The Bank of England Base Rate has changed, we will let you know if this affects you, find out more here
Savings and investments
Options for the long and short term
M&S Cash ISA
The M&S Cash ISA gives you the choice of fixed and variable rates.
Fixed Rate Savings
Grow your money with fixed rates of interest over 1, 2 or 3 years — save from £500.
Everyday Savings Account
Easy access savings, penalty free withdrawals at any time.
Investments
Information for existing investors in M&S Unit Trust Funds.
Find out more about M&S Unit Trust Funds
Changes to ISA's
In the Autumn Statement, the government announced ISA reform from the 6 April 2024.
The value of investments (and any income received from them) can fall as well as rise and you may not get back what you invested. For some investments this can also happen as a result of exchange rate fluctuations as shares and funds may have an exposure to overseas markets. Investing should be seen as a medium to long term proposition, for example at least 5 years.
The value of tax benefits provided by a cash ISA depends on individual circumstances and tax rules may change in the future.