Betterment Invest & Save Money

Tshala imali futhi wonge kangcono nge-Betterment. Izinhlelo zokusebenza zokutshala imali ziyi-dime, akunjalo? Ngakho-ke, ungase uzibuze ukuthi kungani kufanele ulande lolu hlelo lokusebenza lokutshala izimali. Kulula: I-Betterment iwumeluleki we-robo owakhiwe ngobuchwepheshe obulungiselela wena, udale umuzwa ofanelana nezidingo zakho noma ngabe ungumtshali-zimali oqeqeshwayo noma i-stock market guru. Joyina abantu abangu-~900,000 abasiphathisa imali engaphezu kwamabhiliyoni angu-$50+.

Njengomeluleki ozimele wokutshalwa kwezimali kwedijithali kanye ne-fiduciary, umgomo we-Betterment ukukusiza wenze okungcono kakhulu ngemali yakho ukuze uphile kangcono. Qalisa emizuzwini embalwa nge-$10 kuphela futhi akukho bhalansi encane. Landelela impilo yakho yezezimali emigomeni yakho yokulondoloza yesikhathi esifushane neyesikhathi eside ngohlelo lwethu lokusebenza olusebenziseka kalula.

AMAKHASIMENDE AMASHA ATHOLA 5.50% IMALI EGUQUKILE* (kusukela ngomhla ka-4/02/24) NGEMALI
- Thola i-APY* engu-0.50% eyengeziwe ngediphozithi efanelekayo kanye nangaphezu kuka-13x** isilinganiso sikazwelonke.
- Vikela umholo wakho kuze kufike ku-$2 million† kumshwalense we-FDIC emabhange ethu ohlelo.
- Funda kabanzi ku-www.betterment.com/cash-portfolio

AMAPHOTHIFOLIYO EZAKHELWE UCHWEPHESHE UKUZE USIZE UKWETHUSA ISIMO SAMAZULU Emakethe
- Enza ngendlela oyifisayo ileveli yobungozi besitoko nebhondi ngezincomo ezivela kochwepheshe.
- Khetha eyodwa yamaphothifoliyo ethu athuthukisiwe, akhethiwe we-ETF, njenge-Innovative Tech, i-Goldman Sachs Smart Beta, noma izinketho zokutshala izimali ezinomthwalo wemfanelo emphakathini: i-Broad, Social, noma i-Climate Impact portfolio
- Ufuna isu lebhondi yonke? Zama iphothifoliyo yethu ye-BlackRock Target Income noma iphothifoliyo yethu ye-Goldman Sachs Tax Smart Bond ukuze uqondise isivuno esiphezulu kuyilapho ubeka engcupheni encane kunezitoko.

TSHALA NGOBUCHWEPHESHE OBULUNGISELELA WENA
- Linganisa kabusha iphothifoliyo yakho futhi utshale kabusha izinzuzo ngokuzenzakalelayo
- Nciphisa umthelela wakho wentela ngamathuluzi azenzakalelayo, njengokuvuna ukulahlekelwa intela nokuxhumana kwentela phakathi kwama-akhawunti
- Setha amadiphozithi avelayo ohlelweni lwakho oluthandayo
- Imibuzo? Sinezinsiza eziningi noma sibuze abeluleki bethu bezezimali!

GCINA IMALI YAKHO ENINGI
- Tshala nathi ngo-$4/ngenyanga nje, noma ukhokhe imali yonyaka engu-0.25% kubhalansi ye-akhawunti yakho yokutshala imali lapho:
- Iba nebhalansi ye-Betterment isiyonke engu-$20,000 noma ngaphezulu kuwo wonke ama-akhawunti otshalile kanye nemali oyiphethe kwa-Betterment, noma
- Setha idiphozi (ama) ephindaphindayo ka-$250/ngenyanga noma ngaphezulu kunoma iyiphi i-akhawunti
- Thuthukela ku-Premium ukuze uthole ukufinyelela okungenamkhawulo kubaluleki ngo-.65% nje wezimpahla zakho ozitshalile, ingxenye yezindleko uma kuqhathaniswa nabeluleki bendabuko
- Laba ngochwepheshe ABAQINISEKILE NGEZEZIMALI ™, abaholayo abakaze banikezwe umsebenzi, ngemali yokuphatha ephansi kakhulu.

PHENDULELA IMIGOMO YOKUPHILA IBE IMIGOMO YEMALI
- Londolozela lelo bhayisikili lokuzivocavoca, iholide lakho elilandelayo, nokunye okwengeziwe
- Dlula ngaphezu kuka-401(k) wakho nge-IRA
- Sebenzisa amathuluzi ethu wokuqagela ukwenza uhlelo
- Bala ukuthi ungafinyelela kanjani okuhlosiwe ngesibikezelo sethu somgomo

BHEKA ISITHOMBE ESIKHULU
- Thola ideshibhodi yethu yezezimali ehlangene
- Xhuma ama-akhawunti angaphandle, bona ukubaluleka kwakho konke, futhi ubuke ukusebenza kwe-investimenti yakho, konke endaweni eyodwa


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Ukuthuthukisa
8 W 24th St., New York, NY 10010


I-Cash Reserve itholakala kuphela kumakhasimende e-Betterment LLC, okungelona ibhange, futhi ukudluliswa kwemali emabhange ohlelo kwenziwa ngama-akhawunti omthengisi wamakhasimende ku-Betterment Securities.


**Isilinganiso senzalo se-akhawunti yokulondoloza emaphakathi kazwelonke sibikwa yi-FDIC (kusukela ngomhla ka-3/18/24) njengesilinganiso sonyaka sesivuno sephesenti (APY) sama-akhawunti okulondoloza anediphozithi engaphansi kuka-$100,000.


Nakuba amabhondi engaguquguquki kakhulu kunamasheya, ukutshala imali kumabhondi akuyona ingozi. I-Betterment, futhi ayikho i-BlackRock noma i-Goldman Sachs, enesibopho sobudlelwano bayo bokweluleka namakhasimende.