Money
![An opportune time for the first-time fund managers to take the plunge](https://img.etimg.com/thumb/msid-101059793,width-160,height-120,imgsize-65130/an-opportune-time-for-the-first-time-fund-managers-to-take-the-plunge.jpg)
An opportune time for the first-time fund managers to take the plunge
SEBI's AIF Regulations aim to strike a balance between effective oversight and streamlined operations, enabling fund managers to operate with a relatively lean organizational structure.
![How will the UPI-PayNow linkage benefit the desi digital payment players?](https://img.etimg.com/thumb/msid-98556742,width-160,height-120,imgsize-143185/how-will-the-upi-paynow-linkage-benefit-the-desi-digital-payment-players.jpg)
How will the UPI-PayNow linkage benefit the desi digital payment players?
With UPI & PayNow Linkage businesses can accept instant payments from customers. This can be done without having to get other payment systems on board.
![India’s e-rupee is here: What to expect from the retail CBDC pilot](https://img.etimg.com/thumb/msid-98404352,width-160,height-120,imgsize-119964/indias-e-rupee-is-here-what-to-expect-from-the-retail-cbdc-pilot.jpg)
India’s e-rupee is here: What to expect from the retail CBDC pilot
RBI launched the e-rupee pilot in 2022 and this marked a new milestone for the digital payments in the country.
![From struggling to thriving: How Credit Guarantees can bridge the credit gap faced by MSMEs](https://img.etimg.com/thumb/msid-98204362,width-160,height-120,imgsize-59680/from-struggling-to-thriving-how-credit-guarantees-can-bridge-the-credit-gap-faced-by-msmes.jpg)
From struggling to thriving: How Credit Guarantees can bridge the credit gap faced by MSMEs
Providing credit guarantees to lending institutions can play an increasingly important role in bridging the credit gap faced by Indian MSMEs and facilitating the growth of credit to the MSME sector.
![ET MSME Talks: ‘Bridging MSME financing gap with innovative fintech solutions’](https://img.etimg.com/thumb/msid-96730870,width-160,height-120,imgsize-114128/et-msme-talks-bridging-msme-financing-gap-with-innovative-fintech-solutions.jpg)
ET MSME Talks: ‘Bridging MSME financing gap with innovative fintech solutions’
Access to credit is one of the major challenges faced by the Indian MSME sector when it comes to growth. To understand how MSMEs can overcome this challenge, ET Digital organised an exclusive session on ‘Bridging MSME financing gap with innovative fintech solutions’ with Gautam Jain, Senior Vice President – Business, Vivriti, Kinjal Sampat, ex-VP, GAME, senior consultant, IIHS and Ravi Bharti, Director, SME Chamber of India as part of the ET MSME Talks. They shared definitive insights on a wide range of topics including how MSMEs can overcome the challenge of access to credit innovative tech-based solutions that are making funding and credit more accessible to MSME and building a resilient grievance redressal system for MSME lending among others.
![All you need to know about Homesfy Realty's SME IPO](https://img.etimg.com/thumb/msid-96361135,width-160,height-120,imgsize-93856/all-you-need-to-know-about-homesfy-realtys-sme-ipo.jpg)
All you need to know about Homesfy Realty's SME IPO
The IPO of Homesfy.in will begin on Wednesday, December 21, 2022 and end on December 23, 2022.
![How trade receivable is different from trade factoring](https://img.etimg.com/thumb/msid-96360686,width-160,height-120,imgsize-59840/how-trade-receivable-is-different-from-trade-factoring.jpg)
How trade receivable is different from trade factoring
Trade finance assists both importers and exporters in developing trust in their dealings with one another, thereby facilitating trade.
![How debt affects your life and six ways to repay it](https://img.etimg.com/thumb/msid-96295051,width-160,height-120,imgsize-26698/how-debt-affects-your-life-and-six-ways-to-repay-it.jpg)
How debt affects your life and six ways to repay it
Learning how your credit rating functions and why debt can be particularly harmful is the first step.
![Decentralised finance: A new paradigm in the world of finance](https://img.etimg.com/thumb/msid-94874651,width-160,height-120,imgsize-158640/decentralised-finance-a-new-paradigm-in-the-world-of-finance.jpg)
Decentralised finance: A new paradigm in the world of finance
In just a decade, the financial space has transformed into a highly inclusive ecosystem where users can manage investments at the click of a button.
![Is a line of credit right for your business recession plan?](https://img.etimg.com/thumb/msid-94236658,width-160,height-120,imgsize-444260/is-a-line-of-credit-right-for-your-business-recession-plan.jpg)
Is a line of credit right for your business recession plan?
One option to consider is to apply for a business line of credit — even if you don’t need it right now. Unlike a business loan, a line of credit lets you decide when to withdraw funds and how much to take out, up to a set limit.
Must Watch
![TDS and TCS: Are you in control of your organisation’s tax credits?](https://img.etimg.com/thumb/msid-94143349,width-160,height-120,imgsize-63034/tds-and-tcs-are-you-in-control-of-your-organisations-tax-credits.jpg)
TDS and TCS: Are you in control of your organisation’s tax credits?
Beyond tax credits, if revenues as reported in return of income as compared to revenues reflected in Form 26AS are short and credits are taken as per Form 26AS, it becomes a fit case for under-reporting of income during tax scrutiny.
![Investors welcome dropping of ‘India connect’ on overseas investment, look forward to re-opening of ODI limit](https://img.etimg.com/thumb/msid-93657354,width-160,height-120,imgsize-31898/investors-welcome-dropping-of-india-connect-on-overseas-investment-look-forward-to-re-opening-of-odi-limit.jpg)
Investors welcome dropping of ‘India connect’ on overseas investment, look forward to re-opening of ODI limit
The SEBI circular dated August 17 states that desi PE-VC funds are permitted to invest in foreign companies sans an Indian connect. Since October 2015, Indian PE-VC could invest in overseas companies that had an Indian subsidiary.
![How co-lending can provide a fillip to MSME credit flow](https://img.etimg.com/thumb/msid-93386899,width-160,height-120,imgsize-36968/how-co-lending-can-provide-a-fillip-to-msme-credit-flow.jpg)
How co-lending can provide a fillip to MSME credit flow
Co-lending helps both banks and NBFCs collaborate and take advantage of their respective strengths to deliver a holistic experience that benefits all stakeholders in the value chain.
![Why India needs a new fintech platform for MSMEs](https://img.etimg.com/thumb/msid-93066971,width-160,height-120,imgsize-142612/why-india-needs-a-new-fintech-platform-for-msmes.jpg)
Why India needs a new fintech platform for MSMEs
The key question is how to innovate financial products based on different data points for MSMEs and how to expand the scope of the financial products for them.
![CIBIL Rank & Company Credit Report: Transforming access to credit for MSME business owners](https://img.etimg.com/thumb/msid-92340121,width-160,height-120,imgsize-13266/cibil-rank-company-credit-report-transforming-access-to-credit-for-msme-business-owners.jpg)
CIBIL Rank & Company Credit Report: Transforming access to credit for MSME business owners
Creating awareness amongst MSMEs and empowering them to get credit with information about their credit profile through CIBIL Rank & Company Credit Report
![Key concerns about online payments and ways to overcome them](https://img.etimg.com/thumb/msid-91847946,width-160,height-120,imgsize-31960/key-concerns-about-online-payments-and-ways-to-overcome-them.jpg)
Key concerns about online payments and ways to overcome them
With rising frauds, a lack of robust infrastructure to detect or prevent such instances, and the absence of a redressal mechanism, concerns around online digital payments are valid.