wrong with debt, and many of us will need to take it on at some point in our lives. But it can cost you so much more than it needs to. If you're one of the many people who avoid talking about debt, then it's even more important that you do! And, if you're looking to buy a home, and feel your existing debt is stifling your savings goals, then it may be time to get in touch to discuss your options.⠀ #GetFinancial #Warrandyte #Doncaster #Donvale #Templestowe #Parkorchards #Ringwood #MortgageBrokerAustralia #MortgageBrokerMelbourne #GetFinancial #MelbourneProperty #MelbourneHomes

Looking for a more direct path to your dream home? We're here to guide you through the complexities of home loans – so you can focus on the property search. Let's look at what sets us apart: Ready to start your journey? Let’s talk about your home loan options. #GetFinancial #Warrandyte #Doncaster #Donvale #Templestowe #Parkorchards #Ringwood #MortgageBrokerAustralia #MortgageBrokerMelbourne #GetFinancial #MelbourneProperty #MelbourneHomes

This is for all our first home buyers who are working hard to save for their deposit. You've got this 👊 And if you have credit cards, personal loans or car loans we can help you restructure this debt so you can get into your own home sooner. Ask us how.⠀ #GetFinancial #Warrandyte #Doncaster #Donvale #Templestowe #Parkorchards #Ringwood #MortgageBrokerAustralia #MortgageBrokerMelbourne #GetFinancial #MelbourneProperty #MelbourneHomes

Planning to buy property in 2024? Whether it's your first home, or you're a seasoned investor, choosing the 'right' property has its challenges. Here are five aspects to consider: - Condition: Will the property need expensive repairs soon? - Regulations: Are there planning restrictions or caveats in place? - Transport: Is there quality public transport in the area? - Development: Are there any large scale developments underway? - Amenities: Is the area suited to your lifestyle needs? #GetFinancial #Warrandyte #Doncaster #Donvale #Templestowe #Parkorchards #Ringwood #MortgageBrokerAustralia #MortgageBrokerMelbourne #GetFinancial #MelbourneProperty #MelbourneHomes