About
I am an MBA-accredited senior executive with extensive experience in digital and fintech markets. I specialise in delivery through collaboration, communication, drive and determination. My expertise includes executive management, digital innovation, product development, and business transformation, focusing on operational delivery, process design, and business opportunity identification and execution.
Articles by Richard
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The Cost of Living Crisis in Aus – what’s actually behind it?
The Cost of Living Crisis in Aus – what’s actually behind it?
By Richard Barry
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So... what does it mean to become an Aussie!?
So... what does it mean to become an Aussie!?
By Richard Barry
Activity
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New opportunity. Not to be missed! - Interim. Inside IR35. £105 a day - 1 week rolling contract - PM / BA / UX / Senior Dev / CFO in 1 role - 6…
New opportunity. Not to be missed! - Interim. Inside IR35. £105 a day - 1 week rolling contract - PM / BA / UX / Senior Dev / CFO in 1 role - 6…
Liked by Richard Barry
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The new laws regarding 'Right to Disconnect' come into effect tomorrow, Australia seems to be pretty split on how they think about it... It's…
The new laws regarding 'Right to Disconnect' come into effect tomorrow, Australia seems to be pretty split on how they think about it... It's…
Shared by Richard Barry
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Summer is almost over, people are returning to work and roles are coming in ☀️ Our highest priority roles, to finish sourcing for this week…
Summer is almost over, people are returning to work and roles are coming in ☀️ Our highest priority roles, to finish sourcing for this week…
Liked by Richard Barry
Experience
Education
Licenses & Certifications
Publications
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Keeping the cash flowing for small business
InDaily
InDaily article commenting on b2c services recently launched at bzTrack and their relevance to small/medium size businesses and cashflow.
Patents
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Systems and methods for single number PAN virtual/physical card
Filed US US 13/280,763
A credit/debit/prepaid card that can be utilized as a virtual card or as a physical card. The system provides a single PAN (Primary Account Number) for both the virtual and the physical card so that they represent a single account. The customer can elect one of the card formats. When one format is selected, the other format is inactive. In one embodiment, the customer can toggle back and forth between formats. To distinguish between the types of card, each card has modulated non-PAN data. For…
A credit/debit/prepaid card that can be utilized as a virtual card or as a physical card. The system provides a single PAN (Primary Account Number) for both the virtual and the physical card so that they represent a single account. The customer can elect one of the card formats. When one format is selected, the other format is inactive. In one embodiment, the customer can toggle back and forth between formats. To distinguish between the types of card, each card has modulated non-PAN data. For example, the expiration date on each card may be modified so that uses of the card will be recognized as coming from one format or the other.
Other inventorsSee patent
Honors & Awards
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Emerging Family Business 2023 SA/NT
Family Business Association AU
bzTrack wins Best Emerging Family Business for SA/NT in Australia 2023
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Best Customer Experience
PayExpo MENA
Achievement for Jade One at PayExpo MENA 2016
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Finalist for Best Innovation
The Prepaid Awards
Zebit Card was a nominated finalist for Best prepaid Innovation at The Prepaid Awards for 2012
Languages
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English
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Recommendations received
12 people have recommended Richard
Join now to viewMore activity by Richard
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I have always liked this, perhaps more every time I see it pop up again!! ‘ ……. They will in a minute!’
I have always liked this, perhaps more every time I see it pop up again!! ‘ ……. They will in a minute!’
Shared by Richard Barry
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Thrilled to be settling into our new office! The view is something else! 🌇 #jexrecruitment #newoffice #dubai Jex - Recruitment for scaling…
Thrilled to be settling into our new office! The view is something else! 🌇 #jexrecruitment #newoffice #dubai Jex - Recruitment for scaling…
Liked by Richard Barry
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I have looked through countless CVs/resumes when I have been hiring, and through the course of my career, I have submitted countless copies and…
I have looked through countless CVs/resumes when I have been hiring, and through the course of my career, I have submitted countless copies and…
Shared by Richard Barry
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I'm heading back to Riyadh next week with a packed schedule, meeting current clients and some really exciting new organisations! If you're interested…
I'm heading back to Riyadh next week with a packed schedule, meeting current clients and some really exciting new organisations! If you're interested…
Liked by Richard Barry
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Interviewing to get a higher salary 🚩 Salary is an important factor in work motivation, but it being your sole motivator or biggest driver is…
Interviewing to get a higher salary 🚩 Salary is an important factor in work motivation, but it being your sole motivator or biggest driver is…
Liked by Richard Barry
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Good Morning LinkedIn! 👋🏼 I'm reaching out to my network for some help today. I'm looking for a Senior Manager or Head of Change & Digital…
Good Morning LinkedIn! 👋🏼 I'm reaching out to my network for some help today. I'm looking for a Senior Manager or Head of Change & Digital…
Liked by Richard Barry
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This is how Steve Jobs in 1983 replied to a letter from someone asking for his autograph 😁
This is how Steve Jobs in 1983 replied to a letter from someone asking for his autograph 😁
Liked by Richard Barry
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