Banking
Read comprehensive reviews on banks and credit unions, get advice on the best accounts for your money goals, learn how to manage your budget, and more.
Read Our Reviews
- Best CD Rates
- Savings Accounts
- Checking Accounts
- Money Market Accounts
Axos Bank Review August 2024
San Diego-based Axos Bank is an entirely online bank offering numerous account options for individual and business customers. In addition to multiple checking accounts designed to suit various life stages and financial needs, including a notable rewards checking account, the bank provides money market, high-yield savings, lending, and investment account services.
Quontic Bank Review August 2024
Founded in 2009, Quontic began as a community bank in New York City and has since become an online-only bank. Quontic Bank is Federal Deposit Insurance Corp. (FDIC)-insured, and a part of a fee-free ATM network made up of 90,000 ATMs across the country.
Laurel Road Review August 2024
Laurel Road is best known for its student loan products, but it’s expanded its repertoire to online banking products, such as checking, high-yield savings, and lending thanks to joining the KeyBank family in 2019. Headquartered in New York, Laurel Road doesn’t have any physical branches as it operates entirely online.
Alliant Credit Union Review August 2024
Alliant Credit Union is an online-only financial institution with a suite of personal banking products, including high-interest savings accounts and certificates of deposit (CDs). The credit union, based in Chicago, offers savings and checking accounts with minimal to no fees.
American Express National Bank Review August 2024
American Express is widely known for its credit cards but it also has several high-yield savings accounts among a slew of consumer and business banking products through its bank division, American Express National Bank.
Discover Bank Review August 2024
Discover Bank is part of the Discover Financial Services company, which is primarily known for its credit card products. Discover Bank, however, offers a range of other financial services beyond just credit cards, including online deposit account options. Although Discover has a large minimum opening deposit at $2,500, the company offers a broad range of CDs, with durations of up to 10 years.
Alliant Credit Union Review August 2024
Alliant Credit Union is an online-only financial institution with a suite of personal banking products, including high-interest savings accounts and certificates of deposit (CDs). The credit union, based in Chicago, offers savings and checking accounts with minimal to no fees.
First Internet Bank Review August 2024
If you’re looking for a bank that provides multiple account options but you don’t necessarily need the highest interest rates, First Internet Bank has you covered. It offers a variety of accounts, including CDs, checking, and savings accounts. Many of its accounts have modest annual percentage yields (APYs), but its certificates of deposit (CDs) and money market accounts (MMAs) currently offer above-average rates.
Everbank Review August 2024
Founded in 1998, EverBank, is a Jacksonville, Florida-based bank offering CDs, high-yield savings accounts, checking accounts, and more. Non-Floridians can open a CD account online in a few easy steps, and customers in Florida can open an account at one of the bank’s eight locations in the state.
Evergreen Bank Review August 2024
Evergreen offers a range of personal banking products, including checking and savings, CDs, home loans, and credit cards, as well as business banking options. Its online CD terms range from six months to five years, with more options available in branches.
UFB Direct Bank Review August 2024
UFB Direct is an online-only bank and a division of the more widely known Axos Bank, headquartered in San Diego. It offers checking, high-yield savings, money market accounts (MMAs), and mortgages but does not provide certificates of deposit (CDs).
Varo Bank Review August 2024
Founded in 2015, Varo is an online-only bank offering products, such as a checking account, a high-yield savings account, a credit-building credit card, cash advances, tax filing, and more. Varo Bank’s high-yield savings account has no fees and no minimum deposit requirements.
My Banking Direct Review August 2024
My Banking Direct is an online bank currently offering a whopping 5.35% annual percentage yield (APY) on its savings accounts, one of the highest rates in the country. The online-only bank and division of Flagstar, N.A., is one of the largest regional banks with a significant retail presence in the Midwest and California.
Lending Club Review August 2024
LendingClub is a financial technology (fintech) company with roots that stretch back to 2007 and since then the company has grown to serve more than 4 million members. LendingClub offers a broad range of financial products and services including personal and business loans, auto refinancing, as well as personal and business banking accounts.
Laurel Road Review August 2024
Laurel Road is best known for its student loan products, but it’s expanded its repertoire to online banking products, such as checking, high-yield savings, and lending thanks to joining the KeyBank family in 2019. Headquartered in New York, Laurel Road doesn’t have any physical branches as it operates entirely online.
Bank5 Connect Review August 2024
Bank5 Connect is the online-only division of BankFive, a Massachusetts bank that’s operated since 1855. In addition to offering a high-yield checking account, it also offers savings, money market, and certificate of deposit (CD) accounts.
Upgrade Bank Review August 2024
Upgrade is a financial services company headquartered in San Francisco that partners with Cross River Bank to offer checking and savings accounts. It’s perhaps best known for its personal loans and credit cards that offer favorable terms for those with low credit.
Current Review August 2024
Current is a financial technology company offering customers personal accounts with pass-through deposit insurance provided by Choice Financial Group and Cross River Bank. It offers accounts for spending, saving, and investing, as well as an instant paycheck advance service.
American Express National Bank Review August 2024
American Express is widely known for its credit cards but it also has several high-yield savings accounts among a slew of consumer and business banking products through its bank division, American Express National Bank.
Varo Bank Review August 2024
Founded in 2015, Varo is an online-only bank offering products, such as a checking account, a high-yield savings account, a credit-building credit card, cash advances, tax filing, and more. Varo Bank’s high-yield savings account has no fees and no minimum deposit requirements.
Redneck Bank Review August 2024
Redneck Bank is a fully online bank that takes a lighthearted and humorous approach to banking. But don’t be fooled by its quirky website—the bank is a legitimate financial institution offering some of the best rates on checking and money market accounts (MMAs) available today.
Vio Bank Review August 2024
Vio Bank is the online-only division of MidFirst Bank, the largest privately owned bank in the US. With a 5.3% APY, no monthly fees, and easy online access to funds, Vio Bank’s MMA could be a convenient choice for many.
Ally Bank Review August 2024
Ally Bank is an online-only bank that offers all the benefits of a traditional big bank—like access to various products and a variety of customer service options. As a bonus, Ally has 24/7 customer service and you can contact them via phone, email, and chat.
UFB Direct Bank Review August 2024
UFB Direct is an online-only bank and a division of the more widely known Axos Bank, headquartered in San Diego. It offers checking, high-yield savings, money market accounts (MMAs), and mortgages but does not provide certificates of deposit (CDs).
Merchants Bank of Indiana Review August 2024
Merchants Bank of Indiana is based in its namesake state and was founded in 2002. It offers consumers a range of products, such as home equity loans, CDs, and checking accounts. It has $17 billion in assets and $14.1 billion in deposits.