Nikhil Gokhale
Head of Research at IBS intelligence
Mumbai, Maharashtra, India
2K followers
500+ connections
Articles by Nikhil
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Insurers’ drone programs can take a page from their IoT experiences
Insurers’ drone programs can take a page from their IoT experiences
By Nikhil Gokhale
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At Afthonia, one of our key focus areas is fostering a global outlook, serving as a bridge for our startups in the international market and for…
At Afthonia, one of our key focus areas is fostering a global outlook, serving as a bridge for our startups in the international market and for…
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🌟 𝗗𝗶𝗱 𝗬𝗼𝘂 𝗞𝗻𝗼𝘄? Dubai’s adoption of AI for regulatory compliance in banking is now over 50%, automating reporting and audit processes to…
🌟 𝗗𝗶𝗱 𝗬𝗼𝘂 𝗞𝗻𝗼𝘄? Dubai’s adoption of AI for regulatory compliance in banking is now over 50%, automating reporting and audit processes to…
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Experience
Education
Publications
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Pursuing cybersecurity maturity at financial institutions: Survey spotlights key traits among more advanced risk managers
Deloitte Insights
Financial firms are stepping up their efforts to stay ahead of cyber and business threats. Our latest Deloitte and FS-ISAC survey reveals what differentiates the strongest cybersecurity programs from the rest.
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The Nimble Imperative
Deloitte Center for Financial Services
If multiline property and casualty (P&C) insurers can fine-tune their portfolio to scale down in under-performing lines and ramp up to capitalize on those that appear poised to outperform, they should be able to achieve an improved return with lower portfolio risk. While carriers acknowledge the opportunity to achieve higher returns by capitalizing swiftly on shifts in the market, few have the end-to-end capabilities to achieve them systematically and effectively.
We posit a new…If multiline property and casualty (P&C) insurers can fine-tune their portfolio to scale down in under-performing lines and ramp up to capitalize on those that appear poised to outperform, they should be able to achieve an improved return with lower portfolio risk. While carriers acknowledge the opportunity to achieve higher returns by capitalizing swiftly on shifts in the market, few have the end-to-end capabilities to achieve them systematically and effectively.
We posit a new strategic framework featuring five key elements that can infuse greater flexibility and agility into insurer operating models. -
The Nimble Insurer
Deloitte Center for Financial Services
The Nimble Insurer posits a new strategic framework featuring five key elements that can infuse greater flexibility and agility into insurer operating models. The goal is to build bridges among product lines and inject more operating flexibility into siloed insurance organizations to enable faster reallocation of resources and help carriers attain an evolving, yet optimal product portfolio and improve return on capital.
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Compliance to power performance: 2016 Insurance Ethics and Compliance Survey
Deloitte Center for Financial Services
In the face of enhanced regulatory scrutiny, there is light ahead for insurers. Data from the 2016 Deloitte Insurance Ethics and Compliance Survey shows a relationship between a mature compliance function and financial performance. Learn how to transform the insurance compliance function to lower risk, improve company culture, and empower growth.
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Small-business insurance in transition: Agents difficult to displace, but direct sellers challenge status quo
Deloitte Center for Financial Services
While the shift from agency to online sales will likely continue to be both slower and more challenging in commercial insurance than it’s been in personal lines, the stars are aligning to threaten the prevailing agency-centric model. How might insurers crack the code to sell insurance online directly to more small-businesses? This report follows up on a 2013 small-business insurance survey by the Deloitte Center for Financial Services with new, original research and insights into entry barriers…
While the shift from agency to online sales will likely continue to be both slower and more challenging in commercial insurance than it’s been in personal lines, the stars are aligning to threaten the prevailing agency-centric model. How might insurers crack the code to sell insurance online directly to more small-businesses? This report follows up on a 2013 small-business insurance survey by the Deloitte Center for Financial Services with new, original research and insights into entry barriers and how to overcome them.
Other authorsSee publication -
Cyber risk: A strategic imperative for the insurance industry
Deloitte Center for Financial Services
Who could blame insurers for asking themselves whether or not they really want to be in the cyber insurance business? But as cloud computing and the Internet of Things continues to grow and evolve, cyber insurance could be a significant opportunity for growth in the industry. Read our Quick Look blog to learn opportunities and challenges associated with cyber insurance.
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Voice of the annuities consumer: Exploring innovative approaches to accelerate annuities market growth
Deloitte University Press
Despite a generally promising annuities market outlook, insurers may need to address several fundamental systemic challenges to increase market penetration, widen their prospect base, and keep sales on an upward trajectory.
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Life Insurance and Annuity Industry Outlook: Taking the Longer Term View
Deloitte Center for Financial Services
Life and annuity carriers should be focusing on five big-picture challenges to position themselves as industry leaders in 2015 and beyond: Transforming for growth, tackling longevity risks, adapting to regulatory changes, upgrading capital management, and achieving data fluency.
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Property and Casualty Insurance Industry Outlook: Focusing on the Big Picture
Deloitte Center for Financial Services
Beyond accounting for short-term changes in the economy and individual insurance markets, carriers should be focusing on four major challenges to position themselves as industry leaders in 2015 and beyond: Achieving data fluency, adapting to regulatory changes, upgrading capital management, and addressing the impact of climate change.
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Exciting times ahead for India's credit landscape! Zeta is proud to be at the forefront of this critical transformation that's vital to India's…
Exciting times ahead for India's credit landscape! Zeta is proud to be at the forefront of this critical transformation that's vital to India's…
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If you know Open Banking but don’t "really" know Open Banking, this is the webinar for you. It covers the basics briefly and then explores how Open…
If you know Open Banking but don’t "really" know Open Banking, this is the webinar for you. It covers the basics briefly and then explores how Open…
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Are you at the WFIS Philippines next week? So are we! Veefin will be the Marriott, Manila, on August 13 and 14, showcasing the flagship Supply…
Are you at the WFIS Philippines next week? So are we! Veefin will be the Marriott, Manila, on August 13 and 14, showcasing the flagship Supply…
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“If everyone is moving forward together, then success takes care of itself.” Thanks Amit Jain Angleen Malik Strong partnerships are hard work. It…
“If everyone is moving forward together, then success takes care of itself.” Thanks Amit Jain Angleen Malik Strong partnerships are hard work. It…
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We are excited to announce that Dale Carnegie Training is expanding its presence into the vibrant and dynamic Gujarat market! Known for its rich…
We are excited to announce that Dale Carnegie Training is expanding its presence into the vibrant and dynamic Gujarat market! Known for its rich…
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Medals aren’t everything Vinesh Poghat was disqualified and lost her chance at silver medal at world’s biggest sporting event Olympics. Entire…
Medals aren’t everything Vinesh Poghat was disqualified and lost her chance at silver medal at world’s biggest sporting event Olympics. Entire…
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As I mark my 10th work anniversary with Deloitte, I am filled with gratitude and a deep sense of pride for being a Deloitter. Reflecting on the past…
As I mark my 10th work anniversary with Deloitte, I am filled with gratitude and a deep sense of pride for being a Deloitter. Reflecting on the past…
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