P.C. JAMES

Understanding Property Insurance explains all aspects of the traditional Fire Insurance, which is now covered under the Standard Fire & Special Perils Policy as also the various Add On covers. It briefly explains the features of Industrial All Risk Policy and the Mega Insurance Policy. It looks at how the correct sum insured is to be arrived at. All along the principles and practices with various court rulings as applicable are given. Three chapters deal with claim issues and a fourth on… Show more

Understanding Property Insurance explains all aspects of the traditional Fire Insurance, which is now covered under the Standard Fire & Special Perils Policy as also the various Add On covers. It briefly explains the features of Industrial All Risk Policy and the Mega Insurance Policy. It looks at how the correct sum insured is to be arrived at. All along the principles and practices with various court rulings as applicable are given. Three chapters deal with claim issues and a fourth on grievances. Engineering Insurance and Business Interruption Insurance are also clearly explained. The last chapter contains useful case studies to make the reader understand the nuances of real cases that arise when dealing with insurance. Overall the book takes the reader to understand this insurance in a comprehensive and practical manner. Show less

This book tried to cover all the range of topics that sheds understanding on this complex subject where expectations are high, but there are many constraints in offering all that consumers want. Health risks and costs are rising, and covers are widening and deepening but at a price. There are regulations that attempt to see that customers are properly covered and served.
The book is useful for insurers, intermediaries, organisations that seek group insurance, for those in healthcare and so… Show more

This book tried to cover all the range of topics that sheds understanding on this complex subject where expectations are high, but there are many constraints in offering all that consumers want. Health risks and costs are rising, and covers are widening and deepening but at a price. There are regulations that attempt to see that customers are properly covered and served.
The book is useful for insurers, intermediaries, organisations that seek group insurance, for those in healthcare and so on.
The book can be bought from amazon.in (https://goo.gl/iWpwBn) Show less

This practical one-stop guide offers an easy understanding of general insurance, taking you step by step through the intricacies of the subject that has often been misunderstood by professionals and also the layperson on the street, who often relates all insurance to life insurance. (Review of the book by Asia Insurance Review). Book available for purchase on Amazon.in (https://goo.gl/EXkeVn)

A well-designed insurance solution reduces disaster consequences in two ways: (1) It provides
early liquidity and thereby prevents long-term loss of livelihood and lives; and (2) It prices risk on actuarial basis and can incentivise pre-disaster risk reducing behavior.