Can I join Juno?
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- Undergraduate programs of Title IV accredited, non-profit universities
- All grad programs, such as law, medicine, PA, MBA, etc. of Title IV accredited, non-profit universities
- Graduates of the above programs looking to refinance their loans
- For-profit universities
Eligibility Criteria for Your US Cosigner (if you have one)
- Cosigner must be a US citizen or non-conditional GC holder
- Minimum FICO score of 650
- $35k annual income
More Details On Your Cosigner
- Both primary and cosigner must live in the District of Columbia or a state that we lend in (all but NV) but they do not need to both live in the same state.
- The cosigner must be the age of majority as defined by their state of residence.
- Cosigner is a U.S. Citizen or possesses a 10-year (non-conditional) Permanent Resident Card (primary is not required to be a U.S. Citizen or Permanent Resident).
- Cosigner has minimum FICO score of 650 (primary is not required to have minimum FICO score).
- Cosigner has at least 3 years of credit history.
- Cosigner has minimum income of $35,000 per year (in USD).
- Cosigner and primary do not have a bankruptcy on their credit reports.
- Cosigner and primary have a history of on-time payments as the primary borrower on any revolving or installment account that is reported to a credit bureau (e.g. student loans, personal loans, car loans/leases, mortgages, credit cards or charge cards).
- Cosigner and primary do not have any accounts currently in collection.