The Latest Articles from NCLC
Read NCLC's analysis of the latest changes to consumer law and their practice implications.
Preview NCLC's Consumer Law Treatises
Click on a title to view its table of contents and read its first chapter
Fair Debt Collection
![Fair Debt Collection cover](/https/library.nclc.org/sites/default/files/styles/teaser_book/public/field_book_cover_image/2022-03/FDC_front%20copy%402x.png?itok=Q1bW4lJi)
The leading treatise on the federal Fair Debt Collection Practices Act (FDCPA), the statute that dramatically alters how collection agencies, debt buyers and attorneys collect consumer debts. Authored by experts who bring decades of experience on FDCPA litigation, legislation, and interpretations. Now including The FDCPA Case Connector, a searchable database of 14,000 FDCPA case holdings.
Fair Credit Reporting
![Fair Credit Reporting front cover](/https/library.nclc.org/sites/default/files/styles/teaser_book/public/field_book_cover_image/2022-08/FCR_Digital_v1%20front%20cover%402x.png?itok=DCX_hdDG)
The treatise explains the latest changes in credit reporting resulting from CFPB actions and those of the state attorneys general, as well as thousands of new FCRA court decisions. Also covered are the Credit Report Organizations Act, Gramm Leach Bliley, and state credit reporting statutes.
Mortgage Servicing and Loan Modifications
![Image of the front cover of the print edition of Mortgage Servicing and Loan Modifications](/https/library.nclc.org/sites/default/files/styles/teaser_book/public/field_book_cover_image/2023-06/MSaLM-front-border%402x.png?itok=RVgiVFeN)
The most complete and up to date treatise on homeowner rights and remedies dealing with mortgage servicers, plus rights to delay and modify mortgage payments.
Student Loan Law
![image of the front cover of Student Loan Law manual by NCLC](/https/library.nclc.org/sites/default/files/styles/teaser_book/public/field_book_cover_image/2023-10/SLL_front%20cover%402x_border.png?itok=ZOGNT9CE)
The Seventh Edition of Student Loan Law keeps readers current on all of these changes with comprehensive explanations of all student loan borrower rights and relief programs. The treatise includes new rights for loan cancellation, income-based repayment options, and tactics for challenging collector, servicer, private loan, and school abuses.
Free @ NCLC
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![open NCLC treatise on a desk, surrounded by office supplies](/https/library.nclc.org/sites/default/files/styles/large/public/field_media_images/2022-08/DSC02123-HDR%20%281%29.jpg?itok=PnQ_nbZo)
Two free books, 11 practice checklists, a student loan toolkit training materials, consumer law statutes & regs, and more — all publicly accessible on the NCLC Digital Library.
Federal Practice Manual for Legal Aid Attorneys
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![cover of NCLEJ's Federal Practice Manual for Legal Aid Attorneys](/https/library.nclc.org/sites/default/files/styles/large/public/field_media_images/2024-04/FederalPracticeManual_BookCover%404x%20%281%29.png?itok=YApA7qzt)
NCLEJ's Federal Practice Manual for Legal Aid Attorneys guides legal aid and public interest lawyers through all stages of federal litigation. The Revised 2024 Edition provides the most comprehensive expertise for practitioners litigating on behalf of low-income and disadvantaged clients against government defendants. This edition is currently free to the public.