Bank of India Small Cap Fund Regular-Growth
(Scheme Rating)
NAV as of Aug 29, 2024
48.96-1.01%
- Growth - Regular
(Earn upto 1.53% Extra Returns with Direct Plan)
Fund Category:
Equity: Small Cap
Expense Ratio:
2.08%(1.52% Category
average)Fund Size:
Rs. 1,341.05 Cr(0.42% of Investment in Category)
- Invest in MFADD TO PORTFOLIO
Bank of India Small Cap Fund Regular-Growth
(Scheme Rating)
NAV as of Aug 29, 2024
48.96-1.01%
Expense Ratio:
2.08%
Fund Size:
Rs. 1,341.05 Cr
Fund Category:
Equity: Small Cap
1. Current NAV: The Current Net Asset Value of the Bank of India Small Cap Fund - Regular Plan as of Aug 29, 2024 is Rs 48.96 for Growth option of its Regular plan.
2. Returns: Its trailing returns over different time periods are: 53.6% (1yr), 28.0% (3yr), 39.01% (5yr) and 32.52% (since launch). Whereas, Category returns for the same time duration are: 51.11% (1yr), 26.47% (3yr) and 33.59% (5yr).
3. Fund Size: The Bank of India Small Cap Fund - Regular Plan currently holds Assets under Management worth of Rs 1341.05 crore as on Jul 31, 2024.
4. Expense ratio: The expense ratio of the fund is 2.08% for Regular plan as on Jul 31, 2024.
5. Exit Load: Bank of India Small Cap Fund - Regular Plan shall attract an Exit Load, "Exit load of 1% if redeemed within 1 year for units beyond 10% of the investment."
6. Minimum Investment: Minimum investment required is Rs 5000 and minimum additional investment is Rs 1000. Minimum SIP investment is Rs 1000.
Bank of India Small Cap Fund Regular-Growth Returns
Trailing Returns
Rolling Returns
Discrete Period
SIP Returns
1M 3M 6M 1Y 3Y 5Y Annualized Returns 1.92 17.05 28.34 51.81 27.54 38.85 Category Avg 1.58 15.06 22.34 49.41 26.22 33.58 Rank within Category 15 8 3 18 8 2 No. of funds within Category 42 41 39 35 26 19 - Loading...
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Return Comparison
- This Fund
- BenchmarkNIFTY Smallcap 250 Total Return Index
Choose from Benchmarks
- S&P BSE Sensex
- Nifty 50
- 1M
- 3M
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- 1Y
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Bank of India Small Cap Fund Regular-Growth Fund Details
Investment Objective - The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity-related securities of small cap companies.
Fund House | Bank of India Mutual Fund |
Launch Date | Dec 19, 2018 |
Benchmark | NIFTY Smallcap 250 Total Return Index |
Return Since Launch | 32.26% |
Riskometer | Very High |
Type | Open-ended |
Risk Grade | Average |
Return Grade | Above Average |
Bank of India Small Cap Fund Regular-Growth Investment Details
Minimum Investment (Rs.) | 5,000.00 |
Minimum Additional Investment (Rs.) | 1,000.00 |
Minimum SIP Investment (Rs.) | 1,000.00 |
Minimum Withdrawal (Rs.) | 1,000.00 |
Exit Load Exit load of 1% if redeemed within 1 year for units beyond 10% of the investment. |
Portfolio Allocation
Asset Allocation
Asset Allocation History
Sector Allocation
Market Cap Allocation
Concentration & Valuation Analysis
JUL 2024 | JUN 2024 | MAY 2024 | APR 2024 | MAR 2024 | FEB 2024 | |
---|---|---|---|---|---|---|
Number of Holdings | 70 | 68 | 68 | 73 | 74 | 70 |
Top 5 Company Holdings | 11.95% | 12.5% | 12.7% | 12.72% | 13.03% | 12.01% |
Top 10 Company Holdings | 22.3% | 23.34% | 23.25% | 23.45% | 23.14% | 22.17% |
Company with Highest Exposure | Castrol India (2.64%) | Amara Raja Energy & Mobility (2.64%) | Vijaya Diagnostic Centre (3.01%) | BSE (2.78%) | Avenue Supermarts (2.82%) | BSE (2.7%) |
Number of Sectors | 14 | 14 | 15 | 15 | 15 | 15 |
Top 3 Sector Holdings | 43.1% | 41.82% | 40.12% | 42.5% | 41.15% | 39.31% |
Top 5 Sector Holdings | 62.44% | 60.85% | 58.94% | 63.07% | 61.3% | 57.67% |
Sector with Highest Exposure | Capital Goods (19.27%) | Capital Goods (19.78%) | Capital Goods (19.3%) | Capital Goods (16.76%) | Financial (15.32%) | Financial (16.01%) |
Top Stock Holdings
Sector Holdings in MF
Company Sector Assest(%) P/E EPS-TTM(₹) RETURN 1 YR(%) Castrol India Chemicals 2.64 29.60 8.95 85.96 Amara Raja Energy & Mobility Capital Goods 2.38 29.00 52.45 142.73 Vijaya Diagnostic Centre Healthcare 2.36 - - - Ami Organics Healthcare 2.36 - - - Granules India Healthcare 2.21 35.37 20.30 133.33 Avenue Supermarts Services 2.15 120.94 40.74 36.69 Arvind Textiles 2.08 33.96 11.85 128.13 Kaynes Technology India Capital Goods 2.07 - - - KNR Constructions Construction 2.04 11.45 28.90 24.58 Eris Lifesciences Healthcare 2.01 49.67 27.95 66.50
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Peer Comparison
Cumulative Returns
SIP returns
Discrete Returns
Quant Measures
Asset Allocation
Scheme Name NAV(Rs./Unit) Scheme Rating AUM(Rs. Cr) 1M 1Y 3Y 5Y Bank of India Small Cap Fund Regular-Growth 48.96 1,341.05 2.26 50.03 27.14 38.87 Nippon India Small Cap Fund - Growth 178.55 60,372.55 0.02 48.62 32.27 38.69 Tata Small Cap Fund Regular - Growth 42.11 8,448.91 2.99 45.99 27.71 34.20 Quant Small Cap Fund-Growth 277.55 24,529.77 0.54 53.90 32.26 49.14 Edelweiss Small Cap Fund Regular - Growth 44.86 3,986.11 2.36 42.20 26.59 34.64
Risk Ratios
Ratios are calculated using the calendar month returns for the last 3 years
Standard Deviation
Standard Deviation
Standard deviation is the deviation of the fund's return around mean.
High Volatality
15.19VS15.15Fund Vs Category Avg
Beta
Beta
Beta shows the portfolio risk in relation to the market. A beta of less than 1 means that the fund returns are less volatile compared to the broader market. A beta of more than 1 means that the fund returns are more volatile than the broader markets. A beta equal to 1 means that fund's volatility is in line with the broader market.
Low Volatality
0.79VS0.80Fund Vs Category Avg
Sharpe Ratio
Sharpe Ratio
Sharpe ratio is a risk adjusted performance measure. A fund with a higher Sharpe ratio is considered better than a fund with a lower Sharpe ratio.
Better risk-adjusted returns
1.25VS1.22Fund Vs Category Avg
Treynor's Ratio
Treynor's Ratio
Treynor is a risk adjusted performance measure. A fund with a higher Treynor ratio is considered better than a fund with a lower Treynor ratio.
Better risk-adjusted returns
24.07VS23.16Fund Vs Category Avg
Jensen's Alpha
Jensen's Alpha
Alpha shows the ability of the fund manager to outperform the market. A higher Alpha is preferred.
Better risk-adjusted returns
3.76VS2.71Fund Vs Category Avg
Mean Return
Mean Return
Average return generated by the fund during a specified period.
Better average monthly returns
24.52VS23.69Fund Vs Category Avg
Risk Ratio Chart
- Risk Ratio
- Category Average
Bank of India Mutual Fund News
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- Bank of India Mutual Fund aims to raise Rs 500 crore from multi-asset allocation fund in NFO period
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Fund Manager
- D.B.Dhruv BhatiaSince Apr 20223 schemes
Mr. Bhatia has done PGDM (Finance), Bachelors in Management Studies (Finance). Prior to joining Bank of India Mutual Fund, he has worked with AUM Fund Advisors LLP and Sahara Asset Management Company.
Scheme Name Category Nav(Rs./Unit) Scheme Rating Asset(Rs. Cr) 1Y Bank of India Bluechip Fund Regular-Growth Large Cap 16.71 187.92 43.19 Bank of India Midcap Tax Fund Series 2 Regular-Growth ELSS 34.08 Unrated 38.49 49.41 Bank of India Midcap Tax Fund Series 1 Regular-Growth ELSS 28.69 Unrated 72.87 48.58
More Bank of India Mutual Fund
Scheme Name | Rating | Asset Size(Cr) | 1M | 3M | 6M | 1Y | 3Y |
---|---|---|---|---|---|---|---|
Bank of India Liquid Fund Regular-Growth | 1,654.60 | 0.61 | 1.86 | 3.76 | 7.35 | 5.76 | |
Bank of India ELSS Tax Saver Fund Regular-Growth | 1,326.57 | 6.92 | 17.78 | 25.36 | 58.51 | 25.05 | |
Bank of India ELSS Tax Saver Fund Eco-Growth | 1,326.57 | 6.94 | 17.85 | 25.51 | 58.91 | 25.38 | |
Bank of India Small Cap Fund Regular-Growth | 1,079.65 | 8.64 | 24.27 | 20.13 | 51.91 | 27.74 | |
Bank of India Flexi Cap Fund Regular-Growth | 991.78 | 7.07 | 20.58 | 27.82 | 66.84 | 27.34 | |
Bank of India Mid & Small Cap Equity & Debt Fund Regular-Growth | 754.01 | 6.26 | 16.64 | 19.79 | 50.98 | 23.06 | |
Bank of India Multi Cap Fund Regular-Growth | 527.53 | 7.09 | 17.63 | 21.54 | 51.78 | - | |
Bank of India Manufacturing & Infrastructure Fund-Growth | 338.69 | 8.30 | 22.89 | 30.56 | 63.60 | 31.38 | |
Bank of India Multi Asset Allocation Fund Regular-Growth | 332.43 | 2.40 | 9.11 | - | - | - | |
Bank of India Large & Mid Cap Equity Fund Regular-Growth | 319.00 | 7.55 | 15.94 | 20.65 | 46.25 | 21.22 |
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1. Bank of India Small Cap Fund - Regular Plan is Open-ended Small Cap Equity scheme which belongs to Bank of India Mutual Fund House.
2. The fund was launched on Dec 19, 2018.
Investment objective & Benchmark
1. The investment objective of the fund is that " The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity-related securities of small cap companies. "
2. It is benchmarked against NIFTY Smallcap 250 Total Return Index.
Asset Allocation & Portfolio Composition
1. The asset allocation of the fund comprises around 97.25% in equities, 0.01% in debts and 2.74% in cash & cash equivalents.
2. While the top 10 equity holdings constitute around 22.3% of the assets, the top 3 sectors constitute around 43.1% of the assets.
3. The fund largely follows a Growth oriented style of investing and invests across market capitalisations - around 0.0% in giant & large cap companies, 0.0% in mid cap and 0.0% in small cap companies.
Tax Implications on Bank of India Small Cap Fund Regular-Growth
1. Gains are taxed at a rate of 15% (Short-term Capital Gain Tax - STCG) if units are redeemed within 1 year of investment.
2. For units redeemed after 1 year of investment, gains of upto Rs. 1 lakh accruing from those units in a financial year shall be exempted from tax.
3. Gains of more than Rs. 1 lakh will be taxed at a rate of 10% (Long-term Capital Gain Tax - LTCG).
4. For Dividend Distribution Tax, the dividend income from this fund will get added to the income of an investor and taxed according to his/her respective tax slabs.
5. Also, for dividend income in excess of Rs 5,000 in a financial year; the fund house shall deduct a TDS of 10% on such income.
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FAQs about Bank of India Small Cap Fund Regular-Growth
- Is it safe to invest in Bank of India Small Cap Fund - Regular Plan?As per SEBI’s latest guidelines to calculate risk grades, investment in the Bank of India Small Cap Fund - Regular Plan comes under Very High risk category.
- What is the category of Bank of India Small Cap Fund - Regular Plan?Bank of India Small Cap Fund - Regular Plan belongs to the Equity : Small Cap category of funds.
- How Long should I Invest in Bank of India Small Cap Fund - Regular Plan?The suggested investment horizon of investing into Bank of India Small Cap Fund - Regular Plan is >3 years. The suggested investment horizon is the minimum time required for holding investments in the fund to reduce its downside risk and ensure that the returns become more predictable.
- Who manages the Bank of India Small Cap Fund - Regular Plan?The Bank of India Small Cap Fund - Regular Plan is managed by Dhruv Bhatia (Since Apr 27, 2022).
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