Bank of America Mobile Banking

4.6
1.11M reviews
10M+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Bank conveniently and security with the Bank of America® Mobile Banking app for U.S.-based accounts.

Manage Accounts
• View account balances and review activity
• Activate or replace credit/debit cards
• Set alerts for important account info

Transfer Money and Pay Bills
• Securely send and receive money with Zelle® using a U.S. mobile number or email address¹
• Transfer funds between your Bank of America and linked Merrill accounts
• Pay bills

Check Deposit
• Take photos of checks to deposit them
• Get immediate confirmation that your check is processing²

Erica, Your Virtual Financial Assistant³
• Ask Erica to find transactions, pay bills and more
• Get valuable alerts, and helpful insights

Security
• Set up Touch ID® / Face ID®
• If fraudulent activity is suspected on your card, we’ll notify you
• View security center
• With our Mobile Banking Security Guarantee, you’re not liable for fraudulent transactions when reported promptly4

Manage Investments with Merrill
• Trade stocks, ETFs, mutual funds
• View up-to-date Market data, news, and quotes
• Send messages and documents securely to your advisor

See the Online Banking Service Agreement at bankofamerica.com/serviceagreement for more information. Mobile carrier message and data rates may apply.

¹ Zelle transfers require enrollment and must be made from a Bank of America consumer checking or savings account to a domestic bank account or debit card. Recipients have 14 days to register to receive money or the transfer will be canceled. Dollar and frequency limits apply.

² Deposits are subject to verification and not available for immediate withdrawal. Other restrictions apply.

³ Erica does not provide investment advise. Erica only listens or speaks when you tap the microphone and retains interactions to optimize your experience. Erica speaks aloud and hears and responds to all voices. Erica is only available in English.

4 You’re not liable for fraudulent Mobile Banking transactions when you notify the bank within 60 days of the transaction first appearing on your statement and comply with security responsibilities.

Investing involves risk. There is always the potential of losing money when you invest in securities.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp"). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp.

Insurance and annuity products are offered through Merrill Lynch Life Agency Inc. ("MLLA"), a licensed insurance agency and wholly owned subsidiary of BofA Corp.

Banking products are provided by Bank of America, N.A., and affiliated banks, Members FDIC and wholly-owned subsidiaries of Bank of America Corporation.

Investment, Insurance, and Annuity products:
• Are Not FDIC Insurance
• Are Not Bank Guaranteed
• May Lose Value
• Are Not Deposits
• Are Not Insured by Any Federal Government Agency
• Are Not a Condition to Any Banking Service or Activity

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Features may only be available for certain account types.

Android is a trademark of Google Inc.

Google emojis are used herein under license.

Bank of America and related trademarks are trademarks of Bank of America Corporation

Bank of America, N.A. Member FDIC

© 2024 Bank of America Corporation
Updated on
Sep 9, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Photos and videos
This app may collect these data types
Photos and videos, Audio and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
1.08M reviews
Commander-RR
September 11, 2024
In whole it's good. But they recently made a change, its not nessesary & redundant. When you try to go to bill pay it pops up a screen called recipients. In order to get to your normal bill pay page you have to scroll to the bottom and tap it again. There was no reason for this addition. It doesn't seem to have done damage to the app itself, but why add something that's not needed? I have sent them a message about this twice & have gotten no replies. Lowered rating 1 for change 2 for no reply.
1 person found this review helpful
Did you find this helpful?
C M Kirk
August 20, 2024
2021: I like the app VERY much for what it WILL do, and use it almost daily, sometimes several times a day. It is intuitive, easy, and responsive. I will like it even better when it is designed to do some other things - additional options (plus easier navigation) on Bill Pay, for example. Overall, a very good app.
355 people found this review helpful
Did you find this helpful?
Bank of America
March 2, 2021
Hello C M, we appreciate your feedback! We are continuously working on app enhancements and new features to add. Please keep an eye out for future updates as we continue to enhance our app and user experience! Thanks - Ashlyn
Charles Goedken
August 29, 2024
It is infuriating how many clicks this app requires to pay bills. Each time you want to pay a couple bills, it takes minimum 4 clicks just to get to the screen to pay someone, and then you can only pay one at a time, and after you pay, it is another 4 clicks to pay the next bill. It is also a big let down that you can't reconcile receipts thru the app. The app used to be a lot better, they need to evaluate their user interface for ease of use, or people will stop using it.
7 people found this review helpful
Did you find this helpful?

What's new

In this release, we've made some minor enhancements and bug fixes.

We're always making improvements, so turn on automatic app updates to get the latest. Go to Google Play Store > Menu > Settings > Auto-update apps, and set your preference.