Nick Dauk
The Archive
Can you get a personal loan with bad credit?
While predatory loans often target borrowers with poor credit, you can find a legitimate bad credit loan from various lenders.
What can be used as collateral for a personal loan?
Personal loans are available as secured and unsecured loans, with secured loans requiring collateral.
 How to lower credit card interest
By learning how to lower your credit card interest rate, you can save money and pay off your debts sooner.
Motorcycle loans: What to know
Many riders choose to finance their motorcycle with a loan. Compare rates from multiple lenders to find the motorcycle loan that meets your needs.
What happens if you never pay your student loans?
What happens if you never pay your student loans? You should consider the serious short- and long-term consequences that all borrowers should be aware of.
Income-driven repayment vs. refinancing student loans: what to know
Managing your student loan repayments through refinancing or an income-driven repayment plan may help you save money in the long run.
How to pay off $30K in student loans
Repaying $30,000 in student loan debt is achievable with the right plan in place. Use these suggestions and strategies to pay down your loan debt comfortably.
What is a payoff statement: everything you need to know
A student loan payoff statement tells you exactly how much you owe on your student loan as of today. You can decide whether to pay it off in full now...
Can you refinance Sallie Mae student loans?
Sallie Mae does not provide refinancing services. Borrowers wanting to refinance their Sallie Mae student loans will need to seek out a different lender.
Debt consolidation vs. personal loans: key differences
Debt consolidation loans can help you manage your debt collectively with a single loan. These loans may also save you money.
Debt settlement pros and cons
While debt settlement can potentially reduce or eliminate some of your debt, it could also come with hefty fees and hurt your credit.
Long-term personal loans: what to know
Long-term personal loans offer borrowers an opportunity to take out a personal loan and repay it on an extended repayment schedule.
What is a personal line of credit?
A personal line of credit can be a useful way to pay for uncertain or long-term expenses, like home renovations and medical bills.
How to pay off $150K in student loan debt
By using different strategies like biweekly payments and refinancing, you can pay off high debt amounts faster and more affordably.
Can you use 529 plan funds to pay student loans?
You can use 529 plan funds to repay your beneficiary’s student loans, as well as their sibling’s, up to $20,000 maximum.
How to pay off $80,000 in student loans
You could better manage $80K in student loan debt with a mix of strategies that cater to your income level, lifestyle, budget, and family size.
Best personal loans with no origination fee of December 2023
Origination fees are administrative charges that you pay a lender in return for taking out a loan, but it’s possible to find a lender that doesn’t charge these fees.
How to pay off credit card debt
Paying off credit card debt can be difficult, but it’s not impossible. These methods can help you get out of debt.