𝐑𝐢𝐜𝐚𝐫𝐝𝐨 𝐑𝐞𝐛𝐨𝐥𝐥𝐞𝐝𝐨 𝐕𝐢𝐯𝐚𝐬 𝐂𝐮𝐞𝐬𝐭𝐚 🌐📱

As a skilled business development senior executive with over eighteen years immersed in the financial sector, I possess robust expertise in credit risk portfolio management and a deep understanding of the digital payment ecosystem. My career is characterized by a seamless balance between extensive experience and a keen insight into new technologies and the needs of emerging generations.

Currently serving as the Country Manager at Xaldo, I have led high-performing teams and developed strategic processes and corporate governance structures.

Previously, as the Commercial Director at PROSA, I consistently exceeded objectives, secured strategic projects, and played a pivotal role in achieving a high portfolio value. My leadership in B2B2C sales channels at PROSA and Buró de Crédito significantly enhanced market penetration and profitability, showcasing my ability to drive business growth in diverse environments.

My key accomplishments include:

Leadership and Team Building: Successfully built and led high-performing teams, fostering organizational change and capability development.
Strategic Partnerships: Developed and maintained strong relationships with strategic customers and C-Level contacts, securing key projects and driving business growth.
Innovation and Digitalization: Pioneered the digital strategy of financial services, integrating new technologies such as AI, Blockchain, Open Banking, and behavioral biometrics.
Market Expansion: Led commercial strategies that expanded company operations and enhanced market penetration and profitability.

I am passionate about leveraging AI, Blockchain, Open Banking, and other innovative technologies to drive transformation in the financial sector. My proven track record of positive outcomes positions me at the optimal time in my career to enhance a company's growth and drive digital innovation.

Skills and Qualities:

Results-driven with a strong command of financial, market, and consumer data.
Demonstrated success in strategy development and execution.
Commercially astute with global matrix organization experience.
Proven ability to manage large client relationships and develop new business opportunities.
Agile, creative, and resourceful in overcoming barriers and driving change through innovation.

My mission is to drive growth and innovation for fintech, payment, and e-lending companies in Mexico, leveraging my expertise in business development, M&A, and regulatory compliance.

Let's connect and explore how I can contribute to your organization's success in the dynamic and evolving financial landscape.