Anna Baluch

Anna Baluch

About the Author

Personal finance freelance writer

-Years of experience writing for well-known media outlets in the business and personal finance space

-Bachelor’s degree in marketing and an MBA

Bio and experience
Anna Baluch writes about a variety of personal finance topics including mortgages, debt management, student loans, personal loans, and more. Her work can be found on media outlets like The Balance, Freedom Debt Relief, Lending Tree, Credit Karma, NAV, and RateGenius.

Prior to freelance writing, Anna worked in SEO and affiliate marketing for a large home improvement company. When she’s not typing away on her computer in sunny Hudson, OH, she can be found working out, volunteering, trying new restaurants, and hanging out with her husband and daughter.

Education
Anna received a bachelor’s degree in marketing from Northwood University and MBA from Roosevelt University.

The Archive

Should you take out a loan for rent payments?

Need rent money? Find out whether taking out a loan is a good idea.

What is a share-secured loan?

Ready to build or repair your credit? Consider a share-secured loan.

Handling credit card debt while unemployed

If you’re unemployed with credit card debt, you may be able to reduce your payments and save your credit via hardship programs and other options.

What is APR?

The annual percentage rate plays an important role in the cost of borrowing.

Best student loan refinance companies of December 2023

Want to refinance your student loans? Here are our top picks for student loan refinance companies.

What is credit card debt consolidation?

Ready to pay off your credit card debt? Consider credit card consolidation.

What are your RV loan options?

You have several options when looking for an RV loan lender, so it’s important to understand which is right for you.

Where to get a personal loan

Personal loans come in many forms, so it’s important to look at all the options to find the right one for your situation.

What are the requirements for a student loan?

In need of a federal or private student loan? Here’s what you need to know about eligibility.

Average used car loan interest rates in 2023

In the market for a used car? Here’s the scoop on used car loan interest rates. Find out how these loans work and if they’re the right choice for you.

Using personal loans for home improvement projects

Updating or remodeling your home can be expensive. Find out how to finance your home improvement projects.

Private student loan interest rates

Interest rates are important to consider before taking out private student loans. Here’s what you need to know.

When should you begin applying for student loans?

If you’d like to take out federal student loans or private student loans, here’s when you should apply.

How to use a personal loan to buy land

Looking for a way to finance a land purchase? Consider a personal loan.

Types of personal loans: What to know

You can get a personal loan for various reasons, from medical debt to home improvements.

The best credit score for personal loans: what you need to know

Having a good credit score or applying with a creditworthy cosigner can help you lock in a personal loan with a low interest rate.

Using loans for medical expenses: what to know

Personal loans are one option for covering medical expenses, and you may be able to get a low interest rate if you have good credit.

How to get a $5,000 personal loan

Looking for a $5,000 personal loan? Here’s what you need to know.

What to know about getting a $250,000 mortgage

Before you apply for a $250,000 mortgage, you’ll want to consider factors like interest, down payment, and closing costs.

How to get a $10,000 personal loan

Have a large expense to cover? A $10,000 loan can help. Here’s what you need to know.