The Broke Generation

Emma Edwards
The Broke Generation Podcast

Feel good finance podcast, packed with frank and honest money conversations, and practical tips to help you be better with money.

  1. The spending trap of your fantasy self: SPEND-TEMBER

    5 DAYS AGO

    The spending trap of your fantasy self: SPEND-TEMBER

    Welcome back to Spend-tember! Today, we're unpacking the concept of the "fantasy self" and exploring how it influences our financial behaviours and spending decisions. If you've participated in my wardrobe challenges, you might already be familiar with the idea of the fantasy self when it comes to clothing. But today, we're broadening that lens to see how it shows up in various aspects of our lives. Today I’m covering: Understanding the Fantasy Self Common Categories Where the Fantasy Self Shows Up How to Dismantle Your Fantasy Self Join the discussion! If you haven't yet joined our Facebook group, what are you doing?! We have ongoing discussion threads about each episode and themes from Spend-tember, along with homework tasks to help you dive deeper into your financial habits and mindset. Listen to the episode on Spending Runways mentioned in this episode here: https://thebrokegeneration.com/blog/episodes/are-spending-runways-draining-your-money/?portfolioCats=362  Join the Spend-tember Facebook group: https://www.facebook.com/share/g/7ZwmieN2ZEPjxsHr/  Vote for The Broke Generation Podcast in the Australian Podcast Awards: https://www.australianpodcastawards.com/voting  Where to find The Broke Generation Website: https://thebrokegeneration.com/Instagram: https://instagram.com/the.brokegenerationTikTok: https://www.tiktok.com/@the.brokegeneration   Order my book, Good with Money! Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you’ll also get your free Financial Values workbook. See omnystudio.com/listener for privacy information.

    37 min
  2. Is it unfeminist to discuss women's spending habits? SPENDTEMBER with Emma & Victoria

    2 SEPT

    Is it unfeminist to discuss women's spending habits? SPENDTEMBER with Emma & Victoria

    In the final episode of The Comments Section Season Two, we’re digging through the dirty laundry pile that is the intersection of feminism and spending habits, and whether it is unfeminist to critique women's spending habits. Historically, financial media has framed men's spending around wealth-building and investment, while women's spending has often been associated with saving and cutting back. This dichotomy raises the question: is it wrong to scrutinise women's spending when men aren't subjected to the same narrative? Telling women to ignore their spending habits and simply "build wealth" without addressing the deeper societal pressures misses the point. While it’s crucial to acknowledge that the pressure to maintain a certain appearance or lifestyle is heavily marketed to us, we also discuss the importance of engaging with our financial behaviours. It’s not just about blaming ourselves but rather understanding the structures that shape our financial decisions and taking control to redirect our resources. The Broke Generation is nominated in the Australian Podcast Awards! If you’ve loved having us in your ears lately, you can cast your vote here. Just search for ‘The Broke Generation’ and follow the prompts. Voting closes 10 October 2024. Thanks to our sponsors, Wallace Advocates, AJT Legal, Lending Solved. Where to find Emma Website: https://thebrokegeneration.com/Instagram: https://instagram.com/the.brokegenerationTikTok: https://www.tiktok.com/@the.brokegeneration   Order my book, Good with Money! Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you’ll also get your free Financial Values workbook. Where to find Victoria Instagram: https://www.instagram.com/bad.bitch.money/?hl=en Newsletter: https://substack.com/@victoriashakeshaft See omnystudio.com/listener for privacy information.

    43 min
  3. 28 AUG

    Let's unpack the money stuff from Love is Blind UK, with Ellie Austin-Williams

    [WARNING: LOVE IS BLIND UK SPOILERS IN THIS EPISODE] Love is Blind UK has just wrapped on Netflix and WHAT. A. SEASON. From prenups to "I don'ts" to who pays for dinner and Sabrina's £70 supermarket shop, there were SO many juicy money themes in this series that I just had to unpack with someone.  I'm joined by author of Money Talks, Ellie Austin-Williams, to chat about the couples form this season and explore some of the money stuff that came up during the show. Despite money being firstly a mathematical concept, what we kept coming back to was how deeply values-based so many of the financial conflicts were, highlighting how important it is to understand your own financial compass in order to have a healthy relationship.  Highlights: Reunion debrief, including Sabrina's £70 supermarket shop and an ironing board Clashing love languages and the financial side of investing in a relationship Tom and Maria's clashing financial values Who pays for dinner on a first date? Can you ever reconcile differences in foundational financial values? What questions could the couples be asking in the pods to get to know each other more intimately on a financial level? Prenups, protecting your assets, and what's fair IMPORTANT: when it comes to money and relationships, it's important to be aware of the risks and red flags for financial abuse. This interview episode with Serena McDuff from Respect Victoria explores financial abuse and its warning signs: https://open.spotify.com/episode/0Co414jUd8h9Nghh9sqq2V?si=ZBoM0GBsRUugI82g2jGt7A&nd=1&dlsi=0b9407665813470a  Where to find Ellie: Instagram: @thisgirltalksmoney Book: Money Talks https://www.penguin.com.au/books/money-talks-9781786787996 Website: https://www.thisgirltalksmoney.co.uk/  Where to find The Broke Generation Website: https://thebrokegeneration.com/Instagram: https://instagram.com/the.brokegenerationTikTok: https://www.tiktok.com/@the.brokegeneration   Order my book, Good with Money!   See omnystudio.com/listener for privacy information.

    1h 1m
  4. Let's talk about failure. The Comments Section with E & V

    26 AUG

    Let's talk about failure. The Comments Section with E & V

    This week, we're diving into the messy reality of failure. We’re unpacking the modern narrative that every failure must teach us something or shape our success. But let's be real—sometimes, failure is just failure. From botched jobs to disastrous side hustles, we’ve all been there. We explore the pressure to be grateful for failures, even when they don’t neatly fit into our life’s success story. Ever tried to spin getting fired from a waitressing gig into a stepping stone? It’s a stretch. We also touch on the emotional weight of redundancy and how some failures don’t need to be transformed into life lessons. Maybe they’re just missteps we’d rather forget. And while failure can build resilience, not every misstep needs to be a defining moment. Join us as we share our own flops, from failed fitness kicks to embarrassing work blunders, and how we’ve learned that sometimes, it’s okay to just move on without turning every failure into a victory lap. Thanks to our sponsors, Wallace Advocates, AJT Legal, Lending Solved. Where to find Emma Website: https://thebrokegeneration.com/Instagram: https://instagram.com/the.brokegenerationTikTok: https://www.tiktok.com/@the.brokegeneration   Order my book, Good with Money! Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you’ll also get your free Financial Values workbook. Where to find Victoria Instagram: https://www.instagram.com/bad.bitch.money/?hl=en Newsletter: https://substack.com/@victoriashakeshaft See omnystudio.com/listener for privacy information.

    33 min
  5. 21 AUG

    How to "quiet quit" unhelpful consumption and spending patterns

    In this episode, I explore the idea of "quiet quitting" beyond the workplace and how it applies to our consumption habits. Inspired by a recent newsletter on stepping back from the beauty hamster wheel, can a change in mindset help us break free from the cycle of overconsumption and superficial self-care? I share practical strategies for assessing what genuinely adds value to our lives, like simplifying beauty routines and scrutinising our purchases. From questioning the necessity of trendy beauty treatments to evaluating convenience-driven consumption, I show how adopting a quiet quitting attitude has empowered me to make more intentional choices, and you can too!  Episode highlights: Practical tips on simplifying beauty routines and scrutinising purchases. How convenience-driven consumption impacts spending. Actionable strategies for making better choices about consumption. “I was able to identify that the thing compelling me to pay for that, or to consider getting that treatment, was because I felt pressure that everybody else was."Emma [12:26] “All of these things are priming us to become these convenience seeking consumers like it doesn't serve us."Emma [20:08] “Is this really expressing myself? …Can I really see beyond this one decision and really can I really make sense of what I'm actually trying to do with this consumption decision."Emma [25:38] Book mentioned: Indistractable by Nir Eyal Follow for help with your fashion footprint: curatedwardrobe.au Where to find The Broke Generation Website: https://thebrokegeneration.com/Instagram: https://instagram.com/the.brokegenerationTikTok: https://www.tiktok.com/@the.brokegeneration   Order my book, Good with Money! Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you’ll also get your free Financial Values workbook. See omnystudio.com/listener for privacy information.

    36 min

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Feel good finance podcast, packed with frank and honest money conversations, and practical tips to help you be better with money.

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